hello forumers,

sorry for a noob question here. may i ask, will i be betting a loan rejection letter from banks after my loan got rejected? i did not receive any from banks that have rejected my application. the developer is asking for it in order to refund my booking fee. when i contact the banker, she says banks usually don't give the letter. she said banks will inform the developer regarding the rejection. what is the procedure in getting my booking refund? thanks for helping.

Dun think the bank will inform developer that ur loan rejected. If u applied 5 bank, then all bank will inform developer that ur loan rejected?

Keep pestering the bank officers to provide letter. If this fails, ask to see the bank manager.

If all else fails, you may want try this:

Send an email to the banker and CC the developer saying "Thank you for approving my loan. I look forward to your lawyer contact me to sign the loan agreement by xx/xx/xx. Developer (put name) have been informed".

The banker will surely reply saying your loan rejected.

Problem solved. Loan rejection email. (Email should be valid same as letter).

This post has been edited by corleone74: Sep 12 2014, 08:33 AM

Never tot of this. Brilliant idea.

later bank don't bother reply the email, TS will get stuck again.

Last time i send email to a local bank to discharge the title, they don't even bother to reply or call back even though the email is copied to BNM.

You got to ask for it (admin fee may applies)

+1

Good one.

Banker just will call u said "Your Loan Rejected Brooooo"

If you apply from the developers panel of banks, the bank will inform the developer.
Usually they work very closely with the developers. If the bank didn't inform them, then ask them to call your loan officer that handles your case. Reputable developers will not telan your deposit.

Few things can happen:

- Rejection letter will be generated if you fail to obtain a loan from the particular bank.

- You got approved however you decided to not take up the loan due to package issues, then no rejection letter will be generated.

- The banker may deem your case as a shitty therefore don't even process it hence no rejection letter.

- The banker generate a non formal rejection letter.

can i get an informal letter from branch manager? will they accept. don't think the developer will telan the money. coz i was told to sign the cancellation form. they just need the rejection letter to attach with it.

some officer dont even bother to submit loan.. how to get rejection letter wo

Then the fella do what with the loan application forms if dun submit after waste time fill in details?

show manager/boss got case to submit? kena few times already.
some is from online..

I face similar issue like u. My case is buying from developer but loan need to process based on valuation, as the time i place booking it is almost vp and some subsales unit selling in the market. Then my loan approved with huge gap of over 50k++ need to top up. At the end i need to cancel the booking and the developer request the letter from me as well. But i unable to get the letter, then follow up with the sales department head, he let me write in the letter and support by him only their finance able to refund my booking. Whole process take me over 1 year ++ as earlier was follow up with few people that unable to help at all. So my advice is talk to the right people.

P.s: my loan cap is much higher but loan is based on valuation, so i let them know even i add name to my loan application also cant solve my issue.

i know some bankers did not submit the application. this bank that i'm asking did submit coz it was rejected the 1st time, then they ask me to submit some other docs to appeal. guess i have to push harder.

1 year ++ that's long man..

learn a lot from u

i dun think so. Loan rejection letter is supply by bank upon request.

do u know whom should i request from? the banker is not helpful at all.

His boss.

usually i request from the mortgage officer. If they can't provide, i will call their loan Dept (depend which branch) and speak to 1 of the manager on that matter.

You SHOULD get the loan rejection letter. Call up the banker and ask them to send you the loan rejection letter to your email. Take note that they may take their own sweet time to send it so keep pestering them for it.

If the banker said something like 'Oh, we usually don't provide rejection letters' or some sort, then the banker is a dumbass or probably new to the company. Request to speak to someone else and tell that you need the rejection letter to get your booking fee refunded, obviously.

thanks. will definitely do so

Hi

Usually one loan rejection letter from one bank will do to get back the booking fee ?

My previous developer asked me at least 2 letters of rejection before can refund.

First banker (maybank) found my case as shitty because insufficient income, so he didn't want to process or produce the reject letter. But I got angry and told him if he knew my income is less, at the first place why he insisted me until I submit all my documents. Eventually, he said his manager agreed to produce the letter.

Second banker (Bank Islam) is much easier to deal with. Look at my income, The office said wont succeed. Then immediately she ask "Do you want me to prepare rejection letter?"

Third banker (RHB), is the greatest of all. The officer went all out helping me to pass, including investigating all my asset/saving. Eventually my loan was approved. However, this loan is for different developer (but same amount).

I hope my exp here will help.

Hi All,

Hope you guys can advise me what to do.

I wanted to get a rejection letter from Maybank because I had a some financial problem. But after I told the banker, he said he wouldn't able to do so and I sent him whatapps, call his mobile phone, all no reply and no pick up.

May I know who should I contact now?

Here I attached his details:
email: cheekeat.le@maybank.com
Phone: 0169159493

I am so shock, previously he would reply instantly and would be very patient, then after I express my intention to get the rejection letter, he changed 180 degree.



Please help guys.

Appreciate.

Thank you

and why are you uploading his photo? U took his time, now simply want to cancel due to your own reason and when he said he is not able to do so, you decided to upload his details and photo.. There are ways to do it, and posting like this due to your own stupidity wont solve it. My banker said she can help me to do loan reject letter if I need it and its Maybank as well. Maybe you can check youself first how you communicate with people that you need and how u react when things dont go your way. Or can say bye bye to your deposit if what youre doing this for is to get back your deposit.

This post has been edited by naqib0307: Jul 28 2019, 09:46 PM

If the penalty from developer is 500 or lesser then just give them la.

Bank has no obligation to issue or help you with loan rejection letter. If your loan application is approved, bank couldn't and wouldn't issue loan rejection letter.

This post has been edited by icemanfx: Jul 28 2019, 10:37 PM

Actially bank never call you for yr loan rejection.

They just keep quiet.