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 Fixed Deposit Rates in Malaysia V7, Please Read Post# 1 & 2

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MGM
post Nov 22 2014, 11:39 AM

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Existing funds in epf earn dividend daily. It is the new deposit or monthly contribution that will be in the calculation at the end of the month
MGM
post Dec 15 2014, 05:53 PM

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Received a call tht i won a gold coin frm ocbc fd promo. Anyone get similar call?
MGM
post Dec 15 2014, 06:46 PM

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QUOTE(tbheng @ Dec 15 2014, 06:18 PM)
Wow! Congrats... rclxms.gif
When did you place the FD?
Did you go for the Ringgit Plus one?
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Yes, went there the first day the promo was posted here by cybpsych on 18-Nov. Thank u so much cybpsych. Being greedy and still waiting for the Medklinn.
At first was more interested of the Medklinn and never bother with the lucky draw. Went thru the T&C of the promo and found that only 10 winners & coin is worth rm1500.

http://ocbc.com.my/assets/pdf/Accounts/OCBC_FB_TnC_v3.pdf
MGM
post Dec 15 2014, 07:06 PM

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QUOTE(cybpsych @ Dec 15 2014, 07:04 PM)
Wait for my pm to discuss the profit sharing settlement brows.gif

Congratz!
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OK thanks again. ILU wub.gif
MGM
post Dec 15 2014, 07:33 PM

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A very tough question, which bank runs the promo?
MGM
post Dec 16 2014, 05:34 PM

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QUOTE(harmonics3 @ Dec 16 2014, 03:18 PM)
Just received an sms saying that i've won a Medklinn Asens Air Steriliser from OCBC and RinggitPlus, need to reply with address for them to send it over.. anyone else receive it?
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Received same sms. rclxm9.gif
MGM
post Dec 16 2014, 05:46 PM

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QUOTE(leo_kiatez @ Dec 16 2014, 05:42 PM)
Congratz! They replied you after you send them FD details or RP directly send the sms saying eligible for the gift? smile.gif
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Received this SMS & reply with Address only.
'Congrats you won a Medklinn Asens Air Steriliser from OCBC and RinggitPlus, Please reply with your address and we will send by courier.'

This post has been edited by MGM: Dec 16 2014, 05:49 PM
MGM
post Dec 17 2014, 12:06 PM

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QUOTE(buggeroff @ Dec 17 2014, 10:01 AM)
Hello, I've received the pension scheme letter and now no longer put contribution for my EPF. My friends suggested that I take out the money from my EPF and put it into a more profitable "institution". I can withdraw about 14k from the fund.

Is it better to open a FD account or is there a better way to invest it? I'm still looking at other options such as UT or tabung haji..
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Not enough info to advise.
MGM
post Dec 17 2014, 09:54 PM

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QUOTE(tbheng @ Dec 17 2014, 07:44 PM)
I have already got an existing HL Mach Money Box account and an FD account.
From the TnC, it seems like also applicable to existing account holders.
I will give it a try and see if I am lucky enough to get the prize.  tongue.gif
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Same situation for me, went to Mach@eCurve to bank in rm1000 thru CDM to MoneyBox Account and then transfer to FD account, all done at the branch. Since it is the first day hope I can get the prize.
MGM
post Dec 17 2014, 09:55 PM

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QUOTE(mamamia @ Dec 17 2014, 08:07 PM)
Submit info to ringgitplus, but still didn't get the confirmation email
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I got the email almost instantly.
MGM
post Dec 17 2014, 10:36 PM

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Looks like fear is creeping into the financial market. Do not want to lock in too much cash in long term FD and miss the opportunity. 1-month FD's interest is too low. Maybe 3-month step-up FD is the best. Referring to post#2, best step-up FD would be PBB 3month 3.7%-3.8%-3.9% or HLB 4month 3.83%-4.28%.

This post has been edited by MGM: Dec 17 2014, 10:56 PM
MGM
post Dec 17 2014, 11:46 PM

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QUOTE(tbheng @ Dec 17 2014, 11:20 PM)
I IBG to my Moneybox and then place FD via HL connect, all done from home.  tongue.gif
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For me too late to IBG (6pm), so did it at the branch. But in your 7.44pm post u still have not done it, so how u do instant IBG and fd placement online?

This post has been edited by MGM: Dec 17 2014, 11:53 PM
MGM
post Dec 20 2014, 11:40 AM

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QUOTE(McFD2R @ Dec 20 2014, 10:59 AM)
If money is transferred via banks, you will always have to declare the purpose of such transfers. I've done so several times and reason is required. You can BS but not advisable. The only way to undetect is bringing cash each time you go to Australia, which I assume you do since you chose Australia. I go once or twice a year.

It's not just for detecting money laundering but also to monitor terrorism fundng. Oh trust me, Aust Govt & banks will monitor, especially if you have no interest in Australia ie. Property, sister/bro, business ..
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What about bringing cash to Spore, it would be easy if u stay in JB.
MGM
post Dec 20 2014, 01:57 PM

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QUOTE(nexona88 @ Dec 20 2014, 12:43 PM)
people already done it before years ago & still going on now..

and I heard got "special service" by those JB money changer to "send" your money to singapore undetected.
donnot if true or not, or  for certain people only  rclxub.gif hmm.gif
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This is true, but there is risk of the MoneyChangers runaway or died suddenly.
MGM
post Dec 20 2014, 02:08 PM

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QUOTE(okuribito @ Dec 20 2014, 02:03 PM)
hehe but if do yourself, there'll be a heavy price to pay, won't there? wonder how heavy hmm.gif
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Why heavy price, just bring out the allowable amount frequently by the causeway and bank into one's bank account at woodlands. and pray don't get robbed.
MGM
post Dec 22 2014, 03:17 PM

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QUOTE(cybpsych @ Dec 22 2014, 01:25 PM)
Finally!

user posted image
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Congrats. You deserve it the most. rclxms.gif
I replied to the same SMS on 16-Dec but yet to receive the Medklinn.
MGM
post Dec 23 2014, 09:12 AM

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QUOTE(Ramjade @ Dec 23 2014, 07:30 AM)
I was wondering about this too.. Why peg at 3.8 and not peg at 3?
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Less import & more export. also maybe he likes sam pat.

This post has been edited by MGM: Dec 23 2014, 09:14 AM
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