Hm, I will call and ask on Tuesday then.

Yes, correct. I even reconfirm with her but I did not show her the terms as BCC showed though.
She somemore said what the previous lenglui told me about payment of interest every 6 months for option '3' is not right

ya, i placed some fund for both 15 and 18 months..now thinking to go for the 12 months one..joint FD with a diff person, so troublesome abit to keep opening CASA.

It is Maybank Islamic FD. Just like the 4% 12 mth with upfront interest mentioned earlier, they do not advertise it. Will find out more on Tuesday as I am interested in this one. It is even better than the 5 mth AmBank 3.85% which I placed this week. Using these to "wait" for OPR increase. 

Can it be done with cash? Thanks.

Do not know how to talk to them since the CS said no info given. Any names for the promo?

I just called. Here's the info:-

Conventional FD 3 months period, promo ending 31th Oct.
Min fund 25k.
Quota 1.5B.
First & second month 3.7%, third month 4.2%.
Fresh funds only and the CS didnt mention require funds from 3 different source. Must bring cash, cannot transfer to your CASA then withdraw.................

me too. i called 2 branches & got 2 diff answers:

branch A - for avg 3.87% min RM100K, else min RM20K ave 3.7%

branch B - for avg 3.87% min RM50K must be cheq from cimb or rhb, else min RM25K from anywhere ave 3.7%

really confused already now

mr bbgoat, can pm me which branch you did your transaction pls?

Today went to RHB and found out that the 15-mth step up promotion has closed from 1-Oct.

Uplifted my 3-mth FD with BR (after 2 time of renewal) and didn't notice they adjust the maturity date by 1 day later (for BR whenever maturity date falls on a holiday they will auto adjust the new maturity date to the next working day)...
I only realized after signing all the withdrawal and IBG forms...and they refused to change saying that the money already transferred to the destination bank.. end up losing interests for premature withdrawal by 1 day!!!

Painful lesson.. anyone has similar experiences before?

I am pissed off that the BR staff never reminded me of the new maturity date..

Old goat n Bcc
9. got leng lui or not

tried to place maybank 3.87% 3mth promo but was told to deposit the personal cheque for it to clear before can apply for FD placement.

Hello all,

I have a FD processed for the passed three years. I just found out I lost the certificate.
What do we need to do if we need to close the FD and take the money out?

Will bank impose some cost if certificate lost?

we thought the merger will reduce competition, maybank think otherwise

BR yet to update their new rates as of now 
http://www.bankrakyat.com.my/term-deposit-account-i

maybank interest up front + PIDM = KO BR

18 months SCB also better than BR 24 months, BR no more supporter soon

Fake young man.. .. You are slapping to yourself this time...     Ha Ha..

Oh..This is a good news..
Are you talking about old type Mubeen?
My Mubeen FD is 5 years FD, not mature yet...

SCB 4% Bonus Saving plan was making me crazy for past few days.. Now I know how does it work since
after visiting another SCB branch couples of time, and also calling SCB hotline many times....

Step by step like this:

(1) Join SCB priority banking

(2) Deposit minimum RM 10K fresh fund to JustOne current account during any day in the month for 6 months.

(3) Use online banking to transfer RM 10K from JustOne current account to JustOne saving account on the same
day to earn 4% interest in saving account, because current account has no interest.

(4) As long as deposit RM 10k fresh to current account every month, all money deposited to saving account during
6 months promotion period will get 4% interest.

I think this plan is good for consolidating small funds while still can earn 4% interest (actually maybe slightly lower than 4%)

---------------------------------------------------------------------------------

I went to May Bank to withdraw money this afternoon, below was the conversation:

Me: Encik, May Bank ada FD ke..?

Staff: Ada, kita ada 3.7% untuk 3 bulan sekarang

Me: Bukan 3.87%..?

Staff: Oh.. yang itu mesti bawa check dari lain bank..

Me: Ya.. saya tahu, saya ada dengar khabar angin..

Staff: Ya ke.. angin besar ke..? (Staff looked panic..  .. Ha ha..quite funny..)

Me: Saya ada dengar ramai orang cakap mesti bawa check dari, CIMB, RHB dan MBSB, betul ke..?

Suddenly one famale staff came to join our conversation...

Female staff: check dari lain bank pun boleh

Me: Check dari Hong Leong boleh ke?

Female: Boleh juga. tapi mesti cepat lah, kalau kita hit target, promosi ini akan tamat awal

Me: Ok.. Minimum deposit nak berapa?

Female: RM 50K

I guess MBB original plan is:
(1) Check from RHB, CIMB & MBSB: 3.87%
(2) Check not from these 3 banks: 3.7%

Ha ha.. I think MBB realized they are making mistake to irritate these 3 banks..
But MBB hair is already wet..