wan a bodyguard?     

One question, do banks auto renew using board rate or follow the rate from original cert?

I have colleagues who just auto renew their FD without checking and have been doing for years.

But who still does that manually nowadays? i prefer e-FD as i can monitor it or uplift it remotely.
For the promo 4%, this is the first time i got the FD cert physically which kind of new to me. 
Hope i will remember to uplift it when it matured.

Did you get the FD promo from the eFD ? My impression is eFD do not have promo most of the time, I may be wrong.

For me, the FD promo earns more but just have to go to the bank. But for some, may not bother the extra from the FD promo.   

Just wanted to spread out my FD in different banks.

Actually FD return is not that good. I was quiet for a while because I invested into property last year and I get 20% to 100% return.

Just wanted to spread out my FD in different banks.

Actually FD return is not that good. I was quiet for a while because I invested into property last year and I get 20% to 100% return.

FD is not for those in wealth accumulation mode like our Captain said.

DCI ?

Property is good to go in but unsure which one. Penang property getting higher & higher. But still good to spread out some bullets. 

I was tempted to go into DCI but now with AUD currency & interest rate so low, abit scared.

DCI no thrill nowadays with single digit rate only.

Last time got 20~30% rate, then really thrill. 

Yeah. I would like to apply for Maybank2 Gold card but seeing that I am not working yet = no income proof

But I have my FD and ASG which shows money of >RM50k. Can that be use?

Bro, firstly, how old are you?

Secondly, clcik here to Credit Card Ask General Question Thread as more people there should be able to assist you.

Last but not least, I not not with Maybank Credit Card Evaluation Dept, so I won't have a clue if they will approve your application or not. You can easily go to Maybankard Centre to enquire if you qualify for their card or not.

munkeyflo, since you under probation I will not launch a complain and you may be excuse for spamming with two posts in a row, hahahaha. But seriously, in CC section, the Mods/Staff do not encourage posts in a row unless if a thread is inactive for a while and a member one to bum it to get the attention of others on what he/she wants to share.

Hi Gen-X,

My mum doesn't need fresh fund for HLB. I just asked about the fresh funds (withdraw cash and come back the next day) cause it happened 1-2 years ago.

I asking about UOB promo because maybe my sister is interested. And I am not sure whether they will auto-renew at board rate or auto-renew at promo rate upon maturity.

So it would seems that to be eligible for promo rate, I need to go to bank upon maturity and uplift it. 

By the way,
How do you put a box around the person's name (like summoning the person here)?

Hi there,

When they say fresh fund, can I use RM10k from Bank A to put into FD Bank B but the next day, transfer RM10k from Bank B to Bank A?

Hi everyone, how do you all manage to quickly dump in money into fd from one bank to another? wouldnt you all be losing the previous bank fd interest which at the end of the day you dont really benefit much from the new fd in other bank?

Guys, u hv not heard of "Hell has no fury like a woman's wrath."? So don't mess around with lenglui Flo. Once her probation over you better watch out

Aiyah, Captain Gen-X not piloting pirate ship so don't need eye-patch to enhance his image.  He is really a v nice n respectful young man. I am v thankful he called me 'Sis' instead of 'Auntie'. Very flattered u guys, young enough to be my little bros, r calling me lenglui. Actually, I am an ex-lenglui who now totes a pension card to get senior citizen's privileges from banks.

Those Priorty or Privelege  banking nowadays r really rubbish. Majority of the RMs r like buayas. They sulk n won't layan u anymore when u tak hui their sales pitch once too often. Despite serving us brand-name coffee/tea their brew still leave a bitter after-taste. Even their gifts, if u r priveleged enough to receive them, r sub-par. BBG, hope the tray from HLB is worth ur time n effort (like having to ask for it?).

Sorry Flo, know its OT. Hope u will just let it slip this time. Will keep mum after this post

Thanks for ur reply..normally how u all do transfer from 1 bank to 1 bank? Use banker's cheque? Or what else method can be use?