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Fundsupermart.com v7, DIY unit trust investing
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SUSPink Spider
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 Sep 2 2014, 10:16 AM
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QUOTE(cutepet @ Sep 2 2014, 10:13 AM) what method u guys use for averaging ? - value averaging ? -dollor cost averaging ? - ?? Pls advisse me  In my opinion Value Averaging is superior to Dollar Cost Averaging QUOTE(Arvinaaaaa @ Sep 2 2014, 10:13 AM) call them this morning to settle my problem and i have only 1. thing to say: the fsm customer center has the best customer service i had seen throughout my life..damn fast they settle my problem, by just making a new purchase and use that money for that new purchase..problem solved in 5 mins, thumbs up to them  |
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woonsc
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Sep 2 2014, 10:19 AM
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QUOTE(Arvinaaaaa @ Sep 2 2014, 10:13 AM) call them this morning to settle my problem and i have only 1. thing to say: the fsm customer center has the best customer service i had seen throughout my life..damn fast they settle my problem, by just making a new purchase and use that money for that new purchase..problem solved in 5 mins, thumbs up to them Congrats~ haha.. at least you dint lose your money~ |
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wongmunkeong
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Sep 2 2014, 10:19 AM
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Barista FIRE
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QUOTE(Pink Spider @ Sep 2 2014, 10:16 AM) In my opinion Value Averaging is superior to Dollar Cost Averaging Dude - not just yr opinion - statistical fact given long term data testing by some white paper folks  er.. i'd have to dig it out if U guys want to read it - shared way earlier in PM or FSM or Mutual Fund thread (can't recall which - getting older & senile-er)  |
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yck1987
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Sep 2 2014, 10:20 AM
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QUOTE(Arvinaaaaa @ Sep 2 2014, 10:13 AM) call them this morning to settle my problem and i have only 1. thing to say: the fsm customer center has the best customer service i had seen throughout my life..damn fast they settle my problem, by just making a new purchase and use that money for that new purchase..problem solved in 5 mins, thumbs up to them cool.. now u can gain more confident go with FSM ! Happy investing |
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SUSPink Spider
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Sep 2 2014, 10:24 AM
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QUOTE(wongmunkeong @ Sep 2 2014, 10:19 AM) Dude - not just yr opinion - statistical fact given long term data testing by some white paper folks er.. i'd have to dig it out if U guys want to read it - shared way earlier in PM or FSM or Mutual Fund thread (can't recall which - getting older & senile-er) Hello Mr DA™  Found some new places Last nite... |
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wongmunkeong
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Sep 2 2014, 10:39 AM
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Barista FIRE
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QUOTE(Pink Spider @ Sep 2 2014, 10:24 AM) That one "Trading" lar, not mutual fund investing Anyhow, some folks (or 1) trade mutual funds too - so.. not out-of-topic  found a new place too - 24hrs trading neh offline offline b4 mods nuke us |
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woonsc
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Sep 2 2014, 11:13 AM
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QUOTE(wongmunkeong @ Sep 2 2014, 10:19 AM) Dude - not just yr opinion - statistical fact given long term data testing by some white paper folks er.. i'd have to dig it out if U guys want to read it - shared way earlier in PM or FSM or Mutual Fund thread (can't recall which - getting older & senile-er) First time hearing Average Value investing.. AV investing..  |
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SUSDavid83
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Sep 2 2014, 12:04 PM
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QUOTE(woonsc @ Sep 2 2014, 11:13 AM) First time hearing Average Value investing.. AV investing.. Value Averaging I think! |
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woonsc
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Sep 2 2014, 12:12 PM
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QUOTE(David83 @ Sep 2 2014, 12:04 PM)  sorry~ |
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SUSDavid83
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Sep 2 2014, 12:14 PM
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QUOTE(woonsc @ Sep 2 2014, 12:12 PM) sorry~ DCA == dollar cost averaging VCA == value cost averaging |
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SUSPink Spider
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Sep 2 2014, 12:26 PM
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QUOTE(David83 @ Sep 2 2014, 12:14 PM) DCA == dollar cost averaging VCA == value cost averaging SALAH! DCA vs DVA |
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SUSDavid83
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Sep 2 2014, 12:59 PM
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QUOTE(Pink Spider @ Sep 2 2014, 12:26 PM) Sorry, Master. I can't remember the terminology! |
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Arvinaaaaa
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Sep 2 2014, 02:36 PM
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QUOTE(Pink Spider @ Sep 2 2014, 12:26 PM) Boss thanks for info..I read this but still not so sure on how the value averaging works..I know how dca works. Care to simplify on how dva works? |
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Arvinaaaaa
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Sep 2 2014, 02:38 PM
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QUOTE(woonsc @ Sep 2 2014, 10:19 AM) Congrats~ haha.. at least you dint lose your money~  QUOTE(yck1987 @ Sep 2 2014, 10:20 AM) cool.. now u can gain more confident go with FSM ! Happy investing QUOTE(wongmunkeong @ Sep 2 2014, 10:39 AM) That one "Trading" lar, not mutual fund investing Anyhow, some folks (or 1) trade mutual funds too - so.. not out-of-topic found a new place too - 24hrs trading neh offline offline b4 mods nuke us Care to share here or pm? |
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woonsc
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Sep 2 2014, 02:42 PM
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QUOTE(Arvinaaaaa @ Sep 2 2014, 02:36 PM) Boss thanks for info..I read this but still not so sure on how the value averaging works..I know how dca works. Care to simplify on how dva works? Found this link  |
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SUSPink Spider
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Sep 2 2014, 02:50 PM
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QUOTE(Arvinaaaaa @ Sep 2 2014, 02:36 PM) Boss thanks for info..I read this but still not so sure on how the value averaging works..I know how dca works. Care to simplify on how dva works? Simplified example... U started with 2 funds, ABC and XYZ with RM1K each DCA: Every month u blindly top up RM100 on each fund DVA: Month 1 ABC: RM1.1K XYZ: RM900 U top up RM200 on XYZ. Nothing on ABC Month 2 ABC RM1.2K XYZ: RM1.1K U top up XYZ RM100. Nothing on ABC Get it? |
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wongmunkeong
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Sep 2 2014, 02:50 PM
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Barista FIRE
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QUOTE(woonsc @ Sep 2 2014, 02:42 PM) Value InvestingFound this link Dude - i have a tingling feeling U will be very rich by 35-40 (you're still college/teens now right?), even by just being an employee but managing yr assets well. Resourceful AND specifically, correct idea U found. Even the book is the "bible" for VA - the only book i found which incorporates "expected returns through time" (ie. expectedCAGR) into a VA methodology. When done into a spreadsheet - U can use it for 1 fund/ETF OR entire portfolio. This post has been edited by wongmunkeong: Sep 2 2014, 02:51 PM |
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SUSPink Spider
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Sep 2 2014, 02:51 PM
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QUOTE(wongmunkeong @ Sep 2 2014, 02:50 PM) Dude - i have a tingling feeling U will be very rich by 35-40, even by just being an employee but managing yr assets well. Resourceful AND specifically, correct idea U found. Even the book is the "bible" for VA - the only book i found which incorporates "expected returns through time" (ie. expectedCAGR) into a VA methodology. When done into a spreadsheet - U can use it for 1 fund/ETF OR entire portfolio. I 30 but still surviving only...not rich  |
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woonsc
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Sep 2 2014, 02:54 PM
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QUOTE(wongmunkeong @ Sep 2 2014, 02:50 PM) Dude - i have a tingling feeling U will be very rich by 35-40 (you're still college/teens now right?), even by just being an employee but managing yr assets well. Resourceful AND specifically, correct idea U found. Even the book is the "bible" for VA - the only book i found which incorporates "expected returns through time" (ie. expectedCAGR) into a VA methodology. When done into a spreadsheet - U can use it for 1 fund/ETF OR entire portfolio. HAHA If i can get rich by then.. 35 years old is 16 years from now.. Lai go eat buffet~ |
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Arvinaaaaa
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Sep 2 2014, 03:08 PM
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QUOTE(woonsc @ Sep 2 2014, 02:42 PM) Value InvestingFound this link Thank u QUOTE(Pink Spider @ Sep 2 2014, 02:50 PM) Simplified example... U started with 2 funds, ABC and XYZ with RM1K each DCA: Every month u blindly top up RM100 on each fund DVA: Month 1 ABC: RM1.1K XYZ: RM900 U top up RM200 on XYZ. Nothing on ABC Month 2 ABC RM1.2K XYZ: RM1.1K U top up XYZ RM100. Nothing on ABC Get it? Crystal clear...thank u QUOTE(woonsc @ Sep 2 2014, 02:54 PM) Wait,,u baru 19 tahun? Damn u 1 year younger than me...most people at our age wont even think of investing...spend macam own the world end up nothing in bank... |
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