PRS cannot be considered as investment.

If you want to group strictly, PRS acts like your EPF. It's part of your retirement planning.

MYR hits 10-month low against USD:

http://www.nst.com.my/node/49827

Brent crude hits USD 82 (4-year low):

http://www.thestar.com.my/Business/Busines...glut/?style=biz

Gold drops another 2% @ USD 1145 per oz:

http://www.bloomberg.com/news/2014-11-05/g...-six-years.html

S&P 500 hit new high and WTI crude rebounces:

URL: http://www.bloomberg.com/news/2014-11-04/j...ds-retreat.html

AmCommodity? AmPrecious?

Crude and gold at such low level.

Jobless data pushes S&P 500 to another high:

URL: http://www.bloomberg.com/news/2014-11-06/u...-at-record.html

Idea Of The Week: Top 3 Common Investment Mistakes To Avoid [7 November 2014]

1. OVERCONCENTRATION OF RISKS
2. MARKET TIMING
3. INFLUENCE OF FEAR AND GREED

CONCLUSION

These are the common mistakes that investors often make and while investors may have some knowledge on these issues, it is hard for investors to avoid them practically without a good solution. One of the effective ways to address these problems is to have a globally-diversified portfolio, which allows investors to avoid the risk of being over concentrated, evade the detrimental effect of market timing (in term of returns) and to prevent the involvement of fear and greed in the investment process. (see Our Portfolio Construction Process [Look Forward to Our Revamped Portfolio!] for more information on how we construct a portfolio). As such, we strongly suggest investors to form a globally-diversified portfolio for their investments in order to mitigate these problems as well as to garner the benefits (lowered volatility and more opportunity across the globe) that an investment portfolio provides.

URL: http://www.fundsupermart.com.my/main/resea...?articleNo=5212

This post has been edited by David83: Nov 7 2014, 09:39 PM

Got English version?

No more bond funds in my portfolio.

I created my own "bond fund".

FD

You didn't park your emergency fund into CMF right?

71% because it's inclusive of my emergency funding. That's why I don't want to term as bond or CMF nor include it in the investment portfolio discussion.

You don't understand my family condition; so better don't comment on it.

Pink Spider understands why I'm hoarding such high level of cash.

CMF is a good choice but bear in mind that you need to factor the delay when you do the redemption to your saving account.

It's not that you can get the money immediately as compared to FD upliftment or high interest saving account like M2U Saver/Saver-i

How much ammo you still have in CMF of your portfolio?

This post has been edited by David83: Nov 8 2014, 05:06 PM

Bolehland testing technical indicators:

FBM KLCI is now in a dangerous position following the pullback, with the key index lingering below the 100-day, 200-day, 50-day and the 14-day simple moving average (SMA) lines.

URL: http://www.thestar.com.my/Business/Busines...back/?style=biz

HSI up >1%

S&P 500 extends record:

http://www.bloomberg.com/news/2014-11-10/u...-at-record.html

Average annual return is 5% p.a.

Nothing is really impressive.