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Credit Cards Reload TnG with Credit Cards v2, 6% GST on Reload Fee, NOT Reload Amount

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ysc
post Apr 2 2015, 01:13 AM

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QUOTE(laymank @ Mar 31 2015, 10:17 AM)
You mean there is no need for an 'offline' balance on the card?
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Unless they upgrade the cards (means every TnG user change new card), the card balance is always stored in the card offline.

Even when you make payment at tolls, that transaction is not sent to TnG HQ in real time.

For Zing Cards which have an auto reload function, it's basically just charging your credit card, then performing a reload to your TnG card (top up to your offline balance).
Auto reload only triggers when your card reaches below a specific threshold.
ysc
post Apr 2 2015, 01:15 AM

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QUOTE(laymank @ Mar 25 2015, 10:56 AM)
Victor bro,

ever thought of going for this?
https://quik2go.touchngo.com.my/internet-re...id=58&opid=plus
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Just never exceed RM1,499 in balance because your card will be automatically blacklisted for fraud and there is no way they can un-blacklist you, even if they wanted to.
enkil
post Apr 2 2015, 01:49 AM

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Thanks.. Never knew about that
victorywp
post Apr 2 2015, 02:19 AM

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QUOTE(ysc @ Apr 2 2015, 01:15 AM)
Just never exceed RM1,499 in balance because your card will be automatically blacklisted for fraud and there is no way they can un-blacklist you, even if they wanted to.
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why so?

actually i always keep my tng card balance in between 1k to 1.5k nowadays. because the max is always 1.5k.
Devil4life
post Apr 2 2015, 09:46 AM

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Anyone tried reloading their TnG after 1st Apr. How's the charges?

Top up RM100, Transaction fees = RM0.53, net value = RM99.47

Top up RM100, Transaction fees = RM0.55 (round up), net value = RM99.45

Top up RM100, Pay RM106

Which scenario is the correct one?
TScybpsych
post Apr 2 2015, 09:50 AM

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QUOTE(Devil4life @ Apr 2 2015, 09:46 AM)
Anyone tried reloading their TnG after 1st Apr. How's the charges?

Top up RM100, Transaction fees = RM0.53, net value = RM99.47

Top up RM100, Transaction fees = RM0.55 (round up), net value = RM99.45

Top up RM100, Pay RM106

Which scenario is the correct one?
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1st is correct.
kopiPeng
post Apr 2 2015, 10:12 AM

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QUOTE(cybpsych @ Apr 2 2015, 09:50 AM)
1st is correct.
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meaning to say if I topup at Petrol station which is "Tanpa Caj" I wont get GST right?
TScybpsych
post Apr 2 2015, 10:23 AM

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QUOTE(kopiPeng @ Apr 2 2015, 10:12 AM)
meaning to say if I topup at Petrol station which is "Tanpa Caj" I wont get GST right?
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got GST but no service charge (RM0.00) at all, nett amount is still ZERO (6% of RM0.00 = RM0.00)
laymank
post Apr 2 2015, 10:24 AM

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QUOTE(kopiPeng @ Apr 2 2015, 10:12 AM)
meaning to say if I topup at Petrol station which is "Tanpa Caj" I wont get GST right?
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Correct.

If you get charged, ask them for tax invoice and see if you can see a GST ID. Otherwise, you can report them.
kopiPeng
post Apr 2 2015, 10:35 AM

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QUOTE(cybpsych @ Apr 2 2015, 10:23 AM)
got GST but no service charge (RM0.00) at all, nett amount is still ZERO (6% of RM0.00 = RM0.00)
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QUOTE(laymank @ Apr 2 2015, 10:24 AM)
Correct.

If you get charged, ask them for tax invoice and see if you can see a GST ID. Otherwise, you can report them.
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Noted bro. Thanks for the prompt reply biggrin.gif

Have a nice day!
LostAndFound
post Apr 2 2015, 10:54 AM

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But don't some reloads charge the fee separately? Or is that only for using credit card that we get charged (for example) RM1 cash separately?
ronnie
post Apr 2 2015, 03:18 PM

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QUOTE(LostAndFound @ Apr 2 2015, 10:54 AM)
But don't some reloads charge the fee separately? Or is that only for using credit card that we get charged (for example) RM1 cash separately?
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That's for PETRONAS (at Kinrara Furniture Street) ... maybe collect RM1.05 now.
sms2u
post Apr 2 2015, 04:49 PM

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QUOTE(ronnie @ Apr 2 2015, 03:18 PM)
That's for PETRONAS (at Kinrara Furniture Street) ... maybe collect RM1.05 now.
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Should be RM1.06?
victorywp
post Apr 2 2015, 05:47 PM

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QUOTE(sms2u @ Apr 2 2015, 04:49 PM)
Should be RM1.06?
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how do you pay that 1 cent in cash?
sms2u
post Apr 2 2015, 05:53 PM

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QUOTE(victorywp @ Apr 2 2015, 05:47 PM)
how do you pay that 1 cent in cash?
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Did I mentioned I pay RM1.06? I asking it should be RM1.06 and I never say no pay RM1.05
chongaik82
post Apr 2 2015, 05:59 PM

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QUOTE(victorywp @ Apr 2 2015, 05:47 PM)
how do you pay that 1 cent in cash?
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I think it will deduct from you top-up amount rather than ask you pay for xcents.
TScybpsych
post Apr 2 2015, 06:26 PM

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those cc surcharge (RM1 for RM100 reload) is "improper" anyway, discussing about GST on it is moot.
victorywp
post Apr 2 2015, 09:14 PM

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QUOTE(sms2u @ Apr 2 2015, 05:53 PM)
Did I mentioned I pay RM1.06? I asking it should be RM1.06 and I never say no pay RM1.05
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QUOTE(chongaik82 @ Apr 2 2015, 05:59 PM)
I think it will deduct from you top-up amount rather than ask you pay for xcents.
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the point is ronnie is talking about reloading tng at petronas kinrara furniture street. if you reload there before, you will know that they collect rm1 cash beforehand for each rm100 reload. so no point mentioning rm1.06 when you can't even pay that 1 cent in cash.
victorywp
post Apr 2 2015, 09:36 PM

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QUOTE(cybpsych @ Apr 2 2015, 06:26 PM)
those cc surcharge (RM1 for RM100 reload) is "improper" anyway, discussing about GST on it is moot.
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yeah, and i don't think they can charge gst on that "surcharge" since it's not even printed in the reload receipt.
SUSsupersound
post Apr 2 2015, 09:43 PM

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QUOTE(cybpsych @ Apr 2 2015, 06:26 PM)
those cc surcharge (RM1 for RM100 reload) is "improper" anyway, discussing about GST on it is moot.
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You cannot say that it is improper as you won't be charged GST or rm1 if reload from Plus service counter. And this is approved by government on service charge issue.
If want to reload in other places, don't be a cheapskate.

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