bro why new buyers only? BLR flactuates one.. existing loans also kena.. housing loans, car loans, private loans and etc..

which is better the property newly vp ones can sleep longer in coma state... while bleeding..

How many % that client in your hand is bankrupt due to housing loan compared with personal loan and credit card or business loan? May I know the ratio since u r expert in this field

These boss must be sibeh good hearted, i know market rate for grads is 2.2 -2.5K only, somemore need to go thru 6 months internship, if department not confirm taking them bye 24 hrs, i am talking about big conglomerate not ah tu ah kao company.

Anyways u considered 2.8-3.2K big deal ah, these is peanut if u intend to get a 500K loan, probably not qualified unless got guarantor.

If you tell me today fresh grads get 8-10K, mid mgr get 20-30K, senior mgmt get 70-100K then that high income.

Out minimum wages set at 3K.

Can't even compare to Singapore, high income my foot lah...tiew

Seriously increase only affecting the new buyer..for me I still have option to serve my loan same amount just longer tenure..for new purchaser they have no choice but have to follow current instalment amount which more harder for them to get an ideal property

any update on MH17?

U are partially right. Mid management professional r getting 20k - 30k, n sr mgmt gets 45k - 180k 

i thought you guys buy expensive properties and many units one... take dis loan that loans to temporary wait project finish and sell upon vp.. bro.. no effect right? to you..  i dun understand.. if the increase in BLR burden the buyers like me.. dont the same BLR has the same effect to burden you guys too?

if you speak of holding powers... your seling 500k , you bought 300k, i buy over with 500k with BLR effect of RM500K you 300k with BLR effect.. kind of confuse dou..

why so silent one so hard or too many loans to calculate izzit?

tell me the total loans with you now currently..can share?

we will try to gauge ur loan exposure monthly... and the total loans uptake.. share lar.. would not hurt what..

Aiyo....he already told you .25 increase only translate to few hundred mah....you calculate la....100 is equal how much loan?
But the key points is...if 0.25 increase is a burden to you....then you hav over stretch lo....we always say affordability mah...when u set a budget to buy, you calculate till no buffer meh?

actually.. these group made up how many in society... and are you suggesting these group are investing mainly in the market?/

if mid professionals are 20k to 30k, 1 million property should not be a problem right? no problem paying DIBS too 2 % only max, no problem with DSR right? well.. why did bank negara limit maximum loans repayment to 35 years then? well these salary 15- 20 years enough di with no problem

just wonder, why on earth government go on and:

a) implement DSR 70%
b) remove DIBS
C) 1 million bar to foreigner
d) 30% RPGT

why? even then these group defiantly has no problem depleting the market properties massively available but vacant and unsold for many many months and which is less than 1 million and at the median of 550k to 650k?

dunno why? bank negara increse 25 points also need to consider so much.. just increase one shot to BLR 10% , based on the salary scheme you approved above... looks like no feeling at all..

lets wonder together

Many bosses also complaint about sub quality performance even for 1st class fresh graduate wor, cannot over paid too much else how to justify? But quality 1 still able to climb pretty fast on corporate ladder, u wan drag them down also cannot.

Same like people complaint on high property price in HK. They said before investors from mainland china come property price is affordable but after they appear the old thought no longer applicable, essentially the population just add a few more heads but then they suddenly facing scarcity of land.

Very helpful, tq 

untrue... the properties now are left unsold in developers hands till today... even flippers also dunwant, coz price is too high di.. same like the one sin subsales

KLIA area property bandar Enstek?  i think Sepang areas lands are not fryable...

then do you feel this part of reasoning fits the true nature of the vacancy units upon vp today in 2014? if yes, may god love you more..

Lu small2 Boh Tak Chek, growth big read simple write up also mata tiao ting.

That why I dare to conclude all those BBB here lowly educated one.

Govt don't care a fuxk if poor fag cannot afford house, they interfere because stewpit  flipper keep on goreng using subprime loan, then entire economy will collapsed like US & Spain.

Talk to you worst then talk to 100 yo uncle, u went what chat school when u were young.

U really too old liao la....first para say gov font care. Second para say gov interfere. Dont care why interfere? Fan seng mei?

Lol this thread has become a personal attack free for all...royal rumble yo !!!

Then you guys wonder why demoted from Property talk to Kopitiam lol