My income did not reach 100k PA last time. But I still manage to get 1.

It's how the Credit Center will analyse and see whether it's possible to offer you a card or not.

What you can do, is to convince them you are capable to repay the amount you use.

It's whether they will approve or not?

As I said, try your luck.

If your income hit 70k, no issues already.

If you want to place FD, the amount is negotiable providing you have a basis for argument.

And if you want a lower limit, just tell them straight up.

Can convert to VS meh?



I don't see such options available.

Offer to throw in few k of FD to secure your application.



This card is becoming mainstream....

Just curious.

Planning to purchase flight ticket from airlines.

Would it be considered as Overseas transaction for VS?

Or should I get a Premier miles card just to collect more air miles point?

Not MAS for sure.

Either Etihad, Emirates or Vietnam air

Company pay on behalf



But yeah, this card looks a little ridiculous in terms of spending for waiver.

Maybe year end, gonna cancel this card in favor of the Premier card.

No idea.

But my payments are on behalf so 50k is an easy target honestly.

Main reason to go Premier was for my air miles actually.

Annual Fee
Principal: RM550, FREE for the first year
Subsequent years FREE if spend a min of RM50,000 and above per annum

Supplementary: FREE up to 4 supplementary card
5th supplementary card will be charge RM 150 per annum

Source : http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

Premier offers air miles, something which I could use + overspend spending on behalf would easily rake up my air miles and AF waiver.

Compared to VS which provides daily CB for Groceries and Petrol, I already have other cards which can compliment that already.

And Oh, Premier has some dining deals which I could use as well

This post has been edited by chiahau: Nov 20 2015, 08:14 AM

Which is why must abuse it while it exist

If the spending is at 30k to waive, I would've probably keep this card as a spare.

1st year AF already free for me, no worries till 2016 :/

This post has been edited by chiahau: Nov 20 2015, 12:10 PM

I was told it was 40k per block as well when I got this card.

For people earning 70k to spend 50k, that's a brilliant move there by MBB to drive people to bankruptcy

If you solely want petrol and groceries, HLB Wise better deal la.

This card is for high spenders mostly.

Or people who keep paying on behalf of other people

Summore damn hard to get Treatpoints since it's only X1 except overseas spending at X5? Lol.

This post has been edited by chiahau: Nov 23 2015, 09:34 AM

It's okay to earn 70k and use this card if you're using it to pay on behalf of other people / family members.

Just don't purposely spend 50k to get waiver lol

OMG.

Why? It's just outside my house

They have a MBB Terminal if I recalled correctly.

Can't be under other category what?

Add 10k from a VS, you'll get a VI

Sadly, I have qualified myself for another free year for this card

Guess I have to finally part some loose changes in my pocket and go for Premier cards :/

30k yeah.

If you're lucky, last time roadshow I heard income required was reduced to 120k.

So 20k would technically still be within tolerable limit

Am looking at other bank's premium range cards already.

Even the airmiles for M2Premier won't last long according to rumours

There are other PPL cards but honestly, kinda a dick move from MBB la.

It's a premium card, if you cut so much benefits, might as well cancel the card.

The rot started with M2C and followed by the rest :/

Complaint more please.

Just called in to cancel.

When asked why, say no more PPL despite the fact that I have YET to even utilize my PPL quota for the year

As usual, asked me to hold on longer as they might be coming up with new plans and etc.

Since already qualify for next year's AF waiver, see how la.

Requested for a Amex reserve again. Hopefully not rejected

You do know that if you spend 50k for waiver, assuming you get CB for 12 months, that's just a mere MYR 1,056....

I'd prefer to pump the money into the Air Miles card rather than this overpriced CB card :/