The 5% rebate on grocery..does it means it is applicable to all departmental stores (eg, Jusco) including apparels, electronics, etc? Or the rebate is only strictly allowed for purchases in the supermarket grocery section?

my experience 6 years ago, local transaction

no experience there but if i recall correctly cimb charges cross border fee for apple? need to dig up cimb thread

CIMB has Border Charges for Apple Store because it is from SG Apple Store.
I was busy purchasing few units of iPhone 6 and 6 Plus last year when it was released, many reported in the iPhone thread about this matter.

Of course I used AmEx that time, earned TP and CB.

i swipe most of the stuff using my VS, unless there is promo for other banks/cards... for whatever online transaction that does not grant me rebate, i use VS, especially paypal/ebay, as i still gain 5x points, same like AMEX....

and also, i pay my insurance annually, therefore use VS as well... reload touch n go, use VS as well, at jaya grocer, got 5% rebate sumore, tested and confirmed

nowadays, 5x amex points not much worth to me, so i prefer VS points > amex points unless i redeem vouchers.... VS points can convert to cashback at 400:RM1...

I believe the 5x TP is only applicable if you spent physically overseas, not online, if not mistaken.

I see this move by Maybank is to compensate the setback due to the MBB2 Amex cashback removal. It is now the VS card with the second lowest income req in town...iinm

I just did a calculation. I can only hit 10k

Mana satu manufacturer can swipe high deposit? 

Ni orang kaya ni. 3 brands also tried before.... Every year you change car ka.. 

petrol and groceries all on this card...and some other swipe when other cb max out

What's so good about VI?

infinite should be reduced as well. This card has just been in the market for a short while but the requirement already reduced. Time for infinite to reduce as well. But don't reduce the benefits.

But spending for RM30K a year to entitle for 2nd year free of annual fee is a bit harsh. 

what if cancel and apply again?

rm550 of AF translates to rm45.8 a month.
Spending on petrol and groceries capped at rm1750 to get rm88, but by using HLB's STUPID card and lower end Ikhwan card, first rm1000 I got rm100 which already getting cash back more than this, not to mention the second rm750 that will be getting rm37.50, that's rm137.5 in total. With this, already can say this card are not that worth to keep if a person's goal are cash back only.
Now to the TP, getting cash backs but no TPs and even spending local only get 1X TP which worst than MBB's dual card, at least the AMEX still getting 5X TPs on all transactions, again what's the value for this card?
Limited cash back categories, AF, low TP are something will push me out on this card

this include Auto debit on insurance, telco bill, unifi right?

Gotta calculate my spending! it abit hard for me to achieve... 

how's the rejection rate for this card will be?     
since both of our application being rejected by Ikhawan...   
yes, boss.
printing out my BE form and heading to nearest MBB branch. or shall i go 1U card centre?

sometime have to help boss swipe for dinner/lunch when customer visits... hope can break 30k in second year, else cancel / suck it up!

just another "free for first year" benefit in case i cant get waiver or hit 30k

mine was like 2 days. Did in 1u card center.

Yours different ma. Pledged FD for other cards and took up their loan, they sure treat you well.

Anyway, good for everyone now.

Anyone know after the reduction from 100k to 70k, will the minimum CL for VS also lower?
Think to pledge FD to take it.

If FD means CL, those with existing CL higher than that should be able to apply for VS ya.

But I heard that Plat minimum CL is 15k, how come vs just 12k? 

Minimum CL for Plat is RM 15k.

but she told me is 15k.

hlb is 12k, i asked hlb branch manager.

this is what i know.