QUOTE(napoli26 @ Jan 6 2015, 10:11 AM)
i just called hong leong customer service, they said now they din provide this service already. i need to find a shop that using hong leong machine and ask them do they installment plan for me

WTH... time to to change credit cards bro!!
use Maybank credit cards la. Installment plan low interest rate.. then can pay your credit card bills directly online if you have maybank saving account there.
Amex can get 5 times points each swipe.. and comes with visa card in case a merchant don't accept maybank amex. Then best of all no annual tax fee.. it will auto debit back after charge (as long u use above a certain amount <- quite low).
its treatpoints page also damn many things to redeem.. with many outlets such as Harvey Norman, Onking can direct convert points to $$ on the spot. check out here:
https://www.maybankard.net.my/catalogue.php?prodid=1bet Hong Leong don't have such a comprehensive online list as above..
got One Stop Centers around Klang Valley eg. One Utama, where it's open even on weekends, u can change for Aeon cash vouchers there... or simply change for on the spot redeemable items such as Smartag for your points. Treat Points last for 3 years.. enough time for u to redeem what you want. Online at maybank2u site can check how much points u have.
then every year once got Maybank Treats fair... usually held at Mid Valley megamall .. can get major discounts on many items .. direct on the spot can use points to purchase stuffs.
what else to ask for??? it's number 1 credit card right now in Malaysia!!

the cards I'm referring to is this.. don't get others ya they might have different benefits:
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cardshttp://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-CardsPlatinum or Gold based on your income.
my personal sharing: I've used the 2 cards for 3 years accumulated up to RM600 worth of points. Recently spent RM300 at Harvey Norman. Now still left RM300 worth of points.
earlier on spent points on Smartag, bought clothes at Aeon (pink one) up to RM200.. bought steel water bottles up to RM100..
my Amex within few months can rake up around 50-100k points. So yea u can see how easily to accumulate points.. as long get the chance to swipe Amex just use that... esp when pump petrol! and buy stuffs at retail outlets!
This post has been edited by Davidtcf: Jan 6 2015, 02:55 PM