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> if pay minimum payment for credit card, means no late fee charges?

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lucifah
post Jun 22 2014, 10:52 AM

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QUOTE(Kinitos @ Jun 22 2014, 10:26 AM)
Yes no late charges. Used your extra cash to invest will get higher returns

Own money invest
Spend using theirs ppl money buy using credit
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ayam interested which investment can guarantee you 18% p.a. return ?

cos that's what your credit card interest charge is
desmond2020
post Jun 22 2014, 10:53 AM

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QUOTE(lucifah @ Jun 22 2014, 10:52 AM)
ayam interested which investment can guarantee you 18% p.a. return ?

cos that's what your credit card interest charge is
*
Got one. Guarantee by future world richest man
seather
post Jun 22 2014, 10:53 AM

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QUOTE(lucifah @ Jun 22 2014, 10:52 AM)
ayam interested which investment can guarantee you 18% p.a. return ?

cos that's what your credit card interest charge is
*
http://www.bnm.gov.my/documents/2014/210504_FCA_en.pdf

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munkeyflo
post Jun 22 2014, 10:53 AM

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Banks love those ppl who pay minimum monthly. They will give you lots of hugs and kisses. wub.gif
SUSKinitos
post Jun 22 2014, 10:54 AM

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QUOTE(lucifah @ Jun 22 2014, 10:52 AM)
ayam interested which investment can guarantee you 18% p.a. return ?

cos that's what your credit card interest charge is
*
Can give all your money to my acc i invest for U
AngAng26
post Jun 22 2014, 10:57 AM

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yes.. welkum to bank slavery association laugh.gif
desmond2020
post Jun 22 2014, 10:59 AM

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QUOTE(AngAng26 @ Jun 22 2014, 10:57 AM)
yes.. welkum to bank slavery association  laugh.gif
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How to get platinum membership?
Sifha238
post Jun 22 2014, 10:59 AM

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We are not encouraged to pay minimum payment, so if my min payment for that month is 230 does it make much different if i pay 250 ?
ar188
post Jun 22 2014, 11:00 AM

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QUOTE(lucifah @ Jun 22 2014, 10:52 AM)
ayam interested which investment can guarantee you 18% p.a. return ?

cos that's what your credit card interest charge is
*
use CC buy 10K PRV from europe... pay minimum for 3months from buying point, manufacture,delivery, then sell PRV for 20k..

so 3 mths use 10k from CC + 3 mths cc interest, = around 100% ROI..

This post has been edited by ar188: Jun 22 2014, 11:03 AM
ar188
post Jun 22 2014, 11:01 AM

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QUOTE(desmond2020 @ Jun 22 2014, 10:59 AM)
How to get platinum membership?
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should go World or infinite liao.. biggrin.gif
Berkshire Breakaway
post Jun 22 2014, 11:02 AM

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yes Current Events guy, this is the path to financial freedom
people condemn you as slave of banks because they are jealous of you!!
they have very low credit limit so they dengki of you

cash out as much as you can from your credit card and only pay minimum payment okay? don't worry, your CCRIS record will be clean if you pay minimum.

then use that money to invest in Cari Gold or Arowana ventures. Profit!

18% vs 38% returns from your business ventures. Doesn't take a genius to figure out right?

Berkshire Breakaway
post Jun 22 2014, 11:03 AM

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QUOTE(ar188 @ Jun 22 2014, 11:01 AM)
should go World or infinite liao.. biggrin.gif
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For Mastercard, World is not the highest. The highest is World Elite
But depends on the bank too.
lucifah
post Jun 22 2014, 11:04 AM

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QUOTE(ar188 @ Jun 22 2014, 11:00 AM)
use CC buy 10K PRV from europe... pay minimum for 3months from buying point, manufacture,delivery, then sell PRV for 20k..

so 3 mths use 10k cash + 3 mths interest, = around 100% ROI..
*
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desmond2020
post Jun 22 2014, 11:04 AM

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QUOTE(ar188 @ Jun 22 2014, 11:01 AM)
should go World or infinite liao.. biggrin.gif
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By invitation only lol
ar188
post Jun 22 2014, 11:05 AM

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QUOTE(Berkshire Breakaway @ Jun 22 2014, 11:03 AM)
For Mastercard, World is not the highest. The highest is World Elite
But depends on the bank too.
*
when i got my world 3 years ago, there is no world elite in malaysia

of coz now i dunno la.. u got world elite ar?
Berkshire Breakaway
post Jun 22 2014, 11:07 AM

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QUOTE(ar188 @ Jun 22 2014, 11:05 AM)
when i got my world 3 years ago, there is no world elite in malaysia

of coz now i dunno la.. u got world elite ar?
*
korek korek 3 years ago they din have. but now they have.
citi prestige is a mastercard world elite card

ar188
post Jun 22 2014, 11:09 AM

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QUOTE(Berkshire Breakaway @ Jun 22 2014, 11:07 AM)
korek korek 3 years ago they din have. but now they have.
citi prestige is a mastercard world elite card
*
OIC, anyway i cancelled liao after getting all the enrich points from the card and cancelling it before the rm1k in anual fees.. laugh.gif
lucifah
post Jun 22 2014, 11:11 AM

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QUOTE(ar188 @ Jun 22 2014, 11:05 AM)
when i got my world 3 years ago, there is no world elite in malaysia

of coz now i dunno la.. u got world elite ar?
*
when they finish with all the pecrious metals, they go for wolrd

silver, gold, plat, titanium, etc etc

now world

after this sky, mars, neptune, pluto, sun, milky way, some other star galaxy etc


inb4 platinum is the new classic nao. everything pun platinum


fantasy1989
post Jun 22 2014, 11:11 AM

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no extra charges

but still balance will get interest charges with standard rate
ar188
post Jun 22 2014, 11:12 AM

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QUOTE(lucifah @ Jun 22 2014, 11:11 AM)
when they finish with all the pecrious metals, they go for wolrd

silver, gold, plat, titanium, etc etc

now world

after this sky, mars, neptune, pluto, sun, milky way, some other star galaxy etc
inb4 platinum is the new classic nao. everything pun platinum
*
yeah plat is the new beginner card liao.. biggrin.gif

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