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> if pay minimum payment for credit card, means no late fee charges?

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ar188
post Jun 22 2014, 10:45 AM

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QUOTE(Current Events guy @ Jun 22 2014, 10:22 AM)
or minimum late fee still apply?
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no charge..
ar188
post Jun 22 2014, 10:51 AM

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QUOTE(Kinitos @ Jun 22 2014, 10:48 AM)
Fuuuyooooo FIRST time posting something very useful AND related
Really historic event

How is your 7 series?
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eh this is kopitiam, tok kok sing song.. so want to post something useful or not, also non of your business right?
ar188
post Jun 22 2014, 11:00 AM

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QUOTE(lucifah @ Jun 22 2014, 10:52 AM)
ayam interested which investment can guarantee you 18% p.a. return ?

cos that's what your credit card interest charge is
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use CC buy 10K PRV from europe... pay minimum for 3months from buying point, manufacture,delivery, then sell PRV for 20k..

so 3 mths use 10k from CC + 3 mths cc interest, = around 100% ROI..

This post has been edited by ar188: Jun 22 2014, 11:03 AM
ar188
post Jun 22 2014, 11:01 AM

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QUOTE(desmond2020 @ Jun 22 2014, 10:59 AM)
How to get platinum membership?
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should go World or infinite liao.. biggrin.gif
ar188
post Jun 22 2014, 11:05 AM

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QUOTE(Berkshire Breakaway @ Jun 22 2014, 11:03 AM)
For Mastercard, World is not the highest. The highest is World Elite
But depends on the bank too.
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when i got my world 3 years ago, there is no world elite in malaysia

of coz now i dunno la.. u got world elite ar?
ar188
post Jun 22 2014, 11:09 AM

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QUOTE(Berkshire Breakaway @ Jun 22 2014, 11:07 AM)
korek korek 3 years ago they din have. but now they have.
citi prestige is a mastercard world elite card
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OIC, anyway i cancelled liao after getting all the enrich points from the card and cancelling it before the rm1k in anual fees.. laugh.gif
ar188
post Jun 22 2014, 11:12 AM

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QUOTE(lucifah @ Jun 22 2014, 11:11 AM)
when they finish with all the pecrious metals, they go for wolrd

silver, gold, plat, titanium, etc etc

now world

after this sky, mars, neptune, pluto, sun, milky way, some other star galaxy etc
inb4 platinum is the new classic nao. everything pun platinum
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yeah plat is the new beginner card liao.. biggrin.gif
ar188
post Jun 22 2014, 11:15 AM

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QUOTE(Berkshire Breakaway @ Jun 22 2014, 11:12 AM)
strange.. ppl like you so kaya...how cum you didn't ask the bank to waive it for you?
did you flash your VIP card to the RM or not?  thumbup.gif
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that time they said the condition why this card 1st year have to pay anual fee was the high enrich points given during that promotion period.. so i decide to use it , enrich my enrich card, then cancel before the 1year is up.. biggrin.gif

anyway, after cancel, they called me back n put me with the infinite visa which can waive anual fee.. so no complaints there..

This post has been edited by ar188: Jun 22 2014, 11:15 AM
ar188
post Jun 22 2014, 11:20 AM

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QUOTE(lucifah @ Jun 22 2014, 11:19 AM)
see below:
just. how. cool. is. ar188 ?
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i think lucifah and proton is cooler cos they got 50-70k stack of cash and the other got 42k bi-annual bonus cheque to show for.. brows.gif
ar188
post Jun 22 2014, 11:26 AM

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QUOTE(Berkshire Breakaway @ Jun 22 2014, 11:22 AM)
diff pipu diff style. for me i hate going thru the hassle of calling to cancel the card and for them to call back one month later to beg you with another offer (waste time) if you really like your current card and design you just wait for them to charge the annual first and then call your RM and ask why got annual fees?
she sure say oh it is nothing, and the line item is removed edi.
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as i said..that card is tied to a promo thing with enrich. so they gotta make it back somewhere right?
anyway, no i dont fancy holding on forever with one favorite card.. if dun like the conditions set by the bank, just switch lor..



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