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> if pay minimum payment for credit card, means no late fee charges?

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lucifah
post Jun 22 2014, 10:51 AM

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QUOTE(Current Events guy @ Jun 22 2014, 10:22 AM)
or minimum late fee still apply?
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HAHAHAHA

bank will only thank you for making them richer


no money, dun use cc lah

seriously

that's the most expensive advice i will give you now



lucifah
post Jun 22 2014, 10:52 AM

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QUOTE(Kinitos @ Jun 22 2014, 10:26 AM)
Yes no late charges. Used your extra cash to invest will get higher returns

Own money invest
Spend using theirs ppl money buy using credit
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ayam interested which investment can guarantee you 18% p.a. return ?

cos that's what your credit card interest charge is
lucifah
post Jun 22 2014, 11:04 AM

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QUOTE(ar188 @ Jun 22 2014, 11:00 AM)
use CC buy 10K PRV from europe... pay minimum for 3months from buying point, manufacture,delivery, then sell PRV for 20k..

so 3 mths use 10k cash + 3 mths interest, = around 100% ROI..
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user posted image



lucifah
post Jun 22 2014, 11:11 AM

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QUOTE(ar188 @ Jun 22 2014, 11:05 AM)
when i got my world 3 years ago, there is no world elite in malaysia

of coz now i dunno la.. u got world elite ar?
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when they finish with all the pecrious metals, they go for wolrd

silver, gold, plat, titanium, etc etc

now world

after this sky, mars, neptune, pluto, sun, milky way, some other star galaxy etc


inb4 platinum is the new classic nao. everything pun platinum


lucifah
post Jun 22 2014, 11:14 AM

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QUOTE(Berkshire Breakaway @ Jun 22 2014, 11:12 AM)
strange.. ppl like you so kaya...how cum you didn't ask the bank to waive it for you?
did you flash your VIP card to the RM or not?  thumbup.gif
*
unker ar dun beg from banks

banks beg from unker ar to not cancel the card

that's how cool he is
lucifah
post Jun 22 2014, 11:19 AM

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QUOTE(Berkshire Breakaway @ Jun 22 2014, 11:12 AM)
strange.. ppl like you so kaya...how cum you didn't ask the bank to waive it for you?
did you flash your VIP card to the RM or not?  thumbup.gif
*
see below:




QUOTE(ar188 @ Jun 22 2014, 11:15 AM)
that time they said the condition why this card 1st year have to pay anual fee was the high enrich points given during that promotion period.. so i decide to use it , enrich my enrich card, then cancel before the 1year is up.. biggrin.gif

anyway, after cancel, they called me back n put me with the infinite visa which can waive anual fee.. so no complaints there..
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QUOTE(lucifah @ Jun 22 2014, 11:14 AM)
unker ar dun beg from banks

banks beg from unker ar to not cancel the card

that's how cool he is
*
just. how. cool. is. ar188 ?

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