Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
19 Pages « < 4 5 6 7 8 > » Bottom

Outline · [ Standard ] · Linear+

 4 Critical Signs of a Bubble Market V7, UUU still trounced DDD

views
     
Tigerr
post Jul 13 2014, 11:35 PM

Look at all my stars!!
*******
Senior Member
3,033 posts

Joined: May 2011
QUOTE(zuiko407 @ Jul 13 2014, 11:30 PM)
We can understand why she need so many dupe account, she really feel embarrass to ask something for herself, hence keep saying ask this for friends, ask that for friends.
With dupe account, she can ask more thing for not letting people know is actually same person
*
I think she got a problem in communication or low self esteem. Reality is a milo tin kosong but want to pretend as full bucket of water. Thus, embarass to admit her deficiency n need to die die got to win from the communication/argument. She needs to see doctor to cure this....else, she will have trouble moving on...I expecting there will be dupe account coming out yo defend already....laugh.gif

This post has been edited by Tigerr: Jul 13 2014, 11:40 PM
Tigerr
post Jul 13 2014, 11:37 PM

Look at all my stars!!
*******
Senior Member
3,033 posts

Joined: May 2011
QUOTE(Jliew168 @ Jul 13 2014, 11:22 PM)
I don't like the idea renting because for me house is a major need...it is ok to rent while waiting to save capital but for long term we still need a home..you can't have a home when u rent,you don't have sense of ownership
*
When u don't have enough money to buy your first house, rent is one way. I renting for almost 8 years. But I got buy my first house n rent it out n I still renting a room..tongue.gif
Tigerr
post Jul 13 2014, 11:42 PM

Look at all my stars!!
*******
Senior Member
3,033 posts

Joined: May 2011
QUOTE(gsdfan @ Jul 13 2014, 11:40 PM)
House and home is different. If you bought a house but things gone bad. divorce, family problem, lose your job, youre going to be bankrupt. IDo you have enough emergency funds? Or you expect donation when shit hits the fan?

Still in the end, approximately 30 years of debt and interest so you can own a a concrete box erected on a scrap of land.

Your pick.

"EVERYONE gains when YOU buy a house.  The ONLY possible LOSER is YOU.  The house owner would like more people to buy house and drive up the house price.  The bank makes more money from your loan.  Insurance agents sell more insurance to you.  Economy is better because you have to spend more and buy more to maintain a house. YOU are the ONLY ONE that are paying." - Dreamer101
*
Poor dreamer don't have a house...he could be cash rich as without a house
Tigerr
post Jul 13 2014, 11:48 PM

Look at all my stars!!
*******
Senior Member
3,033 posts

Joined: May 2011
QUOTE(gsdfan @ Jul 13 2014, 11:40 PM)
House and home is different. If you bought a house but things gone bad. divorce, family problem, lose your job, youre going to be bankrupt. IDo you have enough emergency funds? Or you expect donation when shit hits the fan?

Still in the end, approximately 30 years of debt and interest so you can own a a concrete box erected on a scrap of land.

Your pick.

"EVERYONE gains when YOU buy a house.  The ONLY possible LOSER is YOU.  The house owner would like more people to buy house and drive up the house price.  The bank makes more money from your loan.  Insurance agents sell more insurance to you.  Economy is better because you have to spend more and buy more to maintain a house. YOU are the ONLY ONE that are paying." - Dreamer101
*
dont need to be so pessimistic. Buying a house ll lead to divorce, lose job n bankrupt. Then I think more than few millions of malaysians are either divorce, bankrupt, no jobs, or got family problem as we already gone thru few cycles of economy down turn as in 97 n 07.

dont worry developer earn your money when u buy a house or banks earn your interest. Similarly, when u rent, house owner earns your rental too...similarly, we shall not go out eat n we shall cook at home, as restaurant ll make money from the good you order n food suppliers also earn n everybody in thr chain is also earning.

Tigerr
post Jul 14 2014, 12:01 AM

Look at all my stars!!
*******
Senior Member
3,033 posts

Joined: May 2011
QUOTE(gsdfan @ Jul 13 2014, 11:55 PM)
I lost my job and then house in the 97 crisis. I have to buy again. It was a tough time to do business. So my advise is to have as much emergency fund as you can.
*
Mind to share what happen in 97? U lost a job means u r working but u also said do business....
Tigerr
post Jul 14 2014, 12:03 AM

Look at all my stars!!
*******
Senior Member
3,033 posts

Joined: May 2011
QUOTE(zuiko407 @ Jul 13 2014, 11:52 PM)
Investor need tenant, he's one of the rental market
*
The market ll find its equilibrium at her own way....
Tigerr
post Jul 14 2014, 12:40 AM

Look at all my stars!!
*******
Senior Member
3,033 posts

Joined: May 2011
QUOTE(gsdfan @ Jul 14 2014, 12:12 AM)
Asian financial crisis. We haven't recovered since then.  Now our economy is backed almost entirely by debt, 90% to gdp ratio.

If you live long enough you'll know many things can change because human behaviours and activity are unpredictable. The economy reflects it.
*
Nope..I also gone thru that period of 97 crisis too. There are people down but many has recovered too. Of course there are also someone still down. But that shouldn't be a reason to hinder u to invest. Of course if u r investing, u cannot buta buta invest lar. Buying a house is not just an investment, it is also a shelter that u need n probably to pass down to your children. It also can serve as some form of money that you can sell the house to get a big chunk of money in times u need it.
Tigerr
post Jul 14 2014, 12:47 AM

Look at all my stars!!
*******
Senior Member
3,033 posts

Joined: May 2011
QUOTE(Jliew168 @ Jul 14 2014, 12:29 AM)
Bro u r well loaded now 
Still renting a room in an apartment with pretty girl issit and keeping a detach for weekend home  brows.gif  brows.gif
*
That was last time lar....but for the past 2 years, I stay in hotel more than at my home as frequent travel.

By the way, why that lady keep replying my posts?? Now, vulgar words started coming out liao...why she or he??? So desperately to reply n explain to me??? Told her don't reply lar but still thick face want to reply...people already ignoring her but still want to reply....really nuisance....doh.gif
Tigerr
post Jul 14 2014, 01:01 AM

Look at all my stars!!
*******
Senior Member
3,033 posts

Joined: May 2011
QUOTE(shaquenator @ Jul 14 2014, 12:51 AM)
she has proven herself dont have balls  rclxms.gif use another person to reply....ball-less.

u mean you cant stand vulgar words ? sorry missy, but your words and opions are useless and stupid, isnt it ? yes i want to explain to you, so what are you going to do shemale ?  nod.gif

even if i have thick face, confirm not as thick as yours...if you are ignoring my replies, why use other people as a scapegoat to reply to me ?  hmm.gif

are you angry inside Tigerrrrr ?  sweat.gif
*
Ok. Last reply to u. I guess u like to see people angry by poking provocation words such as stupid, shemale, etc. U really sick. I not angry with u but I pity with u instead. U better go see doctor faster. If u really a person who stayed in desa park 1 over million dollar property, u should not be so foul mouth n act in this manner unless u r lying. Else, I would only can think of "mou ka gao".

Please dont reply my post anymore as it is really a nuisance unless u r happy to do so for whatever reason only u yourself know.
Tigerr
post Jul 14 2014, 12:09 PM

Look at all my stars!!
*******
Senior Member
3,033 posts

Joined: May 2011
QUOTE(icemanfx @ Jul 14 2014, 02:19 AM)
As a frequent traveller,  you have chance to compare with other countries. Is kv house price sustainable at current income?
*
The worst place I have been so far is Mumbai about 10 years ago. During that time, the property price at Mumbai is already higher than Malaysia while their wages or salary is still way lower than Malaysia. The low income group is impossible to buy a house n if u consider malaysia, u r still afford to but u r more choosy only. Over there...almost no hope. Right now, I don't know if their property price has dropped or not but my guess is more higher n the gap is more wider.

Next, is Jakarta. The property price is also way higher for the average salary earners especially condos or service apartment at kuningan or mangga area. The rental is usd1500-2000 per month just for a 2 bed room service apartment but with daily maid to clean the house.

Next is Manila, the poor also almost impossible too to buy thevproperties. Ho chi minh city also same.

u can still see lots of poor people staying in the wooden huts in the heart of the city. I believe our country is still way better than them as our citizen is in much better condition just that we are more choosy. Of course there are also hard core poor people in malaysia too.

Tigerr
post Jul 14 2014, 01:06 PM

Look at all my stars!!
*******
Senior Member
3,033 posts

Joined: May 2011
QUOTE(zuiko407 @ Jul 14 2014, 12:11 PM)
I'm not curse u, just telling the fact n route cause only.
U see! Last time robber just want money, no intention to hurt people, but now is totally different, they rob your money then stab u, people get angry easily nowadays, all this bcos hard to cari makan.
Like one of my friend keep asking low cost in the forum since years ago, until now still couldn't get it, sometime I visit her in tanjung rambutan, doctor said she can't control herself, keep scolding nurse n doctor stupid, sometime ask bangla to rape them, sometime ask banana man use banana suck their cave. Very kesian
*
Haha...your friend so pityful ah...sent my condolence to her...

please help her get one low cost lar at bukit beruntung lar. I guess now still can get one lar. May be 50k also more than enough. Tell her not to be choosy lar n take a bit longer time to go to work or change her job to nearby bukit beruntung lor. Sure untung one...laugh.gif

Tell her my ex-staff in jakarta, they everyday travel by public transport n jam like 2 cans of sardine put into 1 can for more than 1 hour to reach office to work. Worse if kena raining days. Salary not more than rm1500 after conversion. She is very lucky lor compare to my ex-staffs.
Tigerr
post Jul 14 2014, 01:13 PM

Look at all my stars!!
*******
Senior Member
3,033 posts

Joined: May 2011
QUOTE(Jliew168 @ Jul 14 2014, 12:34 PM)
The gap between rich n poor is damm big in india. In India if u want to rent a house u need to pay advance 1 year for expatriate. The slum is 100x poorer than our homeless and the rich actually is way much higher than us la.
We should consider ourself so so lucky compared with few country above..may be should watch slumdog millionaire
to realise how lucky are we...
At least we still have a great medical service, still able go to school, low cost housing and stability

Don't complain bad economy ,high property price , unemployment , inflation...u r the one who write your own pay check and the sky is limit..if 97 fall down then up again lo...
*
The service apartment I rent in jakarta got to pay 6 months rental in advance n renew 6 months by 6 months. In USD some more.

I have not been to nigeria n congo as one of my ex colleague is there. People said place bird also cannot lay eggs is worse n he said that place bird also cannot find.

I like the Armstedam, people can cycle to work. Public toilet is so convenient. Unlike india, very hard to find public toilet.

I like china the most. They have transformed the most over the 10-20 years. We build lots of ships there. Their salaries raise quite a lot n some has surpassed us.


Tigerr
post Jul 14 2014, 01:20 PM

Look at all my stars!!
*******
Senior Member
3,033 posts

Joined: May 2011
QUOTE(ManutdGiggs @ Jul 14 2014, 07:12 AM)
Oh she oledi staying in DPC. Gratz rclxms.gif
*
Not sure leh....saw that in her posting. Don't know she is abig liar or what. IT technician that just work for few years can affird a mil++ property lor...if it didn't ring a bell being fishy, I dont know what lor. May be jadi perempuan simpanan lor (copy from jolokia) for spreading wide wide lor...laugh.gif if not, may be then rent with nigeria bf who involved in drug activities lor...

but we congrat to her also, at least she got the guts to tell people she stays in desa park city n owns millions too...laugh.gif
Tigerr
post Jul 14 2014, 01:30 PM

Look at all my stars!!
*******
Senior Member
3,033 posts

Joined: May 2011
QUOTE(gsdfan @ Jul 14 2014, 11:10 AM)
If price so high, what makes you think you can own the house? You're just borrowing money from bank to buy the house but the house belongs to the bank.

You're just renting it from the bank with high housing price. How can you own it if it's expensive? You think musical chair, pass it around?
*
U finish pay installment. That house is yours. Yours, u know?

U pay rent to owners, after 30 years of renting, that house is not yours. It belongs to the owners. If u want to buy from the owners, u got to buy at market price too.

houses, they come with different price tags...buy what u afford n comfortable. If income 2k, choose something cheap instead if follow others to buy luxury one...u r the one who is buying n u r the one who is choosing too. But it is not wrong either if u don't like to buy n own a house. But I not sure if u got buy any cars or not? I believe is no lor because why pay for a car? You borrow money from the bank n the car belongs to the bank n it is still renting from the bank...end of 7or 9 years, the car may be worth not much liao n may be need to scrap it if not good maintenance. During the loan period, finance company suck high interest from u too....helping the rich to make money too as got insurance, road tax, car service n maintenance, summons, parking fees, tayars, mechanics etc etc...

no offense, ok? Just paint the picture to be seen more clearer only.

This post has been edited by Tigerr: Jul 14 2014, 01:38 PM
Tigerr
post Jul 14 2014, 01:37 PM

Look at all my stars!!
*******
Senior Member
3,033 posts

Joined: May 2011
QUOTE(zuiko407 @ Jul 14 2014, 03:27 AM)
She really angry and hate us smile.gif
All this happen bcos of social problem, when food price increase, petrol price increase, property price keep goreng n never drop so far, end up people get angry especially the poor group, finally crime rate increase, can't imagine if the rich n poor getting bigger gap!!
We have to forgive her, her life is tough, almost hate everybody in the world, she wish most of us rape by bangla n get kill, but so far not happen, she keep looking for cheap house is reality n proven, that's why I don't mind she keep mentioning me n attacking, look at what happen in Gaza now and also Iraq n Afghanistan, Then u will understand why World Trade Center were attacked during 911.
Hope she got her cheap house sooner n doing well as a IT technician
*
Sigh...what to do? Tell her work harder n smarter to earn more income but cannot. Think we owe her money meh...we make money not from the sky drop down one....it is with our sweat n time one...of course, we are getting better n better n time spending ll be lesser n income coming is getting more n more but after many years of hardwork lar...dont expect all this comes naturally n rightfully to your door if u r lazy n stubborn.


Tigerr
post Jul 14 2014, 01:51 PM

Look at all my stars!!
*******
Senior Member
3,033 posts

Joined: May 2011
QUOTE(icemanfx @ Jul 14 2014, 01:44 PM)
Property price in Jakarta and Manila could be higher than kv but population and rich people in both cities are a lot more too.  Similarly,  many Malaysians couldn't afford current house price either.
According to gini coefficient,  gap between the rich and the poor in Malaysia is not much better either.
It is not unkown for people to take 1 to 2 hours to travel to work in kv.
*
Cool bro...I just sharing to u what I experience myself...1 to 2 hours go to work is not strange. What my whole jakarta office, every staffs 20+ staffs got to take 1-2 hours to come to work n sosometimes up to 3-4 hours on raining days. Imagine, whoke office no people when is bad raining days. I pity my ex-account manager, pregnant also got to squeeze bus n transjakarta n walk to office daily basis. Only 2 people escape this. Myself who stay in a service apartment which is few blocks away in kuningan n my jakarta director who got a driver to drive him. tongue.gif
Tigerr
post Jul 14 2014, 02:22 PM

Look at all my stars!!
*******
Senior Member
3,033 posts

Joined: May 2011
QUOTE(jwrx @ Jul 14 2014, 01:59 PM)
there comes a point in time when renting is a better option then buying. A good example is Penang.... a 5000sqf bungalow can rent for 1-1.5k, but to buy is 2mil. you can rent it for 30 years and u still only spent a tiny fraction of the amount compared to buying it yourself

i have 2 grandaunts living in Penang....both are 70+, each have a bungalow in a decent location in Georgetown....last year, they both sold thier houses for about 2.5mil each...then rented similar house in the same location for 1.5k per month. imagine that...they now have 2.5mil cash in thier bank accounts, to pass on to thier kids, while rent is only 1.5k per month.

its not always black/white.... buy is better then rent, always depends on circumstances.
*
how many this kind of deal is available?? What is the general rental price for a condo in penang now??

Tigerr
post Jul 14 2014, 04:18 PM

Look at all my stars!!
*******
Senior Member
3,033 posts

Joined: May 2011
QUOTE(jwrx @ Jul 14 2014, 03:04 PM)
if you talk about condo, its even more worth it to rent then buy. occupancy rates of condos in Penang island is at an all time low
*
I cannot comment further without knowing what is the rental rste of a condo in penang. By the way, do u know actually? Knowing the rental rate only I can gauge the rental of 1.5k on a bungalor(2.5 mil) in the center of george town is good deal or not.
Tigerr
post Jul 14 2014, 04:21 PM

Look at all my stars!!
*******
Senior Member
3,033 posts

Joined: May 2011
QUOTE(satrianeo-x @ Jul 14 2014, 04:12 PM)
Hmm. If that is the case, why aren't the asking price coming down? Was it because it was bought at a premium price?
*
If that is the case is true, wondering why penang people complain property price is high as they can rent a bungalor at 1.5k at george town some more. KV people sure envy like hell as 1.5k here may not enough for a condo in some selected place.

hmm.gif may be lim ge controls the rental rate??? laugh.gif
Tigerr
post Jul 14 2014, 04:29 PM

Look at all my stars!!
*******
Senior Member
3,033 posts

Joined: May 2011
QUOTE(bearbearwong @ Jul 14 2014, 04:23 PM)
brother 50k wor... is like getting a Myvi.. i dun think Malaysian even with 1,500 can get.. furthermore a house?
*
Low cost apartment, why cannot get? My aunty got one at 43k at selangor....rent it out at 200 a month....

19 Pages « < 4 5 6 7 8 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0474sec    0.63    7 queries    GZIP Disabled
Time is now: 22nd December 2025 - 07:28 AM