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Credit Cards OCBC Titanium MasterCard Cash-Back v5, Unlimited 1% cashback only

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victorywp
post Jul 31 2014, 12:28 PM

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QUOTE(breezywind @ Jul 31 2014, 11:50 AM)
Guys... I dropped my OCBC Tita when they changed the rebate scheme to 1% and holding HLB Wise now. Happy with that. but unhappy at the same time as they only rebate on certain stuffs. for other stuff I went back to UOB One Card and EXTREMELY unhappy as well now!
Thinking to move back to OCBC Tita as seems there's this Pink and Blue card that give rebates on shopping (especially Pink).

Where to apply this? Do it online or gotta go thru vendor/roadshow for those promo on the spot?
will they blacklist those who cancel earlier? hehe...
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no, they won't blacklist because of this reason. just apply anywhere whichever is more convenient to you.
breezywind
post Jul 31 2014, 01:17 PM

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QUOTE(EternalC @ Jul 31 2014, 12:56 PM)
titanium one if not wrong now gaji need to be 60k p.a.
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So they increase the requirement... lol... for those that still holding the old Titanium? would get upgrade instantly? or gotta go thru the same process as well. Anyone successful applicant here?

One more thing (kinda out of topic), any good cash rebate card in the market nowadays?
victorywp
post Jul 31 2014, 01:45 PM

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QUOTE(breezywind @ Jul 31 2014, 01:17 PM)
So they increase the requirement... lol... for those that still holding the old Titanium? would get upgrade instantly? or gotta go thru the same process as well. Anyone successful applicant here?

One more thing (kinda out of topic), any good cash rebate card in the market nowadays?
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aeon watami 3%
Zer0 c00L
post Jul 31 2014, 03:23 PM

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QUOTE(breezywind @ Jul 31 2014, 01:17 PM)
So they increase the requirement... lol... for those that still holding the old Titanium? would get upgrade instantly? or gotta go thru the same process as well. Anyone successful applicant here?

One more thing (kinda out of topic), any good cash rebate card in the market nowadays?
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what kinda upgrade are we talking about?

nothing additional as far as Im concerned, still same benefits as the rest
breezywind
post Jul 31 2014, 03:37 PM

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QUOTE(Zer0 c00L @ Jul 31 2014, 04:23 PM)
what kinda upgrade are we talking about?

nothing additional as far as Im concerned, still same benefits as the rest
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Apologize for the wording. I mean, the existing Titanium holder will "auto" have the new Titanium benefits (1% rebates) as the new applicants? or there's difference on this?

Checking Aeon Watami... really regret didn't get this earlier. Spent 4k for past 2 months. I only got rebate like less than RM20 from UOB Onecard. cry.gif
victorywp
post Jul 31 2014, 03:47 PM

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QUOTE(Zer0 c00L @ Jul 31 2014, 03:23 PM)
what kinda upgrade are we talking about?

nothing additional as far as Im concerned, still same benefits as the rest
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QUOTE(breezywind @ Jul 31 2014, 03:37 PM)
Apologize for the wording. I mean, the existing Titanium holder will "auto" have the new Titanium benefits (1% rebates) as the new applicants? or there's difference on this?

Checking Aeon Watami... really regret didn't get this earlier. Spent 4k for past 2 months. I only got rebate like less than RM20 from UOB Onecard.  cry.gif
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only additional concierge service which others have pointed out earlier. still not too late to get aeon watami now. requirements to get it is low anyway.
Zer0 c00L
post Jul 31 2014, 05:44 PM

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QUOTE(breezywind @ Jul 31 2014, 03:37 PM)
Apologize for the wording. I mean, the existing Titanium holder will "auto" have the new Titanium benefits (1% rebates) as the new applicants? or there's difference on this?

Checking Aeon Watami... really regret didn't get this earlier. Spent 4k for past 2 months. I only got rebate like less than RM20 from UOB Onecard.  cry.gif
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yeap we have the same benefit downgrade as well (1%).

How i wish old users can retain the old benefits
cybpsych
post Aug 3 2014, 10:01 AM

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those who gotten RSH vouchers during last flash deals, can use them now smile.gif

RSH Sports Malaysia are having their Sportswear & Shoes Further Reduction Sale now. Enjoy further reduction discounts on sportswear, sports shoes, sports accessories and many more.

Date: 2nd August 2014 onwards

Venue:
All Royal Sporting House in Malaysia
All Studio R in Malaysia
All Stadium Stores in Malaysia
All Sports Station Stores in Malaysia
All Samba Stores in Malaysia
All Reebok concept store in Malaysia
All Vans in Malaysia
All DC Shoes in Malaysia
Selected Adidas & Nike concept store in Malaysia

user posted image

Source: RSH Facebook
MGM
post Aug 3 2014, 12:11 PM

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Was at the RSH sutera mall JB but didn't see any "further reduction" promo.

Anyone got the rebate for the RoyalSportingHouse's Flashdeal yet?

This post has been edited by MGM: Aug 3 2014, 12:13 PM
fruitie
post Aug 3 2014, 12:38 PM

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Due date was on Friday and was too busy working that I forgot to pay. I have paid yesterday via GIRO and OCBC shall get the payment on Monday. I hope I won't be penalized for late payment as technically it is just late by one working day? unsure.gif
TSronnie
post Aug 3 2014, 01:18 PM

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QUOTE(fruitie @ Aug 3 2014, 12:38 PM)
Due date was on Friday and was too busy working that I forgot to pay. I have paid yesterday via GIRO and OCBC shall get the payment on Monday. I hope I won't be penalized for late payment as technically it is just late by one working day? unsure.gif
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Normally 1 day should be ok... one working day could be 3 actual days late shakehead.gif
fruitie
post Aug 3 2014, 01:20 PM

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QUOTE(ronnie @ Aug 3 2014, 01:18 PM)
Normally 1 day should be ok... one working day could be 3 actual days late shakehead.gif
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So that means I'll be penalized? sad.gif
I'll call them for waiver once it appears on my bill (if any).
First time missed the payment... sad.gif
TSronnie
post Aug 3 2014, 01:21 PM

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QUOTE(fruitie @ Aug 3 2014, 01:20 PM)
So that means I'll be penalized? sad.gif
I'll call them for waiver once it appears on my bill (if any).
First time missed the payment... sad.gif
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Easy to get this waived.... as long as you are not a "serial late payor"
blahbleh
post Aug 4 2014, 08:48 AM

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QUOTE(ronnie @ Aug 3 2014, 01:21 PM)
Easy to get this waived.... as long as you are not a "serial late payor"
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Further to this, if I make payment 1-3 days after the PDD (Payment Due Date), will it be recorded in CCRIS, or recorded as late payor?

I'm just curious.
victorywp
post Aug 4 2014, 11:08 AM

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QUOTE(blahbleh @ Aug 4 2014, 08:48 AM)
Further to this, if I make payment 1-3 days after the PDD (Payment Due Date), will it be recorded in CCRIS, or recorded as late payor?

I'm just curious.
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few days late won't hurt your ccris record. you even can ask the bank to waive the late payment and interest charges if this is your first time.
CalvinCLK
post Aug 4 2014, 11:11 AM

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QUOTE(fruitie @ Aug 3 2014, 12:38 PM)
Due date was on Friday and was too busy working that I forgot to pay. I have paid yesterday via GIRO and OCBC shall get the payment on Monday. I hope I won't be penalized for late payment as technically it is just late by one working day? unsure.gif
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Normally if I missed the payment date, I will pay straight via their CDM. That would be faster.

If that's just once in a long time, can always ask them to waive.

This post has been edited by CalvinCLK: Aug 4 2014, 11:11 AM
tifosi
post Aug 4 2014, 12:06 PM

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QUOTE(fruitie @ Aug 3 2014, 12:38 PM)
Due date was on Friday and was too busy working that I forgot to pay. I have paid yesterday via GIRO and OCBC shall get the payment on Monday. I hope I won't be penalized for late payment as technically it is just late by one working day? unsure.gif
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I tried before 2 days late without getting penalized. And another time, it was a week late. Got charged RM 10 but manage to call and reversed the penalty. CCRIS was still captured as 0.
blahbleh
post Aug 4 2014, 01:46 PM

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QUOTE(victorywp @ Aug 4 2014, 11:08 AM)
few days late won't hurt your ccris record. you even can ask the bank to waive the late payment and interest charges if this is your first time.
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Thanks. Some of my cc bills exceeded the PDD, but no more than 3 days. I didn't see any penalty amount imposed too, so I guess it should be safe.
fruitie
post Aug 4 2014, 03:36 PM

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QUOTE(CalvinCLK @ Aug 4 2014, 11:11 AM)
Normally if I missed the payment date, I will pay straight via their CDM. That would be faster.

If that's just once in a long time, can always ask them to waive.
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There is no nearby OCBC bank for me and no transport. blush.gif

QUOTE(tifosi @ Aug 4 2014, 12:06 PM)
I tried before 2 days late without getting penalized. And another time, it was a week late. Got charged RM 10 but manage to call and reversed the penalty. CCRIS was still captured as 0.
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Thanks. I'll keep an eye for my bill. I hope OCBC doesn't treat its customers so bad. laugh.gif
CalvinCLK
post Aug 4 2014, 04:20 PM

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QUOTE(fruitie @ Aug 4 2014, 03:36 PM)
There is no nearby OCBC bank for me and no transport. blush.gif
Thanks. I'll keep an eye for my bill. I hope OCBC doesn't treat its customers so bad. laugh.gif
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Ooops.. Too bad then. I thought you are from PJ/KL Sentral. Hope they won't charge you for some rare late payment.

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