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Credit Cards OCBC Titanium MasterCard Cash-Back v5, Unlimited 1% cashback only

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noien
post Sep 3 2014, 09:47 AM

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QUOTE(ronnie @ Sep 3 2014, 09:10 AM)
You mean even before the GST is charged ?
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but they wont say anything before the GST charge
noien
post Sep 29 2014, 09:18 AM

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OCBC refund back the gst by stating it is annual usage bonus?
noien
post Sep 29 2014, 10:39 AM

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QUOTE(nothingz @ Sep 29 2014, 09:29 AM)
still got such thing? i thought they have stopped
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ya. maybe i spent a lot @@

QUOTE(ronnie @ Sep 29 2014, 09:52 AM)
Is that a question or statement ???
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question.
as i saw it in my statement.
noien
post Sep 29 2014, 10:54 AM

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QUOTE(victorywp @ Sep 29 2014, 10:43 AM)
means auto-waiver? you did not request? how much did you spent with the card?
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i did apply once long ago. around june or july.but i just saw it on friday.
around 60k

QUOTE(Human Nature @ Sep 29 2014, 10:44 AM)
Yes. How much you spent, roughly?
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oo.nice.
around 60k
noien
post Sep 29 2014, 10:59 AM

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QUOTE(victorywp @ Sep 29 2014, 10:57 AM)
when you applied that time still long before your anniversary?
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yup.long before
anniversary was on sept.
noien
post Sep 29 2014, 12:01 PM

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QUOTE(supersound @ Sep 29 2014, 11:39 AM)
How many cards you have beside OCBC?
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3cards.
noien
post Sep 29 2014, 12:50 PM

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QUOTE(supersound @ Sep 29 2014, 12:31 PM)
You only every rm1 counts. Mine are every cent counts tongue.gif
That's why I start to hate some banks, want to give, just give but they choose to selectively give.
All also high usage?
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2 of it is high usage.
but ocbc is the highest since got 1% rebate for everything i swipe.
noien
post Sep 29 2014, 02:01 PM

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QUOTE(supersound @ Sep 29 2014, 01:15 PM)
That's the reason you get waived sweat.gif
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but i thought it is being cancel already.
earn rm50 then
noien
post Oct 12 2014, 06:24 AM

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QUOTE(victorywp @ Oct 11 2014, 11:38 PM)
seems like now ocbc starts to absorb gst again... rclxms.gif
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currently now flash deal so will deal with gst?hehe
but i rather pay for gst if got lots of flash deal very month
noien
post Oct 22 2014, 09:14 PM

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QUOTE(rachel_xxx @ Oct 22 2014, 08:11 PM)
bye2 OCBC. served me well for the last few years.
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gst cant be waived?
noien
post Oct 23 2014, 10:50 AM

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QUOTE(alexwsk @ Oct 23 2014, 10:02 AM)
they got u hooked on the flash thingy
i never bot once so far  rolleyes.gif
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flash thingy had been stop for few months already. sad.gif
noien
post Nov 6 2014, 02:26 PM

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QUOTE(akh2920 @ Nov 6 2014, 11:40 AM)
Anyone can tell me whether OCBC Titanium card got any AF and GST waiver? Couldnt find it on first post. sweat.gif

And what is the difference between Titanium card with Mastercard Blue/Pink? Thanks!
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for the 1st time yes.
AF is free for life
GST waive if u spend more than 40k.but still their TnC

blue and pink has no diff. just that flash deal will get extra 10% if use pink
noien
post Nov 6 2014, 03:56 PM

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QUOTE(akh2920 @ Nov 6 2014, 02:48 PM)
Wow, that means the pink card could be a better card than titanium card? And blue is literally equal to titanium? Or actually blue and pink is under titanium? Ayam confused rclxub.gif  cry.gif

By the way, what is flash deal? One-day special deals?
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but what is the reason that u apply for ocbc card? to utilize the 1% cash back?
noien
post Nov 6 2014, 04:49 PM

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QUOTE(akh2920 @ Nov 6 2014, 04:06 PM)
Unlimited 1% cash back regardless of category. Means it could be an ideal card for swiping big sums of spendings (such as buy gadgets, flight ticket, car service, karaoke etc). Summore no cap...

My ideal cash back combo is: WISE (10%) -> MBB2 Amex (5%) -> OCBC Titanium (1%) drool.gif (-> means if not applicable for cashback/already reached cap limit then use the following card) I've owned WISE and MBB2 Amex, currently using UOB's 0.3% (also no cap no category limit) as the third card, wish to use OCBC to replace it.

Or any suggestions of better combos? brows.gif
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how much u wish to get for the OCBC, as UOB gst can be waive but OCBC cant unless u spend a lot.

wise and amex already worth for me.
but i prefer amex more as the points is tempting
noien
post Nov 6 2014, 05:03 PM

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QUOTE(akh2920 @ Nov 6 2014, 04:59 PM)
True also hor! After calculate, I can predict a minimum of almost-confirmed spending of RM5k in one year with this tertiary card, but then the cash back was like ngam ngam cover the gst only sweat.gif Over-estimated my spending before this...

Would reconsider again then, either applying OCBC Titanium or keeping UOB ONE. Thanks for your reminder!
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maybe u can consider aeon watami
3% cash back per quarter with min 3k per quarter
noien
post Dec 5 2014, 09:45 PM

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but mine always fail during online transaction.
even with groupon, living social. all will fail.
noien
post Dec 5 2014, 11:39 PM

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QUOTE(victorywp @ Dec 5 2014, 11:37 PM)
have you activated your tac or otp for online purchase?
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yup. i can at groupon sometimes but mostly cant.
noien
post Dec 6 2014, 06:36 AM

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QUOTE(wchinwai @ Dec 5 2014, 11:45 PM)
TAC failed ....was it because of pop up blocker on your browser?
Mine never fail before.

Anyway, i use mostly PB, the MBB2Cards, then OCBC.
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nope.tac did not even came as the ocbc page cant load.
try in office and home, as well as diff browser.

phone the CS but they say they r not having problem.
the rest of my card is fine except this. keep missing the 1% rebate
noien
post Dec 10 2014, 02:13 PM

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QUOTE(Without @ Dec 10 2014, 11:44 AM)
I just got this card on OCT around 10K usage.  brows.gif
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wow. from around 40k to 10k now.
good card to keep if it is 10k
noien
post Dec 15 2014, 04:52 PM

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QUOTE(peri peri @ Dec 15 2014, 03:37 PM)
less than 60 days to go
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and they wont even bother to retain u.haiz
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