More n more useless card after 6% GST.. Sigh...

I will keep this card at home since I will use for online transactions only. LOL.

Interesting ... next time don't bring CC to Shanghai.
I wonder what transaction it was charged under ? Gambling ?
What trigger the "arrest" ?

Called yesterday but the operators said agents are facing with high volume of calls and asked me to leave my number with them.

Nobody calls me back until now. Lazy to call them.

Not so urgent, so let's wait for their call.

Still nobody called me from OCBC.

So, I will call again later. Which one will be recommended? Card conversion or new card application?

I am still using it to pay my Astro, TNB, Syabas, Telekom...

If there is any credit card can pay these bills online and get more than 1% cash back rebate, I will cancel this OCBC Titanium. Any credit card suggestion? 

Guys.

Wanna know why OCBC is cutting back its benefit for its Credit Cards.

It's cos you guys always pay in full and never rollover your debts

From my contacts who works in investors relations

Citibank – RM6.4 b
Maybank – RM5.3 b
Hong Leong – RM4.2 b
CIMB – RM4.6 b
HSBC – RM2.7 b
Stan Chart – RM2.2 b
UOB – RM2.1 b
AmBank – RM1.9 b
RHB – RM1.9b
Public – RM1.6 b
OCBC – RM585 mln or 0.6 b
 

Source are from respective financial statements.
How to support benefits when so many people pay in gull.

I use M2C Amex to pay TNB and Telekom, I'm still looking at a replacement for generic 1% cash back for anything not applicable.

Currently looking at HLB Essential but kinda reluctant due to bad experience with HLB

I didn't know OCBC working hours is until 10pm, I just called them 5 minutes ago.
Will call again tomorrow.

I think I will keep the OCBC Ti and add another GE Plat? Or is it a wiser move to only keep one card?

Does GE Plat's 1% rebate also cover online purchases? Just like current Ti?

Wanna reduce the useless cards in my wallet for me to have higher credibility to apply for other better cards.

I don't know, I have too many cards now.
Maybe I will just keep but seeing those seasoned cardholders in this thread cancelled their Ti and replaced with GE Plat makes me think twice as well.

Essential card auto fee waiver subject to RM8k spend or 12 retail transactions pper year

https://www.hlb.com.my/main/personal/cards/essential-card

GE card has no AF

But perhaps, we should stick to just talking about OCBC cards.

sentimental card?

i'm not aware of any tnc regarding this. will clarify with cs, anyone aware of it?

i just got my july statement, i only have 2 transactions.
one for insurance and one for online transaction.
cash rebate for everything is 0.1%.

so i called up the CS to check why my online transaction is only 0.1% rebate.

the answer i got is, you will get 0.1% for everything in your first statement after the transaction. the balance 0.9% cash rebate for online transaction will only be credited in the NEXT statement for eligible transactions.

i will check my august statement and update if that is really the case.

Yeah.. Stingy to the max, but keep offering people to spend on the branded stuffs like zalora thingy. Lol.

Planning to sign up this card, mainly to take adv of overseas spending cash rebate. I have a gf who works overseas. Used mostly on material purchases like bags shoes etc. So far my research is leaning towards this card.. Any good advice is much appreciated.

- Arnold -

Am I missing something, what's the 1.25% charge all about?

finally, it takes you more than 1 year 

3k over 6 months..hmm..