in penang branch, said no voucher at 1st. after around 3.30pm then they said got voucher. nice branch they got there. reason is hard to find and slow
Credit Cards OCBC Titanium MasterCard Cash-Back v5, Unlimited 1% cashback only
Credit Cards OCBC Titanium MasterCard Cash-Back v5, Unlimited 1% cashback only
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Jul 19 2014, 05:22 PM
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#21
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in penang branch, said no voucher at 1st. after around 3.30pm then they said got voucher. nice branch they got there. reason is hard to find and slow
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Aug 6 2014, 09:46 AM
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#22
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QUOTE(victorywp @ Aug 6 2014, 08:28 AM) amex acceptance is one thing. if can then use aeon watamianother thing is its cb only capped at rm50. if i need to swipe anything bigger than 5k, ocbc tmc still better. 3% for all except petrol. but max CB is only Rm150 for 3 months. so after 1 swipe then can stop.haha |
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Aug 6 2014, 10:40 AM
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#23
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Aug 8 2014, 09:41 AM
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#24
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Aug 8 2014, 10:49 AM
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#25
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QUOTE(peri peri @ Aug 8 2014, 09:45 AM) i believe im going to say bye bye to this "once upon a time was a great card" card. 1% rebate for all transaction really not my cup of tea. but the flash deal is temptingQUOTE(ronnie @ Aug 8 2014, 10:26 AM) lol.anyway, the flash deal rebate already enter. yesh |
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Aug 8 2014, 11:04 AM
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#26
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Aug 11 2014, 05:40 PM
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#27
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Aug 11 2014, 06:11 PM
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#28
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Aug 11 2014, 06:24 PM
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#29
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Aug 11 2014, 07:10 PM
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#30
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QUOTE(edison1437 @ Aug 11 2014, 06:45 PM) i only take the power banks last i read in this thread that threatening wont help in OCBC.others not mine lol just help friend and colleague to buy i hope i can get the waver maybe threaten them that i going to cancel the card so that they wave the government tax for me |
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Aug 15 2014, 09:13 AM
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#31
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Aug 15 2014, 03:24 PM
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#32
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and the remove the gst waiver too
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Aug 16 2014, 05:43 AM
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#33
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QUOTE(cybpsych @ Aug 15 2014, 08:47 PM) no choice lor. It's BNM's directive. the cons of watami is they need 3k spend quarterly. What banks can do is offer signup rebate promotions to get us stay for 1 year. you need to do some rough calculations of your spending behavior whether your annual cashback is > RM50. OCBC's is 1% unlimited cashback but need to spend at least RM5k just to break-even (year 2 and onwards). Good if you always have large spending but even that, Aeon Watami is still better than OCBC's. |
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Aug 16 2014, 06:21 AM
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#34
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Aug 16 2014, 06:46 AM
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#35
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QUOTE(cybpsych @ Aug 16 2014, 06:41 AM) dont rush for credit card. there are logical reasons why BNM set the min. income; helping you and the bank. HSBC,OCBCtry some decent basic card (or even debit card like RHB's or CIMB's) for convience, not chasing cashback/reward cuz ultimately you still to repay back to bank for the actual spending anyway. what card(s) are you holding now? alliance and public just for the free gift. not using previously apply so many times just because it is the best. |
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Aug 16 2014, 09:24 AM
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#36
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QUOTE(cybpsych @ Aug 16 2014, 06:54 AM) hahathe last 2 is to cancel after 6months. OCBC is to keep at least it is good for big transaction. HSBC since they waive my gst so no problem keeping for another. thinking of getting AMEX to replace but with since they change the gst to RM100 instead of RM50 then i m still thinking. |
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Aug 22 2014, 11:32 AM
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#37
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still no sound of flash deal this month.
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Aug 23 2014, 09:19 AM
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#38
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QUOTE(breezywind @ Aug 22 2014, 05:38 PM) Do share on the "closed room lesson" pls... one card is just useless with the cap.I used for monthly petrol, phone bill and groceries... nicely cover 1k. But for extra shopping, One Card just a let down, probably cz the rebate also on Petrol, groceries and stuff... I only get around RM10+ rebate for 1.8k last 2 month. Watami vs PBB card? PBB visa signature is good for high amount (around 1k) per month. get watami |
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Aug 23 2014, 08:44 PM
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#39
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QUOTE(cybpsych @ Aug 23 2014, 06:22 PM) this year's november havent reach and you're worried about nxt year's november? CC will be charge 6% next year too?by the time GST enforced on 1 April 2015, credit card service tax would be abolished. slight off-topic, now i see why Maybank2cards enfored 2X RM50 svc tax beginning July 2014. It is a ~1-year strategy until next April 2015 before they dont have to collect for Govt anymore (and absorb 1X RM50 for existing mbb2cards users). that would be double charge isnt it? |
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Aug 23 2014, 08:53 PM
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#40
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