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Credit Cards Public Bank Visa Signature - 6% Cashback, On Grocery, Dining, Online Transactions

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nxtpg
post Aug 26 2014, 12:21 AM

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i went on sunday

Human Nature
post Aug 26 2014, 12:30 AM

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it should be the paywave promo
nxtpg
post Aug 26 2014, 12:32 AM

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lucky i asked... else i would not know...
Human Nature
post Aug 26 2014, 09:47 PM

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Decision decision. Spend RM600 using watami for 3% or using PBB VS (not in 6% catogery) to qualify for cash back promo.
victorywp
post Aug 26 2014, 10:34 PM

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QUOTE(Human Nature @ Aug 26 2014, 09:47 PM)
Decision decision. Spend RM600 using watami for 3% or using PBB VS (not in 6% catogery) to qualify for cash back promo.
*
low risk = low earning (sure 100%)
high risk = high earning (unsure 50%-50%)

are you a risk taker? brows.gif
nxtpg
post Aug 26 2014, 10:40 PM

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QUOTE(victorywp @ Aug 26 2014, 10:34 PM)
low risk = low earning (sure 100%)
high risk = high earning (unsure 50%-50%)

are you a risk taker? brows.gif
*
Why is there no paper statements being sent? Only online viewing?
Human Nature
post Aug 26 2014, 10:55 PM

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QUOTE(nxtpg @ Aug 26 2014, 10:40 PM)
Why is there no paper statements being sent? Only online viewing?
*
there is. my 1st statement is paper form and then i change to estatement.

i have to say, PBB online portal is terrific.
TSronnie
post Aug 27 2014, 08:18 AM

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I noticed payment via PayPal using PBB VS we know the exact RM amount we need to pay in our statement... Is this normal for all other bank's Visa/MasterCard ?
AMEX only shows the USD amount, and need to wait for the posting to see the RM amount.
confuzan
post Aug 27 2014, 10:31 AM

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QUOTE(ronnie @ Aug 27 2014, 08:18 AM)
I noticed payment via PayPal using PBB VS we know the exact RM amount we need to pay in our statement... Is this normal for all other bank's Visa/MasterCard ?
AMEX only shows the USD amount, and need to wait for the posting to see the RM amount.
*
apparently yes. it will show the converted amount (usually higher, depending on paypal's rate).
TSronnie
post Aug 27 2014, 10:57 AM

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QUOTE(confuzan @ Aug 27 2014, 10:31 AM)
apparently yes. it will show the converted amount (usually higher, depending on paypal's rate).
*
That means there's no bank's admin charges add-on ?
confuzan
post Aug 27 2014, 11:32 AM

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QUOTE(ronnie @ Aug 27 2014, 10:57 AM)
That means there's no bank's admin charges add-on ?
*
it seems like it... perhaps because paypal charges the card in RM straight away.

for your reference, my transaction on july 22.

Conversion from:
RM44.48 MYR
Conversion to:
$13.50 USD
Exchange rate:
1 Malaysian Ringgit = 0.3035 U.S. Dollars

This post has been edited by confuzan: Aug 27 2014, 11:34 AM
MeToo
post Aug 28 2014, 03:35 PM

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QUOTE(Human Nature @ Aug 26 2014, 09:47 PM)
Decision decision. Spend RM600 using watami for 3% or using PBB VS (not in 6% catogery) to qualify for cash back promo.
*
Do both.
MeToo
post Aug 28 2014, 03:36 PM

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QUOTE(confuzan @ Aug 27 2014, 11:32 AM)
it seems like it... perhaps because paypal charges the card in RM straight away.

for your reference, my transaction on july 22.

Conversion from:
RM44.48 MYR
Conversion to:
$13.50 USD
Exchange rate:
1 Malaysian Ringgit = 0.3035 U.S. Dollars
*
Not bad... you probably lose about 150 basis point (I didnt check that day's rate) so its more or less like money changer rate anyway
MeToo
post Aug 28 2014, 03:37 PM

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QUick one :

Any free/special gifts for the signature within this week? Any special "must apply via xyz" to qualify for these freebies?
ubuntu
post Aug 28 2014, 04:45 PM

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Checked my latest statement, merchants not entitle for cash back are:
AEON BIG-USJ 19 SUBANG JAYA
BMS-TAIPAN SUBANG JAYA
DarReNz
post Aug 28 2014, 06:13 PM

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QUOTE(ubuntu @ Aug 28 2014, 04:45 PM)
Checked my latest statement, merchants not entitle for cash back are:
AEON BIG-USJ 19 SUBANG JAYA
BMS-TAIPAN SUBANG JAYA
*
19 usj city mall aeon big not under groceries ?
ubuntu
post Aug 29 2014, 10:14 AM

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QUOTE(DarReNz @ Aug 28 2014, 06:13 PM)
19 usj city mall aeon big not under groceries ?
*
In my case, not under grocery category.
TSronnie
post Aug 29 2014, 10:20 AM

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QUOTE(DarReNz @ Aug 28 2014, 06:13 PM)
19 usj city mall aeon big not under groceries ?
*
I guess another mismatch MCC (similar to AEON BIG Tropicana City Mall previously).
herc
post Sep 2 2014, 10:33 AM

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QUOTE(ronnie @ Aug 27 2014, 08:18 AM)
I noticed payment via PayPal using PBB VS we know the exact RM amount we need to pay in our statement... Is this normal for all other bank's Visa/MasterCard ?
AMEX only shows the USD amount, and need to wait for the posting to see the RM amount.
*
Your transaction is in foreign currency or MYR?

If other currency but you see MYR on your payment page, meant you have opt to use PayPal forex, you can change to make it charge your card under the original currency, which is more favourable for me.

Initially GBP 116.25, click Other Conversion Options

Attached Image

Opt for option 1, which charge in the card's currency, it will changed to MYR.

Attached Image

Attached Image


This post has been edited by herc: Sep 2 2014, 11:06 AM
herc
post Sep 2 2014, 10:37 AM

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anyone has got the EASY CASH BACK aldy? It's been couple week since it's started.

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