does this card earn Cash Back for other transactions besides dining, grocery and online transactions? If no, what is the point of minimum CL RM30K since the cash back is capped at RM60. CL RM2K is enough, hahaha.

Okay you do earn 1 VIP Point, but I bet the returns will be less than 0.5% for cash vouchers.  Therefore this is not competitive compared to say OCBC Titanium Mastercard which you give you1% CB.

And one only earns 1X Point for overseas transactions. This is really a joke for a so called Premier credit card.

I can tell you PBB will terminate or revise the 6% CB in less than 2 years just like what OCBC did for their Titanium MasterCard. This is because no one here in LYN CC Section is so stupid to go use the card for any other reason except to earn the RM60 monthly CB (max spending RM1K/month). Well, maybe those who want the free local airport lounge access can go use it at McD when overseas (and earn 6% CB too), hahaha

gonna use this to replace cimb cashback rebate card

Take note of this term for the guaranteed welcome gift.

Cardmember who applied Public Bank Credit Card via online www.pbebank.com and direct sales agencies are not entitled for this offer.

You must spend RM1,000 and above within the first 2-months from the card approval date to get RM150 cash back from the earlier promotion. Info Here.

To receive the gift from this promotion, you must spend an accumulated retail purchase of RM2,000 within 2-month from card approval date.

Those gifts don't look like anything worth more than RM150. But, I might be wrong.

Decision decision. Spend RM600 using watami for 3% or using PBB VS (not in 6% catogery) to qualify for cash back promo.

it seems like it... perhaps because paypal charges the card in RM straight away.

for your reference, my transaction on july 22.

Conversion from:
RM44.48 MYR
Conversion to:
$13.50 USD
Exchange rate:
1 Malaysian Ringgit = 0.3035 U.S. Dollars

Visa PayWave has a cap limit for each wave. It cannot be used for large amount transaction.

In fact, with or without signature, there is still a chance for fraud. We just need to be diligent in making sure our card is safe. How many times did you notice the sales staff checks the signature?

if the signature is obviously different, the person who signed under cctv is obviously not you nor your family, and the cc is still in your possession. then you may succeed.

means if you lost your card, you need to call bank(s) to block your card(s) and/or make a police report immediately.
if it's still in your possession but someone managed to swipe it, means that your card has been duplicated.

what a shocking experience (or imagination) you had! kena tied up, somemore naked, lagi at highway pulak tu! 

anyway when you make a police report, you will need to mention the time and date you were robbed. so if your cc being used in between the period of you being robbed and making a police report, you can still dispute it, furthermore with your tormenting case. 

the dude missed the "buttsek" sensation part of story.

Visa wave is just an added cool feature, if felt unsecured with such just cut the card.   

I received a rm5 cash voucher at Aeon Market because i visa wave a rm30 transaction. how cool is cool is that?

Thanks!

100K income per annum
388 annual fee

huh.. even though less than 12 swipes?

Currently Peranakan Place - Nu Sentral is not listed under Dining MCC.

It's under MCC5499 - Miscellaneous Food Stores - Convenience Stores and Specialty Markets

I've called in to ask PBB to "re-instate" my 6% rebate as I can proof it's a Restaurant.

if applt pb platinum/gold visa/master card, need to pay Annual fee fpr 1st year?

>100k..don wan pledge FD la, as i throw all my money into Stock Market already..
my last 2 cc application from other bank also been rejected, apparently my commitment is too high..
but when i buy new car  6month ago, i gave FD statement and Stock Market Statemnt, it will approved...Public bank also approved me, although finally i choose other bank loan  ..but credit card normally I just submitted ea form, hence i think no enough supporting doc.

yea...outstanding car loan, house loan too high already... my fren also faced that, he own 7-8 credit card, 3 house loan, 1 car loan, but lately new credit card application has been rejected.

For car loan/house loan, we can use FD/Stock to support commitment,  but for cc application, anyone do that before? normally they just request payslip, never ask for extra