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Credit Cards Public Bank Visa Signature - 6% Cashback, On Grocery, Dining, Online Transactions
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victorywp
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 Feb 6 2015, 01:00 PM
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QUOTE(wan7075 @ Feb 6 2015, 10:55 AM) may i if my annual incom is <rm100k, exp: only rm70k 1) how much FD should I put? 100k-70k = rm30k? 2) The FD should be done before or after the card application? thank you. you need to follow as below... QUOTE(victorywp @ Dec 22 2014, 07:26 PM) pbb revised some rules already: 1) minimum fd pledging is rm34k, no longer rm30k 2) credit limit is 90% of the fd amount, no longer 100% 3) stamp duty rm5 for every rm1k fd pledging amount, no longer rm10 stamp duty for the whole process |
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victorywp
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Feb 6 2015, 05:25 PM
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QUOTE(wan7075 @ Feb 6 2015, 04:33 PM) before i get the 6% cashback, i already lost 34*rm5 = rm170.  yeah, not worth... later if pbb vs revise their card features even worse...  sure rugi teruk then. |
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victorywp
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Feb 6 2015, 05:53 PM
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QUOTE(jutamind @ Feb 6 2015, 05:37 PM) will they state why they reject? i think no banks will put the reason of rejection in black and white. verbally maybe... |
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victorywp
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Feb 24 2015, 10:44 AM
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QUOTE(MeToo @ Feb 24 2015, 10:36 AM) I was under the impression if the signature is obviously different, then the responsibility lies with the vendor for failing to check? if the signature is obviously different, the person who signed under cctv is obviously not you nor your family, and the cc is still in your possession. then you may succeed. |
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victorywp
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Feb 24 2015, 10:59 AM
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QUOTE(MeToo @ Feb 24 2015, 10:55 AM) First 2 I can understand... 3rd?  means if you lost your card, you need to call bank(s) to block your card(s) and/or make a police report immediately. if it's still in your possession but someone managed to swipe it, means that your card has been duplicated. This post has been edited by victorywp: Feb 24 2015, 11:07 AM |
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victorywp
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Feb 24 2015, 11:37 AM
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QUOTE(MeToo @ Feb 24 2015, 11:23 AM) I know what it means. But sometimes u cant report immediately... being tied up and left for naked at the highway makes it hard to call your bank what a shocking experience (or imagination) you had! kena tied up, somemore naked, lagi at highway pulak tu! anyway when you make a police report, you will need to mention the time and date you were robbed. so if your cc being used in between the period of you being robbed and making a police report, you can still dispute it, furthermore with your tormenting case.  |
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victorywp
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Feb 24 2015, 12:26 PM
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QUOTE(Chinus @ Feb 24 2015, 11:53 AM) Dear all, Just want to ask to apply Public Bank Visa Signature with FD Pledge. Minimum FD Pledge is how much ya? How much is the charges for FD Pledge? 34k with 0.5% charges. |
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victorywp
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Feb 24 2015, 10:06 PM
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QUOTE(rachel_xxx @ Feb 24 2015, 10:02 PM) 0.5% charges for what purpose? stamp duty of rm5 for every 1k fd pledging. |
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victorywp
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Mar 4 2015, 12:15 AM
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QUOTE(Tainted @ Mar 3 2015, 10:28 PM) If a retiree is holding a PB visa classic but wants to upgrade to Signature, but does not have payslip etc, can just plpledge 30k fd and get it? have to follow the rm34k min fd pledge for pbb vs with 0.5% stamp duty. |
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victorywp
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Mar 4 2015, 08:23 AM
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QUOTE(Tainted @ Mar 4 2015, 08:13 AM) How does the pledge work? go to any pbb, open a fd account with them and inform them that you want to pledge it for pbb vs. promo fd rate not accepted for pledging, only the standard market fd rate. they will prepare the agreement for the process and you will need to pay stamp duty of 0.5% of the 34k required. the fd certificate will be kept by that pbb branch until you cancel your pbb vs before you can withdraw it. |
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victorywp
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Mar 4 2015, 07:12 PM
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QUOTE(ronron @ Mar 4 2015, 02:23 PM) can apply PBB visa signature by pledging 100k fixed depo? please consider the 0.5% of 100k stamp duty you need to pay upfront before getting your pbb vs. |
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victorywp
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Mar 18 2015, 01:20 AM
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QUOTE(asiatrader98 @ Mar 17 2015, 09:59 PM) victorywp, i think you have both pbb visa signature & cimb cash back for the online transactions (eg astro, TM, Indah water, other online payments etc.........which one is better? Mind to share with me thank you QUOTE(tigaxxx @ Mar 17 2015, 10:56 PM) Will answer on behalf of abang victor  pb vs is the best cash back card for online transactions...imo yeah, if one has pbb vs of course this card will be preferred over cimb cb, like 3xxx mentioned. |
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victorywp
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Mar 18 2015, 09:25 AM
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QUOTE(ronnie @ Mar 18 2015, 09:00 AM) I've called in and Bank Negara officer seem to indicate no abolishment of CC Government Service Taxu-turn again because gomen no money? |
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victorywp
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Mar 18 2015, 09:59 AM
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victorywp
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Mar 20 2015, 09:09 AM
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victorywp
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Mar 25 2015, 05:17 PM
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victorywp
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Mar 26 2015, 05:03 PM
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QUOTE(tigaxxx @ Mar 26 2015, 04:21 PM) Ooo.. ok not familiar with networking. . if someone hack into their server ..habislah  apa takut? still need tac and also you got sms alert notification ma. This post has been edited by victorywp: Mar 26 2015, 05:03 PM |
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victorywp
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Mar 26 2015, 05:13 PM
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QUOTE(tigaxxx @ Mar 26 2015, 05:09 PM) Sometime tac entered wrongly also payment can go thru.. mana mungkin?? but if after you masuk correct tac and the page hang, it's actually through. no need pay again. |
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victorywp
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Mar 26 2015, 07:48 PM
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QUOTE(tigaxxx @ Mar 26 2015, 05:53 PM) happened to me few times b4.. U can test... one of the websites I remember is GSC.. QUOTE(Human Nature @ Mar 26 2015, 05:57 PM) even the cvc digits are stored by the astro portal. there was a payment that go thru without tac previously too. i always forgot my passwords for different login sites. so i put my browser to remember all (usernames & passwords). like that i teruk already lor.  |
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victorywp
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Mar 31 2015, 07:44 AM
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QUOTE(confuzan @ Mar 30 2015, 04:59 PM) last months statement shows the cash back bonus like this :- (DGP) CASH BACK BONUS does anyone know what DGP stands for? cash back bonus from deputy general police.  This post has been edited by victorywp: Mar 31 2015, 09:10 AM |
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