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Credit Cards Public Bank Visa Signature - 6% Cashback, On Grocery, Dining, Online Transactions

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victorywp
post May 19 2015, 09:48 AM

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QUOTE(cybpsych @ May 19 2015, 09:24 AM)
Interesting, another payment gateway ... can use Visa/Mastercard (for selected billers) that gives cashback for online payments smile.gif

Also, particularly useful to pay bills for agencies in Sarawak wink.gif

Better (?) than POSonline, there will be a RM0.53 charge (GST incl.) for Yayasan Sarawak & PSC Study Loan otherwise, this service is FREE OF CHARGE!

Now you can use PBe to make payments to more agencies in Sarawak via PayBillsMalaysia

More info: PayBilsMalaysia | FAQs

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Billers
» Click to show Spoiler - click again to hide... «

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mostly for sarawakians.

anyway it means paying telekom/tmnet is free right?
victorywp
post May 30 2015, 10:00 AM

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QUOTE(kremlin @ May 30 2015, 09:14 AM)
CIMB cash rebate card : 5% rebate on online transaction but cap at RM30 (max RM600)
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if rm30 cap is not enough, apply for supp cards as you will get rm30 separate cap for each supp card. brows.gif
victorywp
post Jun 2 2015, 08:29 AM

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QUOTE(eddyooi @ Jun 2 2015, 08:10 AM)
all this while i us this card for petrol

now only know no rebate... oh i am so stupid
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oops, sorry to hear that. last time i also keep having this impression this cc has cb for petrol. so later on keep reminding myself it's actually grocery, online, dining. lol...
victorywp
post Jun 2 2015, 08:42 AM

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QUOTE(eddyooi @ Jun 2 2015, 08:35 AM)
so which card to supplement to get petrol rebate?

petrol about rm500 monthly
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if your rm500 can be separated to rm50x10times, you may go for hlb wise. otherwise uob one or cimb cr plat.
victorywp
post Jun 8 2015, 10:23 AM

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QUOTE(cybpsych @ Jun 8 2015, 09:40 AM)
48% Cash Back with PB MasterCard when Spend on Grocery or Dining
8 June 2015 - 30 September 2015

More info: PBB | T&Cs

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why 48% not 50%? hmm.gif
victorywp
post Jun 8 2015, 10:25 PM

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QUOTE(sms2u @ Jun 8 2015, 01:21 PM)
Why u no ask 100% and ask 50%?

Public bank offer 12% and 8%  before, it seems their practise to give any no of percent
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my logic is simple. since pbb can give as high as 48%, they should have put it 50% to make it more outstanding and grab everyone's attention.

that extra 2% doesn't cost them much but the spread of this promo will have a whole different level of impact and impression towards the users.

50% is another level as it's half price and easy for anyone to relate to theor buying. for eg, if they buy something at rm50, they straight away know that using pbb will give them rm25.

the previous 8% or 12% from pbb is small and doesn't give much impact since it can be easily buried by other cc promo like uob giving 20%-30%, hlb giving 30%, cimb giving 40%, mbb giving 40% or even 100%.

i just don't understand what's the marketing staffs of pbb is thinking. they willing to spend high but then save that small 2% and miss the opportunity to make something that people will always remember in the future.
victorywp
post Jun 9 2015, 06:50 AM

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QUOTE(red_scorpion @ Jun 9 2015, 12:48 AM)
20k per month with 48% cb, i think first day will finish liao..
1 day whole whole malaysia dining/groceries swipe sure more than >40k gua.

pbb stingy la..calculative..
mbb can allocated out 1 day 25k, but  this pbb only 1 month 20k  rclxub.gif  rclxub.gif  doh.gif  doh.gif other bank 1 day already won yours 1 month allocated money.

This maybe their marketing strategy to attract ppl to spend as most of the ppls didn't read t&c..all thought just spend and hope for cb.
So, they are not stupid actually, they are smart in somewhere..
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that's why i said there's no difference if they put 50% too lol...
victorywp
post Jun 9 2015, 07:21 PM

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QUOTE(Chong1980 @ Jun 9 2015, 07:10 PM)
Hello all, anyone knows how to increase our credit limits?
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submit your latest payslip.

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