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Credit Cards Public Bank Visa Signature - 6% Cashback, On Grocery, Dining, Online Transactions
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victorywp
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Apr 6 2015, 02:44 PM
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QUOTE(stephenl @ Apr 6 2015, 01:38 AM) Hi, may I know whether PBB Visa Signature has 6% cash rebate for purchases at 99 Speedmart and Pasaraya Hero? since both hlb wise and pbb vs also based on mcc 5411 for grocery, i can say that 99speedmart and hero both entitled for the 6% pbb vs cb (i never tried on pbb vs but i confirmed received in hlb wise).
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victorywp
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Apr 6 2015, 03:56 PM
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QUOTE(stephenl @ Apr 6 2015, 03:47 PM) Forgot to ask about Econsave. Do you think the 6% cash back applies for Econsave as well? again, if based on hlb wise, yes econsave too.
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victorywp
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Apr 7 2015, 05:54 AM
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QUOTE(vfoong @ Apr 6 2015, 11:08 PM) Anyone had any success getting this card via pledging fd? I went last week and I was told that I had to pledge a minimum of 34k in fd. So I filled up the forms etc and as they were processing the fd, they told me that in order to pledge, there's stamping free on the pledge amount, which was rm5 for every 1k, which means it would amount to rm170. After that I just told them to cancel the whole transaction... Wasted an hour + of my time... i thought i already mentioned about this back in december 2014? QUOTE(victorywp @ Dec 22 2014, 07:26 PM) pbb revised some rules already: 1) minimum fd pledging is rm34k, no longer rm30k 2) credit limit is 90% of the fd amount, no longer 100% 3) stamp duty rm5 for every rm1k fd pledging amount, no longer rm10 stamp duty for the whole process
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victorywp
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Apr 7 2015, 12:07 PM
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QUOTE(red_scorpion @ Apr 7 2015, 11:54 AM) boss, how about NSK? tq  lol, i never tried at nsk before. went to a few nsk but their prices not that attractive.
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victorywp
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Apr 11 2015, 08:47 AM
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QUOTE(cempedaklife @ Apr 11 2015, 01:06 AM) I didn't even know 99 accept credit cards. Lol yeah, min rm30.
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victorywp
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Apr 17 2015, 12:41 AM
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QUOTE(ronnie @ Apr 16 2015, 11:44 PM) Currently Peranakan Place - Nu Sentral is not listed under Dining MCC. It's under MCC5499 - Miscellaneous Food Stores - Convenience Stores and Specialty MarketsI've called in to ask PBB to "re-instate" my 6% rebate as I can proof it's a Restaurant. if they allow this, means they are not based on mcc anymore?
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victorywp
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Apr 17 2015, 01:32 AM
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QUOTE(Human Nature @ Apr 17 2015, 12:54 AM) i have 3 successful cases too, as long as I am able to prove that the places are restaurants and the receipts stated meals so it's better than hlb wise who fully based on mcc only.
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victorywp
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Apr 17 2015, 11:15 PM
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QUOTE(mr11 @ Apr 17 2015, 05:13 PM) how much did you pledged for the pb gold card? This post has been edited by victorywp: Apr 17 2015, 11:16 PM
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victorywp
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Apr 18 2015, 03:04 PM
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QUOTE(Kaka23 @ Apr 18 2015, 12:45 PM) For petrol use Maybank2 card ma.. every month just choose one of the weekdays to pump rm1, senang kan?
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victorywp
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Apr 22 2015, 09:12 AM
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QUOTE(kl87 @ Apr 22 2015, 08:47 AM) BT = business trip ? how is visa signature better in overseas spending ? i always use the maybank 2 card platinum for overseas purchase , for 5 x TP , thats the best i know of, but the exchange rate is very bad. Or u r aiming for the 6% rebate for visa signature BTW how u apply the card, online ? If you got any contact info of any agents who deal with ur case, can pass me his contact..... or bt = balamce transfer?
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victorywp
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Apr 22 2015, 11:35 AM
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QUOTE(ronnie @ Apr 22 2015, 11:22 AM) Today just saw the posting my disputed 6% dining rebate in my Unbilled transactions. Reported on 16th April 2015 Received on 22nd April 2015 Just receive a call to "say sorry for the inconvenience" good customer service i might say. even though not their fault (it's the merchant who registered differently) but they still apologise.
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victorywp
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Apr 23 2015, 11:51 AM
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QUOTE(Human Nature @ Apr 23 2015, 10:35 AM) Anyone manage to create their Personal Login Phrase at PBB portal? I received error message. no problem for me too. straight away accepted and get a reference number.
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victorywp
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Apr 23 2015, 03:12 PM
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QUOTE(Human Nature @ Apr 23 2015, 03:03 PM) Not working with Firefox too. Now I can't view my acc as I have exceeded the 3 times deferment.  no worries, just call their cs and you can get back your log in page again immediately. there was few rounds i forgotten my password, and i keep trying (every 3 times and account locked and called cs to unlock and tried again and got locked again). cs said they unable to reset my password as i need to do that at the atm. so what they can do is just to unlock for me to try again. lol... i took few hours just to try and error my password, and called to unlock once locked. not sure it was the same cs handling me, he must be bored to hear my voice. This post has been edited by victorywp: Apr 23 2015, 03:13 PM
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victorywp
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Apr 24 2015, 04:58 PM
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QUOTE(sam240 @ Apr 24 2015, 04:47 PM) I just applied, but not full fill RM100k annual... can get? just relax and wait and let them do their job and decide for you (whether you can get or not).
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victorywp
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May 5 2015, 10:49 PM
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QUOTE(treyston @ May 5 2015, 09:16 PM) is the auto debit transaction entitled to the cash back? usually no.
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victorywp
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May 6 2015, 09:08 AM
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QUOTE(kremlin @ May 5 2015, 10:24 AM) Can anyone help me? Do I get 6% CB for charity through online transaction? Thanks. if you are able to give charity, what is the 6% to you?
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victorywp
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May 6 2015, 09:46 AM
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QUOTE(kremlin @ May 6 2015, 09:35 AM) Will get PB to join the donation too  lol, you are right! pbb will be forced to do the charity too! 94% by you and 6% by pbb. lol...
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victorywp
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May 15 2015, 03:36 PM
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QUOTE(kl87 @ May 15 2015, 07:42 AM) haiz yesterday got email say got rejected. dun knw wanna appeal anot ..... can pledge FD to get the card ? anyone knw how much ? pledge fd to get a pbb cc (especially pbb vs) is not worth: 1) high stamp duty 0.5% of your fd amount (min fd of 34k for pbb vs) 2) and you not sure when pbb will end its vs 6% feature the worst case will be pbb ends their 6% cb in the following month after you paid the rm170 stamp duty. inability to earn back from cb utilisation, it simply means that you paid rm170 for a useless cc and have a 34k stuck in fd in a pbb branch. This post has been edited by victorywp: May 15 2015, 03:37 PM
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victorywp
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May 18 2015, 10:54 AM
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QUOTE(Bahnhofstrasse @ May 18 2015, 10:52 AM) that means i have to pay RM170 for Visa Signature application? Once i pledged, i can't use the FD at all? yeah, so it's better to apply directly if you qualified for pbb vs.
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victorywp
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May 18 2015, 12:26 PM
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QUOTE(roy918 @ May 18 2015, 12:19 PM) Nothing's wrong with my statement.  means maxis payment is not under utility payments.
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