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Credit Cards Public Bank Visa Signature - 6% Cashback, On Grocery, Dining, Online Transactions

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TSronnie
post Apr 18 2015, 10:08 PM

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QUOTE(Human Nature @ Apr 18 2015, 05:31 PM)
Anyone having problem with the new Astro payment portal? Failed transaction.
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It was working in the morning when I paid via Astro portal.... it shows a AMEX logo but you can't select it.
MeToo
post Apr 18 2015, 11:00 PM

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QUOTE(red_scorpion @ Apr 18 2015, 04:54 PM)
>100k..don wan pledge FD la, as i throw all my money into Stock Market already..
my last 2 cc application from other bank also been rejected, apparently my commitment is too high..
but when i buy new car  6month ago, i gave FD statement and Stock Market Statemnt, it will approved...Public bank also approved me, although finally i choose other bank loan  hmm.gif ..but credit card normally I just submitted ea form, hence i think no enough supporting doc.
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Har... commitment too high can reject your CC application de ah? Dang... I didnt know about that
pisanq
post Apr 18 2015, 11:10 PM

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QUOTE(lowyat101 @ Apr 10 2015, 02:37 PM)
Thanks. Will watch it out.
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user posted image
mine already reversed
red_scorpion
post Apr 18 2015, 11:17 PM

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QUOTE(MeToo @ Apr 18 2015, 11:00 PM)
Har... commitment too high can reject your CC application de ah? Dang... I didnt know about that
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yea...outstanding car loan, house loan too high already... my fren also faced that, he own 7-8 credit card, 3 house loan, 1 car loan, but lately new credit card application has been rejected.

For car loan/house loan, we can use FD/Stock to support commitment, but for cc application, anyone do that before? normally they just request payslip, never ask for extra
MeToo
post Apr 19 2015, 12:06 AM

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QUOTE(red_scorpion @ Apr 18 2015, 11:17 PM)
yea...outstanding car loan, house loan too high already... my fren also faced that, he own 7-8 credit card, 3 house loan, 1 car loan, but lately new credit card application has been rejected.

For car loan/house loan, we can use FD/Stock to support commitment,  but for cc application, anyone do that before? normally they just request payslip, never ask for extra
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Why need until 7~8 credit card? Whats the point unless u can max out all their cash back...
red_scorpion
post Apr 19 2015, 01:32 AM

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QUOTE(MeToo @ Apr 19 2015, 12:06 AM)
Why need until 7~8 credit card? Whats the point unless u can max out all their cash back...
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I don't know. He is rich, i heard he always accept those credit card cash offer from bank, and use those money to invest elsewhere..
boonhan
post Apr 19 2015, 01:36 AM

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employer salary in pb saving acc every month, is there a chance they offer this card?
cempedaklife
post Apr 19 2015, 09:07 AM

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QUOTE(MeToo @ Apr 19 2015, 12:06 AM)
Why need until 7~8 credit card? Whats the point unless u can max out all their cash back...
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MBB 2 cards
Ocbc titanium
Hlb wise
Std chartered x 2 (applied for rm300 cash back sign up, now all things waived, just continue)
Applying pbb visa signature.

There. Lol.
red_scorpion
post Apr 19 2015, 01:57 PM

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QUOTE(cempedaklife @ Apr 19 2015, 09:07 AM)
MBB 2 cards
Ocbc titanium
Hlb wise
Std chartered x 2 (applied for rm300 cash back sign up, now all things waived, just continue)
Applying pbb visa signature.

There. Lol.
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rclxms.gif rclxms.gif yea..
Since no more GST, i think now more and more ppls apply more cc which have free annual fees.
rclxm9.gif
Just keep as backup card or use only for certain merchant discount.
cempedaklife
post Apr 19 2015, 02:00 PM

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QUOTE(red_scorpion @ Apr 19 2015, 01:57 PM)
rclxms.gif  rclxms.gif yea..
Since no more GST, i think now more and more ppls apply more cc which have free annual fees.
rclxm9.gif 
Just keep as backup card or use only for certain merchant discount.
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exactly why i still keep std chartered card.
just to earn that 10% discount on std chartered marathon also i happy, since it's free anyway.

Kaka23
post Apr 19 2015, 05:42 PM

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QUOTE(victorywp @ Apr 18 2015, 04:04 PM)
every month just choose one of the weekdays to pump rm1, senang kan?
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shocking.gif shakehead.gif
Kaka23
post Apr 19 2015, 05:43 PM

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QUOTE(cempedaklife @ Apr 19 2015, 10:07 AM)
MBB 2 cards
Ocbc titanium
Hlb wise
Std chartered x 2 (applied for rm300 cash back sign up, now all things waived, just continue)
Applying pbb visa signature.

There. Lol.
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rclxub.gif
lamode
post Apr 19 2015, 06:29 PM

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Received SMS on 8 APR saying the Samsung Galaxy V will reach in 5 working days, until today also no news.
So called CS just now, and was told it could take another 2 weeks. The SMS is totally useless, rather misleading lo vmad.gif mad.gif wacko.gif

This post has been edited by lamode: Apr 19 2015, 06:29 PM
ah_chung
post Apr 21 2015, 10:56 AM

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QUOTE(lamode @ Apr 19 2015, 06:29 PM)
Received SMS on 8 APR saying the Samsung Galaxy V will reach in 5 working days, until today also no news.
So called CS just now, and was told it could take another 2 weeks. The SMS is totally useless, rather misleading lo    vmad.gif  mad.gif  wacko.gif
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Instead of SMS, I received a call from this Tri-E (三e) marketing company telling me that I will receive the gift within 2 weeks time. Then I requested to change the delivery address and they sent the form to my email immediately. Hopefully I can receive the phone in 2 weeks time. rclxms.gif
SUSkl87
post Apr 21 2015, 03:25 PM

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PB bank accept foreign currency salary change to RM for the salary scale ? Can only meet the 100k annual income requirement if change from SGD to RM.....
qqbill
post Apr 21 2015, 11:00 PM

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just received my card last week, notice there's a "Authorised Charges" of RM200.00 there, see that for few days already, anyone knows what's that about? Not petrol because the petrol tranx all listed out in unbilled tranx already... thanks!
Human Nature
post Apr 21 2015, 11:34 PM

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QUOTE(qqbill @ Apr 21 2015, 11:00 PM)
just received my card last week, notice there's a "Authorised Charges" of RM200.00 there, see that for few days already, anyone knows what's that about? Not petrol because the petrol tranx all listed out in unbilled tranx already... thanks!
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call up CS and ask.

just wondering why you used this card for petrol..no cashback. Unless you have no other better cards for petrol.
seethor
post Apr 22 2015, 08:14 AM

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QUOTE(kl87 @ Apr 21 2015, 03:25 PM)
PB bank accept foreign currency salary change to RM for the salary scale ? Can only meet the 100k annual income requirement if change from SGD to RM.....
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I am under same case with you, try applying now but the processing time take very long can compare to AEON and the CS no professional call me downgrade to gold card, did not aware i am working in Singapore
SUSkl87
post Apr 22 2015, 08:20 AM

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QUOTE(seethor @ Apr 22 2015, 08:14 AM)
I am under same case with you, try applying now but the processing time take very long can compare to AEON and the CS no professional call me downgrade to gold card, did not aware i am working in Singapore
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So did u appeal or explain to them ? Got the visa signature ?
seethor
post Apr 22 2015, 08:36 AM

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QUOTE(kl87 @ Apr 22 2015, 08:20 AM)
So did u appeal or explain to them ? Got the visa signature ?
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I am still waiting, already ask them to expedite my processing by this week for my BT, I use S$ payslip to get CIMB, Maybank, Citibank, OCBC credit card, it should not be any problem, the only different could be their exchange rate conversion.

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