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Credit Cards Public Bank Visa Signature - 6% Cashback, On Grocery, Dining, Online Transactions

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mr11
post Apr 17 2015, 04:06 PM

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i apply visa gold thru pbb branch,but during application i require to pay rm12 stamp duty and rm50 annual fees...may i know how to waive the annual fees that i paid ?
Human Nature
post Apr 17 2015, 04:08 PM

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QUOTE(mr11 @ Apr 17 2015, 04:06 PM)
i apply visa gold thru pbb branch,but during application i require to pay rm12 stamp duty and rm50 annual fees...may i know how to waive the annual fees that i paid ?
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stamp duty? you pledge FD for the card?
mr11
post Apr 17 2015, 05:13 PM

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QUOTE(Human Nature @ Apr 17 2015, 04:08 PM)
stamp duty? you pledge FD for the card?
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yes,i pledge fd with cc
wan7075
post Apr 17 2015, 07:01 PM

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QUOTE(mr11 @ Apr 17 2015, 05:13 PM)
yes,i pledge fd with cc
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this pb gold card benefit is not really good compare to pb signature.
why you no go for signature since you have put FD?
mr11
post Apr 17 2015, 10:05 PM

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QUOTE(wan7075 @ Apr 17 2015, 07:01 PM)
this pb gold card benefit is not really good compare to pb signature.
why you no go for signature since you have put FD?
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signature require at least 100k cry.gif
Human Nature
post Apr 17 2015, 10:09 PM

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QUOTE(mr11 @ Apr 17 2015, 10:05 PM)
signature require at least 100k  cry.gif
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for FD pledge, 30k only
victorywp
post Apr 17 2015, 11:15 PM

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QUOTE(mr11 @ Apr 17 2015, 05:13 PM)
yes,i pledge fd with cc
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how much did you pledged for the pb gold card?

This post has been edited by victorywp: Apr 17 2015, 11:16 PM
mr11
post Apr 18 2015, 01:34 AM

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QUOTE(Human Nature @ Apr 17 2015, 10:09 PM)
for FD pledge, 30k only
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Too bad customer service from pbb branch told me 100k:( miss the good deal
mr11
post Apr 18 2015, 01:35 AM

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QUOTE(victorywp @ Apr 17 2015, 11:15 PM)
how much did you pledged for the pb gold card?
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40k
Human Nature
post Apr 18 2015, 01:42 AM

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QUOTE(mr11 @ Apr 18 2015, 01:34 AM)
Too bad customer service from pbb branch told me 100k:( miss the good deal
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QUOTE(mr11 @ Apr 18 2015, 01:35 AM)
40k
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I think you can try sending an email to PB customer service to ask what is the FD amount required for VS first. If the amount is 40k or less, try asking whether it is possible to convert/upgrade your gold to VS.

OR

If you have not used the gold card, get it terminated and reapply VS using the FD pledge. If you have used it, try to ask for annual fee waiver and then get it terminated. Then use the FD pledge for VS.


This post has been edited by Human Nature: Apr 18 2015, 01:44 AM
Kaka23
post Apr 18 2015, 12:45 PM

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QUOTE(MeToo @ Apr 15 2015, 03:50 PM)
Bro... how hard can it be for 12 swipes? RM5 swipe each at petrol station susah?  doh.gif
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tongue.gif

For petrol use Maybank2 card ma..
victorywp
post Apr 18 2015, 03:04 PM

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QUOTE(Kaka23 @ Apr 18 2015, 12:45 PM)
tongue.gif

For petrol use Maybank2 card ma..
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every month just choose one of the weekdays to pump rm1, senang kan?
David900924
post Apr 18 2015, 04:15 PM

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I call pb cs yesterday, still processing after submit my application form since 26 march..
About 3 weeks still in processing status.. really slowww!! any1 got approved by apply this month yet?
YellowHornet
post Apr 18 2015, 04:34 PM

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just realized this card exists! too bad the requirement is 100k per annum! Sigh, almost there
red_scorpion
post Apr 18 2015, 04:47 PM

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my application has been rejected.. anyone know how and where to appeal?call cs? i want to appeal by giving more supporting doc such as fd, stock statement to support commitment.

This post has been edited by red_scorpion: Apr 18 2015, 04:51 PM
YellowHornet
post Apr 18 2015, 04:50 PM

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QUOTE(red_scorpion @ Apr 18 2015, 04:47 PM)
my application has been rejected.. anyone know how to appeal? i want to appeal by giving more supporting doc such as fd, stock statement to support commitment.
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How much is your annual salary? Why not trying FD pledge? PBB FD rates are one of the best around at the moment
red_scorpion
post Apr 18 2015, 04:54 PM

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QUOTE(YellowHornet @ Apr 18 2015, 04:50 PM)
How much is your annual salary? Why not trying FD pledge? PBB FD rates are one of the best around at the moment
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>100k..don wan pledge FD la, as i throw all my money into Stock Market already..
my last 2 cc application from other bank also been rejected, apparently my commitment is too high..
but when i buy new car 6month ago, i gave FD statement and Stock Market Statemnt, it will approved...Public bank also approved me, although finally i choose other bank loan hmm.gif ..but credit card normally I just submitted ea form, hence i think no enough supporting doc.

This post has been edited by red_scorpion: Apr 18 2015, 04:55 PM
Human Nature
post Apr 18 2015, 05:31 PM

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Anyone having problem with the new Astro payment portal? Failed transaction.
cempedaklife
post Apr 18 2015, 09:45 PM

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QUOTE(David900924 @ Apr 18 2015, 04:15 PM)
I call pb cs yesterday, still processing after submit my application form since 26 march..
About 3 weeks still in processing status.. really slowww!! any1 got approved by apply this month yet?
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I applied last week. Still no sound from them. By far, the slowest response for a cc appicaltion. And boy I have about 7-8 credit cards. That's saying a lot on how slow pbb is as compared to others.

Or maybe its a strategy. To delay and reduce ppl from eligible for the Samsung phone.
David900924
post Apr 18 2015, 09:52 PM

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QUOTE(cempedaklife @ Apr 18 2015, 09:45 PM)
I applied last week. Still no sound from them. By far, the slowest response for a cc appicaltion. And boy I have about 7-8 credit cards. That's saying a lot on how slow pbb is as compared to others. 

Or maybe its a strategy. To delay and reduce ppl from eligible for the Samsung phone.
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Nah i believe they earn comission for every sign up. Mayb tat free samsung n 0% make it super duper long queue list.

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