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Credit Cards Public Bank Visa Signature - 6% Cashback, On Grocery, Dining, Online Transactions

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victorywp
post Aug 1 2014, 04:00 PM

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QUOTE(cyang @ Aug 1 2014, 10:07 AM)
Received a rejection letter from PBB.. too bad.. sad.gif
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may i know you apply with what pa salary?
or you do fd pledging?
victorywp
post Aug 8 2014, 03:41 PM

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QUOTE(peri peri @ Aug 8 2014, 12:37 PM)
sometime i felt myself quite cheapskate only bring my wife for movie during promo only  sweat.gif

Last few month im using the mbb buy 1 free 1 on thursday @ TGV, but TGV near my area sucky big time
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this not cheapskate enough. super cheapskate husband only bring his wife for movie once a year when he received his birthday free vouchers at gsc. lol...
victorywp
post Aug 8 2014, 04:16 PM

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QUOTE(peri peri @ Aug 8 2014, 03:56 PM)
received the card from pos laju. on 30k CL. Even my SCB plat is better CL than this. Somemore card is like grey color, not sharp. The chip also like old era chip. The plastic card also quite thin. Felt like going to break into half  sweat.gif

But why activation need 3 working days to perform as im activating thru sms. I intend to swipe it tomorrow. but i cant wait that long
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so both of you also get 30k cl only for this card? seems like the minimum. pledge fd also minimum need 30k to get 30k cl.
victorywp
post Aug 8 2014, 04:49 PM

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QUOTE(lovefoe @ Aug 8 2014, 04:23 PM)
it's ok because I'll just use 1k. 30k is more than enough
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don't forget to utilise your balance cl for the 0% 12 months bt.
victorywp
post Aug 8 2014, 05:25 PM

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QUOTE(peri peri @ Aug 8 2014, 04:51 PM)
any catch? like rm1k per bank or rm5k per bank?
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5k

QUOTE(lovefoe @ Aug 8 2014, 04:58 PM)
it's ok. i dont do balance transfer.
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why not? just imagine you have extra 24k for other investment when you maximise your bt.
victorywp
post Aug 10 2014, 04:10 PM

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QUOTE(peri peri @ Aug 10 2014, 03:57 PM)
Check with cs, for those online application only entitle 6 months
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still extra money for 6 months... brows.gif
victorywp
post Aug 14 2014, 05:10 PM

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QUOTE(herc @ Aug 14 2014, 04:31 PM)
Wanna ask if anyone encounter this...

I charged the card for 2x Paypal, 1x Payonline past 12 midnight on Aug 10, 2014, suppose the system capture the date/time as August 11,  00:15 then check from PBE online banking today, it shows transaction date August 10, posting date August 11...

Aint that anything over 00:00 midnight count as next day? Grrrr....
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yeah, this happened if you purchase things online. some members already reported in mbb thread before but here not yet.
victorywp
post Aug 15 2014, 03:11 PM

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QUOTE(herc @ Aug 15 2014, 08:46 AM)
UOB Payonline too. So its the bank end, not merchant.

Did those guy in mbb thread says what time is the day cut off?
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perhaps you may check with them directly...

QUOTE(charymsylyn @ Jul 3 2014, 12:38 PM)
I explained why a few minutes later. You will not come across this very often as there are very few retailers who accepts CC and closes after midnight (major exception would be perhaps bars). This is more common for online transactions and has been discussed at length many times.
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QUOTE(polarzbearz @ Aug 2 2014, 12:16 PM)
Nope. So far all are the following categories:
- Groceries
- Online Game Credits / Game Purchases / HumbleBundle / Amazon
- Petrol
- Bills (Maxis via Phone / Payment Counter, TNB via M2U)

Calculating the differences (RM43.2 - RM41.55) is RM1.65 differences (5% cashback); RM1.65/5*100 = RM33. Can't seem to link back to any RM33 transactions that are not eligible for cash back rclxub.gif

EDIT: Nevermind, I cross-checked the statement vs. my list, found out why already. It's the first transaction (RM32.61) rclxub.gif

I placed order at Sat, Jul 19, 2014 at 12:05 AM sharp (based on receipt sent to my email), and seem like M2U recognize it as Friday transaction  vmad.gif
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victorywp
post Aug 25 2014, 11:56 PM

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QUOTE(nxtpg @ Aug 25 2014, 11:27 PM)
did not realised that this card has a buy one free one ticket offer at gsc.

only knew it when i paid for the tickets smile.gif
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you paid online gsc right? that's the recent promo by visa.
victorywp
post Aug 26 2014, 12:18 AM

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QUOTE(nxtpg @ Aug 26 2014, 12:08 AM)
nope

at the counter
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recently there's a promo by visa for gsc buy 1 free 1 on every friday. so did you pay on friday?
victorywp
post Aug 26 2014, 10:34 PM

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QUOTE(Human Nature @ Aug 26 2014, 09:47 PM)
Decision decision. Spend RM600 using watami for 3% or using PBB VS (not in 6% catogery) to qualify for cash back promo.
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low risk = low earning (sure 100%)
high risk = high earning (unsure 50%-50%)

are you a risk taker? brows.gif
victorywp
post Sep 5 2014, 03:45 PM

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QUOTE(Jason @ Sep 5 2014, 03:39 PM)
wow, the whole website only has one post and is regarding pbb vs... is that your blog? brows.gif
victorywp
post Sep 5 2014, 04:12 PM

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QUOTE(Jason @ Sep 5 2014, 03:58 PM)
Just my 2 cents.  sweat.gif
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nice, waiting for your other cc reviews. then you will be the next gen-x. brows.gif
victorywp
post Sep 11 2014, 05:51 PM

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QUOTE(adele123 @ Sep 11 2014, 05:24 PM)
out of curiousity... so easy to resell?
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sell to your colleagues or relatives or friends...
victorywp
post Sep 14 2014, 08:58 PM

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QUOTE(kingsway @ Sep 14 2014, 07:37 PM)
Hi experts,

Need your recommendation. Weekend spending rm500 on food and pay via public bank signature better or with mbb2cards better? Considering I've maxed out the cash back and current pbe weekly promo?

Secondly payment 2k for hotel on Monday, better with pbe signature or mbb2card?

Thanks
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rm500 on food means dining?

hotel payment on monday means not via online?
victorywp
post Sep 15 2014, 11:17 AM

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QUOTE(DarReNz @ Sep 15 2014, 10:34 AM)
finally after one month of calling each week, i check it has been approved so it's officially the slowest cc application ever  sweat.gif
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congrats for joining the pbb vs community!
victorywp
post Sep 17 2014, 12:26 PM

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QUOTE(~Eveready~ @ Sep 17 2014, 11:48 AM)
Hi guys,

regarding the 0% BT offer for PB VS, is it a one time offer or can we apply for multiple times as long as our credit limit permits and each BT is at least 3kRM?
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multiple times as cl permits with min 5k.
victorywp
post Sep 24 2014, 11:07 AM

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QUOTE(sendohz @ Sep 24 2014, 11:06 AM)
I would like to apply for this card.
Through minimum 30k FD pledge it is possible to get this card even though i have no attachment to Public Bank?
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once you pledge 30k fd, then you will attach with pbb already lor...
victorywp
post Sep 24 2014, 11:13 AM

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QUOTE(sendohz @ Sep 24 2014, 11:10 AM)
I was planning to pledge 30k and then ask the front desk personnel to apply for me this card as well.
Do you think it is possible?
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yes, that's the way. nod.gif
victorywp
post Sep 25 2014, 07:45 AM

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QUOTE(DarReNz @ Sep 24 2014, 10:15 PM)
damn public bank makes mistake on my address no wonder after one week still haven't received the card now have to wait another week really sux  mad.gif

almost 2 months to get the card officially the worst bank  doh.gif
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QUOTE(pepper_mint2 @ Sep 25 2014, 07:02 AM)
they did the same with my house address and i got the card after several calls to public bank and i think it took six weeks in total....i made an official complaint and was told that they will rectify this issue so that future customer wont have the problems...i guess they still never learn....
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maybe it's just an excuse given to each individual customers because of their delay. but they didn't expect we managed to combine this information in the forum and expose their ineffectiveness.

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