nowadays to place FD, you will have to open a savings account with that branch if you dont have a savings account opened in the same city/town correct?
so troublesome
Fixed Deposit Rates in Malaysia V6.1, Please Read Post #1
Fixed Deposit Rates in Malaysia V6.1, Please Read Post #1
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Jul 21 2014, 01:16 PM
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#1
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154 posts Joined: Jun 2007 |
nowadays to place FD, you will have to open a savings account with that branch if you dont have a savings account opened in the same city/town correct?
so troublesome |
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Jul 21 2014, 02:41 PM
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#2
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QUOTE(bearbear @ Jul 21 2014, 02:22 PM) depends on promo really?? darn. Hong leong bank forced me to open a new savings account. Reason is because i dont have savings account from the same city. So now i have two freaking saving accounts with hong leong bank.if pure FD don't need, if involve CASA then yes usually because they want to deposit the interest 3 / 6 month to you (before maturity of FD). the FD i placed is 3.0x% pa i think. normal 'board' rate without promotion. my friend later mentioned this is because of some money laundering scandal in sarawak, involving HSBC and high ranking people |
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Jul 21 2014, 11:11 PM
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QUOTE(bearbear @ Jul 21 2014, 02:51 PM) 6 months - Maybank (3.73%) that was two months back. too rushed so i went to the nearest bank.12 months - Affin (3.7%) 13 months - UOB (3.85%) 15 months - RHB (4.06%) that's new, btw why go for HLB? CIMB online also 3.25 for a month i tried with Affin, board rate don't need any account. Maybe new rule? guess i can check out RHB's promo now? if they ask me to open savings account again, die ahhhhh already have savings account with them but opened at different city. Can i complain to bank negara? banks requesting unreasonable opening of savings account. already have savings account with them, then ask me to open another one because of different city/branch. But i have a feeling its Hong Leong only? |
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Aug 7 2014, 05:02 PM
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#4
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What happens after 3months, for OCBC new premier account. Revert to normal board rate? Or got special rate for premium account holders. Curious lar
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