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Fixed Deposit Rates in Malaysia V6.1, Please Read Post #1
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fuu
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Jun 27 2014, 08:51 AM
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Getting Started

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Hi, I went to enquire about Affin's 12 mths FD. 3.6%. The customer service person told me that interest would be credited monthly into savings provided I put in RM10k minimum. Anyone has experience in this? Thank you.
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fuu
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Jun 30 2014, 12:30 PM
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Getting Started

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Hi all, I was browsing this webpage from Maybank2u.com: Home > Customer Service > Accounts & Banking FAQs Accounts & Banking FAQs > eFixed Deposit FAQs
15. Is the interest earned from eFD taxable? Yes, as per existing FD Account criteria.
I tried searching the FD Account Criteria but was not able to find any info. May I know: a) What is the % of tax incurred upon interest earned? b) Is this applicable to only i) Maybank's eFD or ii) to all other banks' eFD or iii) to all FDs regardless of over-the-counter and online of any banks? I tried searching info from other banks such as Affin, CIMB, but no mention of the tax (unless i overlooked it  ) Thank you for your guidance
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fuu
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Jun 30 2014, 12:37 PM
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Getting Started

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QUOTE(munkeyflo @ Jun 30 2014, 12:35 PM) As far as I'm concern, if it's individual account, not taxable. If it's company account, it's taxable when you declare your company income. Thank you, that's a relief
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fuu
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Jul 1 2014, 09:31 PM
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Getting Started

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Hi, would like to seek some advice. Yesterday I tried placing eFD in Maybank - debited from my savings account. It's suppose to take 1 working day for the eFD number to appear, right? But until now if I check under Accounts & Banking > Fixed Deposits > View My Fixed Deposit Accounts, it says 'do not have any eFixed Deposits Accounts'. Did I miss something here?
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fuu
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Jul 1 2014, 11:38 PM
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Getting Started

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QUOTE(cappuccino vs latte @ Jul 1 2014, 11:06 PM) Are you first time do the e-placement? For first timer it will take few days if not mistaken. Yes, first time. Ok, will check again in a few days. Thanks!
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fuu
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Jul 30 2014, 02:48 PM
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Getting Started

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hi, for eFixed deposit, is it only available at Maybank n CIMB? Any other banks has eFD services? Tq.
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fuu
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Jul 30 2014, 04:27 PM
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Getting Started

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QUOTE(fuu @ Jul 30 2014, 02:48 PM) hi, for eFixed deposit, is it only available at Maybank n CIMB? Any other banks has eFD services? Tq. * QUOTE(??!! @ Jul 30 2014, 02:52 PM) Alliance Bank ada juga * QUOTE(familyfirst @ Jul 30 2014, 02:52 PM) RHB pun ada. * CB, CIMB, PBB also have. smile.gif thanks
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