Sorry of this is not the right place to ask. I need to play with FD now besides the usual ASB, ASW etc..

considering now I am now in overseas and will stay here for quite sometimes, I plan to do FD placement electronically (I saw from M2U and it seems possible). my question: after we do the FD placement online, would the fund with profit go back to our let say Maybank account after maturity period? how instant the fund will be transferred?

HSBC Time Deposit Promotion [Full T&Cs]
16 June 2014 to 31 July 2014

3.70% interest per annum for 12 months tenure Time Deposit

4.00% interest per annum for 3 years tenure Time Deposit

Time Deposit (Eligible for protection by PIDM), fresh funds obtained from sources other than any existing account(s).

Min placement: RM10k. Max placement: RM3mil. Max. allocation: RM500mil, first come first serve.

Upon maturity, the Time Deposit will automatically be renewed for the same tenure at the prevailing board rate unless the Eligible Customer instructs otherwise.

This Promotion is open to all existing customers who maintain a current/savings account with HSBC Bank and new customers who must open a current/savings account with HSBC Bank (“Eligible Customers”). Eligible Customers shall not include corporate customers.

Received a call from UOB. Said I have FD maturing today and asked me to see her to renew the FD. Ha ha, I said already withdrew the FD. She said UOB have FD promotion until end of June, 13 months for 3.73%, minimum 10k. 

(3) RHB Pure CMD-i FD Promo -- Valid until 31 August 2014
3.7% for 12 months

Went to OCBC today for the 3 months @ 3.20% promo.

I really hate their system. First you need to go to the customer financial service side to open/uplift FD account, and then they will submit the document to the teller (counter) side to prepare the certificates.

No issue with the customer financial service side but the teller side is one of the worst banking service that I've ever experienced.

When the certificates are ready, they don't bother to call you for collection but continue to talk with their colleagues or doing other stuffs. The bank was not even pack with customers.

You will wait for a long period like a fool and when you approached them to ask, they said the certs are ready!

This is the second time I faced the exact same incident. I made a complaint for the first occasion and the manager already assured me that it was a one off incident 

5.88% p.a.

https://www.hsbc.com.my/1/2/personal-bankin...-5-88-promotion

whats the catch?

Received sms from HSBC abt thier FD promotion - 3.7% for 12 mths and 4% for 36 mths.
If FD rates goes up substantially that will affect the property market badly cos less people can afford to borrow housing loans.

Don't accept cheque placement then can only place by cash and cashier order?

So far have not encounter any bank that does not do cheque placement for me.

Hi, would like to seek some advice.

Yesterday I tried placing eFD in Maybank - debited from my savings account. It's suppose to take 1 working day for the eFD number to appear, right? But until now if I check under Accounts & Banking > Fixed Deposits > View My Fixed Deposit Accounts, it says 'do not have any eFixed Deposits Accounts'. Did I miss something here? 

i think it is confirmed OPR will be increased. more likely 0.5%

Why? as my housing loan (this month) increased from rm1601 to rm1894..
came as a surprise to me

I have never faced such problem when using personal cheque for FD placement. Which bank's cheque are u using?

Personal cheque for FD placement? That's what I always do wor. Never been charged such fee before.

When i read the blog, I was swamped with tons of ads.

I just check the maybank2u on the funds transfer, again the limit for transactoin per day over internet banking is stil RM 10k.

how to execute RENTAS ?

Oh..Assalamualaikum.. then I will call on Wednesday (could be a busy day too); if not, then Thursday loh... 

I think they will increase a bit.., banks competition ma..
I think all existing FD accounts will continue until all FDs mature; otherwise FD depositors will
complain; and in addition, this is not fair to FD depositors if merging banks suddenly terminate
all existing FDs. Banks merging is banks' issue, not FD depositors' issue. Unless if the bank
bankrupts, then this is another story.

My personal opinion only... 

On it's own, MBSB sure can raise the 4.70% (but no obligation to do so)...except when the trio merge, are the other duo willing to retain the rate which is outstandingly high compared to their lousy rates

Let's wait for the official announcement about the merger. If it doesn't materialise, then no need to torment ourselves with disturbing thoughts about the rate
Don't forget to announce your findings here
2 cases have been highlighted in the press...wonder how many more go unnoticed?

Probably those 2 cases have something to do with BR's decision to revise down their FD rate.

BR fans, if you feel pertubed (like yours truly ), it's time to seek greener pasture (if there is one la )

So its not advisable to put FD in BR now? I already have a FD at Mach Hong Leong at 3.7%. Can I open another FD under the same account ? Thanks