Jul 29 2014, 11:48 PM
QUOTE(bearbear @ Jul 29 2014, 12:14 PM)
i will only deposit rm5k in this to get the gift.
i am prepared to get 0% on the eAccount thus expecting 4% x 0.7 = 2.8% only.
loss is very minimal considering the gift value and money omly hold for 3 months. if you dont need the lugage can just move on.
compare to BR 3 months 3.6%, deposit 5k in this you will only lose approx. rm10 interest for the gift.
Thanks, but I kinda confused on the promo. Take for eg 5ki am prepared to get 0% on the eAccount thus expecting 4% x 0.7 = 2.8% only.
loss is very minimal considering the gift value and money omly hold for 3 months. if you dont need the lugage can just move on.
compare to BR 3 months 3.6%, deposit 5k in this you will only lose approx. rm10 interest for the gift.
Based on the clause:
UOB eAccount to Fixed Deposit ratio at 30:70 required.
which means eAccount = 1500 and FD 3500.
So effective divvy from eaccount = 1500*2.78% = 41.7 FD=3500*4%/12 *3 = 35
Total = 76.7..
Do correct me if I am wrong.
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