the first time was on a wednesday..dont know why need to be so complicated...UOB, CIMB, Ambank..all so direct. Deal with one person from start to finish.

Yup, the 1st incident was reported to the HQ and the branch manager contacted me to follow up. Will be doing the same thing for this 2nd incident.

Dataran Pahlawan Melaka. Supposed to be the flagship branch here.

I will still have to the same counters when I go to uplift. Have several FD acc with them there. So yeah, they will need to improve on this.

For these kind of promo, for example, where we need to maintain 5% in CASA for 90 days, do we need to manually go to the branch after 90 days to arrange transfer from CASA to FD or it is automatically done?

I see, thanks. So for RM10000, only RM9500 will go to FD. The remaining RM500 cannot be added up to the same FD account after the 90 days period.

Oh okay. So since the min placement is RM10000 to FD alone, i will need to bring another RM500 for the CASA. Man, I hate this CASA thingy

Previous CASA FD promo is not so attractive but now it breaks the 4% barrier If there is not much change of FD rate after OPR meeting, i will move some FD from BR to RHB dy. The new RHB branch at my place is opposite a shopping mall and has ample parking space

This post has been edited by Human Nature: Jul 8 2014, 11:31 AM

Haha parking is important for me as there are several FD to take care every month..most in small amount

For my area, BR is the worst as to park/walk very far under hot sun...but its rate is the highest

long time ago when there is no e-FD, every time after accumulate some amount, will save as FD

Read from the other thread that MBSB, CIMB n RHB may merged. I wonder whether the RHB promo (and CC benefits) will be affected too.

Hehe no idea..but we all know CIMB FD rates are sucky

http://www.thestar.com.my/Business/Busines...-rate-by-25bps/
http://www.bnm.gov.my/index.php?ch=en_pres...ac=3037&lang=en

Bank Negara raises overnight policy rate by 25bps


This post has been edited by Human Nature: Jul 10 2014, 06:15 PM

Maybank / CIMB...don't really expect much from them.

I am waiting for UOB / OCBC to churn out exciting promos

http://www.thestar.com.my/Business/Busines...egara-OPR-hike/

Some banks have also announced the revision of their deposit rates, but the quantum varies from one lender to another as well as the deposit tenure.

Among others, Maybank’s deposit rates will be revised upwards by up to 15 bps.

HLBB and Hong Leong Islamic Bank Bhd (HLISB) will increase their fixed-deposit and Term Deposit-I rates by up to 25 bps.

Following the revision, HLBB and HLISB’s new deposit rates for one, six and 12 months would be 3.05%, 3.2% and 3.3%, respectively.

Meanwhile, OCBC Bank (M) Bhd and OCBC Al-Amin Bank Bhd will be increasing their fixed-deposit and General Investment Account-i rates respectively by up to 20 bps, depending on tenures effective July 21.

This post has been edited by Human Nature: Jul 15 2014, 07:02 PM

So two banks giving FD promo for 6 months tenure only..hmm..

I have to say 12 Months 3.45% for RHB bank is not too shabby.

Affin is at the other side of the town

So far, not many banks are offering promo yet, they are still riding on the new base rate.

On CIMB eFD deposit slip, it states:

Upliftment of eFD can only be done a day after maturity date to fascilitate interest calculation and crediting. Interest will not be calculated for upliftment before the eFD maturity date.

The maturity date is today 21-July-2014 and the interest has already been credited to the saving account. If i uplift now, will I lose the interest that has been credited?

okay thanks

nice to see that the rate has been changed to 3.25 for 1 month eFD