Yeah wor...even RHB-OSK Emerging Markets Bond performed better, I'm still getting IRR of 5-6% from it.

AmDynamite...keeps on kamikaze explode sendiri
IRR 3.1% now

U keeping any other bond fund?

Update:
Dumped a bit more AmDynamite, now my bond exposure is 20% AmDynamite + 20% RHB-OSK EM Bond, easier to monitor and track see which one is underperforming.

Quite heavy on CMF now

This post has been edited by Pink Spider: Jun 5 2014, 10:27 AM

I dumped my AMDynamic Bond two mths ago and transfer it to AMIncome Plus.

Xuzen

Why not CMF?

CMF vs AmIncome Plus:
T+2 withdrawal vs T+4 withdrawal
100% FDs and cash vs short-date bonds and cash
3.0% vs 2.5% past 12 months return

Pinky

Huh? My website page show CMF as 2.35% wor. That is why I still go for AMIncome.

Xuzen

Current portfolio yield for CMF is 3.067%:
https://www.fundsupermart.com.my/main/trust...terestRates.tpl?

Whereas IRR on my holdings of CMF is 2.97%.

This post has been edited by Pink Spider: Jun 5 2014, 02:53 PM

My IRR for AmDynamic has dropped to 2.5%

So, are u tempted to reduce or wholly dump?

I'll just leave it since it's not very high % in the portfolio.

I'm pumping into CIMB Global Titans Fund and Kenanga Growth Fund.

IGBREIT 5.4% net yield
UOAREIT 7% net yield

cold hard cash

Buy REITs

Interest rate will be raised with the new BNM framework. That will affect REIT yield.

When the rate will increase?

Aiyo

e.g.

20 sen divvy p.a.
Price RM2
current yield = 10%

u buy

Later interest rate rise, that REIT kena dumped by investors

20 sen divvy p.a.
Price RM1.80
current yield = 11.1%

Yes, u lose some capital, paper loss
But u still getting 20 sen p.a. cold hard cash

This post has been edited by Pink Spider: Jun 5 2014, 04:33 PM

i've just invested some fund into local equity funds and one asia ex japan fund!

good.
mind to share what are those and why?

I think what he's saying is that rising interest rates will affect overall distributions for the REIT...

Generally speaking, rising interest rates = higher interest repayment to banks = less cash for distribution... Not saying the 20 sen p.a. cold hard cash will reduce, but it is possibility...

To know the impact of rising interest rates, need to study and understand the debt structure and maturity for the REIT.

To be fair, many REITs have locked in their rates for the near future, so I don't expect rising interest rates to have that much of a pronounced effect in that similar time frame.

To be frank, i am a real newbie who has just started in unit trust investment. Browsed through FSM and get to know some basic concepts of how unit trusts run etc, then finally picked these 4 as my option:

1. Kenanga Growth Fund
2. Eastspring MY Focus
3. Eastspring Small Cap
4. CIMB Principal Dynamic Income Fund

.. with fund allocation ranging highest to lowest from top to down...

I am young and I am aggressive risk taker who hopes to obtain decent return within a reasonably short time horizon say within 2 years.

I've invested a portion into cimb principal dynamic income in hope of it can still averages out my return in case msia market isn't doing good.. while for the first 3, kenanga is the all time good fund and therefore i have quite some confidence in it, while for 2 and 3, return is very decent lately (although past performance doesnt guarantee similar return in future ) so i also allocate some of the fund into them.. and by looking at their lippers score, they shouldn't be doing too bad either..

I'm still very new to the world of investment, hopefully able to join here and discuss with all sifu to gain more knowledge for improvement

This post has been edited by BATMAN99: Jun 5 2014, 06:45 PM

wrong post*

This post has been edited by BATMAN99: Jun 5 2014, 06:45 PM

guess if that where to happens (equities fall)..yr portfolio is heavily M'sia focused will die....
yr income fund got lowest allocation (am I right?)...then very difficult to average out
just my thought...

This post has been edited by yklooi: Jun 5 2014, 07:08 PM

Let say I sale a fund today, what is the selling price that I'm getting? Is it yesterday listing price which is the price that last saw before perform sale proceed?

You won't know the selling price until the next trading day.

Let's day you sell today (Thursday), you'll know tomorrow (Friday).

If your fund has US and/or Europe exposure, it'll take one more day due to the time difference.