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Credit Cards CIMB Bank Credit Cards v2, The Exciting World Of CIMB Credit Cards

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DarReNz
post Apr 9 2014, 03:40 PM

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Complimentary Stevia White Coffee at PappaRich with CIMB Bank Cards‏




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DarReNz
post Apr 9 2014, 03:43 PM

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The Multi Award Hit Musical: Jersey Boys is Rocking Malaysia!‏




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koh_424
post Apr 9 2014, 03:49 PM

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Just receive a call from CIMB Bank offering a Cash Back Platinum card.

I have registered on that. Worth to get it?
ryudell
post Apr 9 2014, 04:11 PM

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QUOTE(koh_424 @ Apr 9 2014, 03:49 PM)
Just receive a call from CIMB Bank offering a Cash Back Platinum card.

I have registered on that. Worth to get it?
*
The worthiness is depend on how n whr u going to use the card..
To me it is ok as the cb is better then my current uob 1 card
DarReNz
post Apr 9 2014, 04:13 PM

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QUOTE(ryudell @ Apr 9 2014, 04:11 PM)
The worthiness is depend on how n whr u going to use the card..
To me it is ok as the cb is better then my current uob 1 card
*
the only pain is the cross border transaction fees cry.gif

koh_424
post Apr 9 2014, 06:54 PM

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QUOTE(ryudell @ Apr 9 2014, 04:11 PM)
The worthiness is depend on how n whr u going to use the card..
To me it is ok as the cb is better then my current uob 1 card
*
Most of the time will be petrol & groceries.

But currently i have the Citi Cash Back & OCBC Titanium. Comparing it with both i having.
ryudell
post Apr 9 2014, 07:21 PM

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QUOTE(koh_424 @ Apr 9 2014, 06:54 PM)
Most of the time will be petrol & groceries.

But currently i have the Citi Cash Back & OCBC Titanium. Comparing it with both i having.
*
Citi CB (i assume Plat)
Petrol : 5%
Groceries : 2%
Shopping : 0.3%
Maxis / DiGi / Celcom bill: 2%
Astro bill: 0.3%
Municipal council bill: 0.3%
Annual Fee: Waived

OCBC Ti
Dining, Petrol, Groceries, Shopping, Utilities : 1%
Annual Fee: Waived

CIMB CB PLat
Shopping 5%
Petrol & Groceries: 2%
Utilities : 2% (SI only)
10% unlimited cash rebate on retail interest charged
Up to 25% discount and additional 20% cashback at participating merchants


Since u r most of the time on Petrol & groceries, u might want to stick to ur Citi CB as this card offers lower CB for ur preferred categories smile.gif

(please correct me if i'm wrong)
SUSjudehow
post Apr 9 2014, 09:43 PM

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How does the cash back credited to my credit card ?
ryudell
post Apr 9 2014, 10:44 PM

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QUOTE(judehow @ Apr 9 2014, 09:43 PM)
How does the cash back  credited to my credit card ?
*
at the beginning of the following month's statement
koh_424
post Apr 10 2014, 08:25 AM

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QUOTE(ryudell @ Apr 9 2014, 07:21 PM)
Citi CB (i assume Plat)
Petrol : 5%
Groceries : 2%
Shopping : 0.3%
Maxis / DiGi / Celcom bill: 2%
Astro bill: 0.3%
Municipal council bill: 0.3%
Annual Fee: Waived

OCBC Ti
Dining, Petrol, Groceries, Shopping, Utilities : 1%
Annual Fee: Waived

CIMB CB PLat
Shopping 5%
Petrol & Groceries: 2%
Utilities : 2% (SI only)
10% unlimited cash rebate on retail interest charged
Up to 25% discount and additional 20% cashback at participating merchants
Since u r most of the time on Petrol & groceries, u might want to stick to ur Citi CB as this card offers lower CB for ur preferred categories  smile.gif

(please correct me if i'm wrong)
*
I have the same thought as u.

I might need to reconsider bout the application again.
ryudell
post Apr 10 2014, 08:45 AM

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QUOTE(koh_424 @ Apr 10 2014, 08:25 AM)
I have the same thought as u.

I might need to reconsider bout the application again.
*
Good choice! As i apply for this card is better coz my uob 1 card is not as good as this..no EPP also..at least cimb do offers EPP
koh_424
post Apr 10 2014, 08:55 AM

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QUOTE(ryudell @ Apr 10 2014, 08:45 AM)
Good choice! As i apply for this card is better coz my uob 1 card is not as good as this..no EPP also..at least cimb do offers EPP
*
I know the difficulty when bank doesn't give call in EPP.

Same goes to Citi, they don't give call in EPP to customer unless they have promotion on the EPP.

But OCBC are very welcome for call in EPP request.

May i know how much % the charges of EPP for CIMB?
ryudell
post Apr 10 2014, 09:13 AM

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QUOTE(koh_424 @ Apr 10 2014, 08:55 AM)
I know the difficulty when bank doesn't give call in EPP.

Same goes to Citi, they don't give call in EPP to customer unless they have promotion on the EPP.

But OCBC are very welcome for call in EPP request.

May i know how much % the charges of EPP for CIMB?
*
Wait..i'm referring EPP to as 0% installment plan..or it is IPP (not sure)

I'm not too sure myself but there should be a small 1 time fee charged for the installment conversion.
koh_424
post Apr 10 2014, 09:17 AM

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QUOTE(ryudell @ Apr 10 2014, 09:13 AM)
Wait..i'm referring EPP to as 0% installment plan..or it is IPP (not sure)

I'm not too sure myself but there should be a small 1 time fee charged for the installment conversion.
*
Oo..u mean the EPP provide by merchant.

I though Flexi-pay by call in request. tongue.gif
veron4best
post Apr 10 2014, 09:27 AM

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Anyone know for Lazada promotion on Friday for CIMB Cash Rebate Card 10%.

On the website, the T&C stated the rebate is max at Rm30/card. Does this mean is Rm30 max discount per customer?

http://www.lazada.com.my/cimb/


ryudell
post Apr 10 2014, 09:41 AM

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QUOTE(koh_424 @ Apr 10 2014, 09:17 AM)
Oo..u mean the EPP provide by merchant.

I though Flexi-pay by call in request. tongue.gif
*
Haha..my bad for not being specific..
If flexi pay most bank offers with a min purchase required..

The 0% IPP/EPP is the 1 i'm looking for smile.gif
koh_424
post Apr 10 2014, 09:53 AM

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QUOTE(ryudell @ Apr 10 2014, 09:41 AM)
Haha..my bad for not being specific..
If flexi pay most bank offers with a min purchase required..

The 0% IPP/EPP is the 1 i'm looking for smile.gif
*
If 0% interest. I find it Citi is better offer. smile.gif

Seen less for CIMB offer by merchant.
ryudell
post Apr 10 2014, 10:05 AM

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QUOTE(koh_424 @ Apr 10 2014, 09:53 AM)
If 0% interest. I find it Citi is better offer. smile.gif

Seen less for CIMB offer by merchant.
*
Haha..used citi b4..but as a supp
& find it not so attractive..
Now cimb likely to use as balance transfer from uob and some merchant in malls have disc for cimb cards
koh_424
post Apr 10 2014, 10:08 AM

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QUOTE(ryudell @ Apr 10 2014, 10:05 AM)
Haha..used citi b4..but as a supp
& find it not so attractive..
Now cimb likely to use as balance transfer from uob and some merchant in malls have disc for cimb cards
*
Yesterday the CS call me & offer me this application. They will give a Touch&Go card as a complimentary gift also.

Now really need reconsider again. tongue.gif
ryudell
post Apr 10 2014, 10:11 AM

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QUOTE(koh_424 @ Apr 10 2014, 10:08 AM)
Yesterday the CS call me & offer me this application. They will give a Touch&Go card as a complimentary gift also.

Now really need reconsider again. tongue.gif
*
It is tng zing card which is link to ur cimb cc..
But it is only auto reload frm ur cc, n u cannot reload else whr..
I'm not sure abt how it will work as i'm currently waiting for my card to arrive

This post has been edited by ryudell: Apr 10 2014, 10:11 AM

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