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Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month

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cybpsych
post Sep 7 2014, 12:20 PM

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QUOTE(one punch man @ Sep 7 2014, 12:13 PM)
guys...how can i pay my cc bill? i only have maybank acc, can pay from m2u?
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Yes, can pay via m2u via IBG fund transfer.
cybpsych
post Sep 12 2014, 10:31 AM

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QUOTE(jwyong001 @ Sep 12 2014, 10:12 AM)
just charged by hlb the annual fee..refer from feedback here, seem like it is impossible to get Annual fee waive.

going to oversea soon so this card is kinda useless for me after charged the annual fee..sign...
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just try your luck calling CS to waive it.

try give them excuses you'll be going overseas, etc etc
cybpsych
post Sep 12 2014, 05:25 PM

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QUOTE(wan7075 @ Sep 12 2014, 02:07 PM)
if can't waive, and we request to cancel card now, also need to pay?
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unless the Retention Team called u back to waive or set some spending conditions to waive, then even if you terminate the card NOW, all outstanding will still need to be cleared (inclusive of AF/GST).

as the HLB agent informed me during signup on 2nd year's AF: Be prepared to pay it FIRST. Call in after AF is charged. Waive may be given if there's an ongoing waive "promotion" or some retention program.
cybpsych
post Sep 15 2014, 08:02 PM

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QUOTE(onnying88 @ Sep 9 2014, 03:45 PM)
My banker just replied me that she confirm with HQ but there is no such promotion. Is it they removed it already? Anyone can confirm this?
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QUOTE(inferno_17_85 @ Sep 14 2014, 06:41 PM)
It's still valid according to a CS that called me up to offer me this promotion two days ago. Campaign code 2021.

Check with another cs through calling the hotline again.
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this promo is printed on the back of the statement envelope and a leaflet inside too. doh.gif

» Click to show Spoiler - click again to hide... «


*Update: Promo Page is up again with different link >> HLB | T&Cs

Promo period: 15 Sep 2014 - 31 Oct 2014


This post has been edited by cybpsych: Sep 15 2014, 08:04 PM
cybpsych
post Sep 18 2014, 01:06 PM

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QUOTE(mingyew @ Sep 18 2014, 12:20 PM)
Anyone know Fook An Medial Hall, Happy Garden transaction consider as groceries?
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Most likely under pharmacy category.

Perhaps u can try? If don't buy stuffs there often, no need try lo.
cybpsych
post Sep 18 2014, 01:39 PM

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QUOTE(mingyew @ Sep 18 2014, 01:30 PM)
If under groceries then is very worth to buy formula milk there  thumbup.gif
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what's the minimum swipe?

perhaps worth to try since formula is quite expensive smile.gif
cybpsych
post Sep 19 2014, 05:29 PM

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QUOTE(onnying88 @ Sep 19 2014, 10:08 AM)
Correct, why do the bank want to give you another supp card which is same benefit as your main? You can't split yourself and swipe both card at different place at the same time right?

Anyway, just use your mom, dad or sibling name to apply for them. After apply the card you just keep it yourself lo. No problem at all.
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actually hor, i really wanted to have a supp card under my name (similar to telco's supp-principal model). reason is due to usage & billing practicality.

both my parents are retirees, so chances of getting a supp is low. Sister still in high school.

now, if any of my parents are doing groceries, i need to go along since my Wise card is with me.

Assuming i can get my own supp card, and "pass" the supp card to my parents to do grocery/petrol swipe (let's just say using generic signature for supp card), it really does saves me a lot of time biggrin.gif

and i dont mind sharing the cashback quota anyway, since i'm the one paying the principal bill regardless.

oh well doh.gif
cybpsych
post Sep 19 2014, 05:38 PM

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QUOTE(Dan01 @ Sep 19 2014, 05:33 PM)
I am having problems registering my wise card to the maxis pay.

I tried paying through maxis credit card key in the details way also can not.

Give error 203.

Registered GSC card no problem.

The wise card is activated and use few times already at Tesco/petrol.

Called customer service which says the error because of otp error did not send. asked to try again in 30m by CS.

Any new/recent cardholders have problems with the maxispay ?
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call Customer Service, tell them to open/allow your Wise card for Online payment transaction.
cybpsych
post Sep 19 2014, 05:42 PM

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QUOTE(victorywp @ Sep 19 2014, 05:34 PM)
getting supp card under you as main wor? retirees and high school student also no problem ma, not meh?  hmm.gif
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ok wait. i could be wrong on the supp registration criteria.

supp card must use other names, but income documentation is my own (principal's)? it doesnt need the supp applicant's income?
cybpsych
post Sep 19 2014, 05:49 PM

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QUOTE(victorywp @ Sep 19 2014, 05:47 PM)
yup, just use your income documentation.  nod.gif
you supp to them ma, they can't pay also you must bear lor.  brows.gif
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ahhhh then that's good!

will do this AFTER 1st April 2015 brows.gif
cybpsych
post Sep 19 2014, 05:56 PM

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QUOTE(victorywp @ Sep 19 2014, 05:52 PM)
lol... i thought you want to apply now and get a tower fan?  brows.gif
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evil you! anyways, thanks for clearing up my confusion. thumbup.gif
cybpsych
post Sep 19 2014, 05:59 PM

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QUOTE(Dan01 @ Sep 19 2014, 05:57 PM)
thanks.. ok already now with maxis pay
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after calling CS?
cybpsych
post Sep 19 2014, 09:40 PM

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Harga Suka Hati You!
Campaign Period: 20 September 2014 to 30 November 2014

user posted image

Source: HLB | T&Cs
cybpsych
post Sep 22 2014, 08:55 PM

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QUOTE(popice2u @ Sep 22 2014, 08:49 PM)
today received statement, how come got annual fee of rm300?
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if only you post more details about your card.

is it new signup? 2nd year? what card you're carrying, Gold or Platinum?

user posted image
cybpsych
post Sep 22 2014, 09:10 PM

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QUOTE(popice2u @ Sep 22 2014, 09:08 PM)
yes is platinum. applied last year.
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Sep is the anniversary month? What about GST?
cybpsych
post Sep 23 2014, 10:02 AM

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QUOTE(popice2u @ Sep 23 2014, 09:58 AM)
Just spoke to CS and told him about the RM300 annual fee. Terus he told me cannot waive. Then I said when apply time SA say no this fee that fee and now got rm300 so I want to cancel.......then he said will help me get waiver for 1 year.
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good, try to refrain from using the card for the time being.

BTW, how much cashback are you expecting this month (August's cashback)?
cybpsych
post Sep 27 2014, 06:10 PM

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QUOTE(siang57 @ Sep 27 2014, 05:13 PM)
any one use myeg to pay TNB bill or nt?
Because i last few week i have use myeg to pay TNB bill. So i entitle to get 10% cash back from hlb?
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my Jedi mind-trick doesnt work: what are the categories that you selected for Wise card??? doh.gif

you can always call CS and ask them what is the MCC for that Myeg transaction. they will tell you.
cybpsych
post Sep 27 2014, 06:17 PM

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QUOTE(siang57 @ Sep 27 2014, 06:14 PM)
i select utility bill and petro... can i view at hlb on9 transaction? lazy to call to CS..
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calling CS is the fastest and better way, cuz that's what captured by their system.

I do this everytime swiping my Wise at new merchants, locations, or different/irregular merchant name (e.g. Petronas vs PSS)
cybpsych
post Sep 27 2014, 07:03 PM

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QUOTE(mcricky @ Sep 27 2014, 06:58 PM)
Tips for those who choose groceries as one of the categories, you can buy giant gift card at RM50 to accumulate your minimum 10 transactions x RM50.
The gift card expire in 2 years.
You no need to force yourself to buy at least RM50 groceries each time.
Buy one time RM50 value gift card, pay multiple times of groceries <RM50.  brows.gif

You can buy Aeon gift card also, but it expire in 1 year.
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Yep, that's what I did on month 1 after gotten Wise. Subsequent months, I don't need anymore cuz preplanning and discipline my parents from buying if <RM50 amount brows.gif

If u can plan your 10xRM50 transactions for whole month, you'd meet it. If still cannot meet, just reload your TNG card biggrin.gif
cybpsych
post Sep 30 2014, 05:11 AM

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QUOTE(smartly @ Sep 29 2014, 10:38 PM)
no matter how, i find it RM100 rebate per month is superb.

btw, how to use UOB payonline to split tnb bill ? just perform 10 X of RM50 for a RM500 bill ?
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Yep, perform 10x payments separately. Same goes to other bills, eg digi or celcom.

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