I am my own boss and boss can "disappear" as he wishes mah! Ha.

Thanks.

ASNB is now getting very predictable. Everything is now 6.6% (except the luckier ones) Ha.

I can then expect AS1M to declare 6.6% in Sept as well. Ha.

I second that! Ha.

Tak ada pergi.

Kereta tak ada minyak mah.

Ha ha.

If you read in between my words, they mean

running out of energy to try!

Either no or small fish. Thus ....

I know, try, try and try, one will get the big fish one day!

Wah! Congratulation to him!

Challenge for you, reach RM1 million in your ASM within 364 days. Then you beat him by 1 day. Ha.

Sorry, you may have already reached the RM 1 million mark. So I take back the challenge.

Cheerio.

This post has been edited by plumberly: Aug 24 2014, 05:07 PM

I see. And I agree with that approach/strategy. Peace of mind and also with a smiling face knowing your $$$ are working hard for you! Ha. Though not >10% in UT or shares, it is already about twice the FD return. That is, RM30,000 EXTRA compared to FD! And once you have RM3 million in ASNB, it will be RM90,000 pa EXTRA cf FD!

Agree. There are returns at 15, 20, 25 ... % but are they consistent? They may be for a year or 2 and then negative growth. PB's regular saving fund has done pretty good at about annualised 10% return but I still prefer to be the captain of my $$$ ship and not rely on others. Just look at the hundreds of UT in the market. How many are really giving consistent good returns? From EPF's story, bulk of the people who took money out for UT investment did not do well, with negative growth. Maybe due to the 2009 crash?

Cheerio.

Saw that in the newspapers.

I also took some money out from my EPF to invest in UT in the 2000's. But luckily for me, I withdrew all my UT and transferred back to my EPF 1-2 yrs before the 2009 crash. Lucky timing? Guess so.

Cheerio.

CONGRATULATIONS!

I went to PM to send my Nikon camera for repair and also tried my luck. There is this special van with a special satellite dish on top. It is a mini mobile post office. I think for rural area and they are testing it here first. No success with my ASX.

Yes, I share the same sentiment on our economy and global uneasy progress. Problems here, problems there, political, economical, racial, etc etc.

My estimate says a dip between now and 2016. So parking my money in ASX though ASX is also into shares. Just hope they will get out during the initial dip and also help from the govt hidden hands! Ha.

Cheerio.

Sharing one inside story.

Few years back when CFP was the thing, it became a requirement for UT agents. Well, a friend who is a full time UT manager, got her CFP certificate. She is from one of the big banks. The thing is, she did not sit for the exam. She just got it as it is a requirement due to the nature of her job! So don't believe every word they say even when they have the CFP, XYZ certificates! Ha.

Managed to get RM6200 of ASW today. Ran out of bullets. Think there is still a lot more available.

Tried to open an account for my daughter but the lady said she tried and it was not successful. Don't know when she tried as I went to the bank to get money (I ran out of bullets).

Cheerio.

This post has been edited by plumberly: Sep 2 2014, 04:03 PM

Let me bet my bottom dollar, the dividend will be 6.60000%! Ha.

Well, my way of saying it is so predictable now with the ASX returns. I guess it is a top down order to have the same returns for all (except ASB).

Just my thought.

Ya! Smart idea! I will keep that in mind should I need to withdraw in the future.

Tried twice in the last 24 hrs to open ASW for my little daughter. No luck!

Cheerio.

Well, I have been wondering on that too. In fact, I tried to find out by looking at PM's annual report and see how much commission they got from ASNB. Have not found that $ amount yet. Ha.

Ay Ay Ay!

That is "character assassination" and if the power is with me, SEDATION man! And also SEDITION to the power 8!

3rd try with opening a new account for my daughter and still empty handed!

I guess one has to do some work and get "lucky" later mah.

On the brighter side, I need to get one new account only as my wife (being wiser than me) opened 2 accounts for our 2 sons many years ago when ASM was not so popular then.

Try, try, try, hope, hope, hope, and win, win, win! Ha.

Simply because of biology. Daughter belum datang mah.

Yes, said to myself that I must make use of this opportunity. Otherwise I will have to wait till next year.

Went to the PM I mentioned before in out of town. Unfortunately, there was a notice on the door stating that the computer system was down and no transaction would be possible. I think not just ASX transaction but also elect, water bills, car road tax etc.

So, 4th attempt so far.

Cheerio.