I guess Maybank make more on transaction fees with AMEX, hence the exchange rates are lower.

Looks like I won't be using VI much in the near future.

Not bad.

I'm only about half way there so far ...

Replacement, worn out already?

My Amex Reserve is peeling at the edges

Not looking to get replacements yet - it seems they always wear out quick. On my initial VI the numbers are also barely readable any more

I for one don't care about "Reserve" status, but the better Enrich redemption makes the Amex card worthwhile.


I used my existing FD for Infinite card to apply for this card, and was approved without questions. (Although I'm not Malaysian, as such they wouldn't even give me MBB2 without FD, )

Priority Pass, 5 x free usage

Only real benefit is the Enrich miles + Priority pass if you use it.

If you have high spend, the MBB2 5% cashbash isn't so relevant as capped to RM1k spend / month.


More than half way to meeting the minimum spend , not as quick as Alec though

I don't think Priority Banking was ever part of either card.

Priority Banking is Premier Wealth / Private Wealth (RM250K / RM3M in assets respectively)

The edges peel off quite easily though (on my Amex at least)

Got a letter from Maybank today that I've won a cabin trolley

http://www.maybank2u.com.my/WebBank/travel230513.pdf

Looks like these cost close to $500 in the US

Funny thing is, the competition actually ended at the end of September.

So it took them 8 months to send out the notification

Same here, used in Germany, UK, Holland without issues. PIN never needed

Yeah, best for collecting enrich miles! Other benefit is also Priority Pass x 5 annual usage if you need that. Some of the dining discounts are also not bad, only used it once though.

What did you declare as your annual income when offering to pledge FD? When I applied MBB2 cards I put FD of 20K, income as 60k , for VI 50k FD and income as whatever the minimum was for that card. Then used the same FD as for the VI against Premier application , and again put income as minimum stated for those cards.

That's just the numbers I put on the form ... no supporting proof. eg. MBB2 says 60K min I put 60K, VI 180k 6 months later I put that as the figure - no supporting documents by the way.

Not sure if that makes a difference - I'm pledging FD anyway, so why does income matter

Exactly my thought - as don't need to provide proof of income this way anyway. Shouldn't really be relevant to the bank anyway as they have no risk at all, seeing as the CL they give is equivalent to the FD.

In my initial application I told them I don't have any supporting documents, just want to place FD against CL and that's it. I did exactly the same with Citibank, also no problem.

Don't see why they'd care if you're pledging FD? No risk to them!

.
Seems Maybank are a bit strange in their selection process, considering others offered to pledge FD and also rejected

First year AF is free? Didn't know this!

Yay, RM500 MAS voucher

Not yet.
Last time when I won the Rimowa luggage it took them months to even notify me by post.

Received 5 minutes ago, via GDEX courier.

I had issues when collecting cards from the branch always also - each time they'll insist the cards haven't been received.

Only after the staff phoning their card services department they'll locate them in another drawer as the cards come with the brochure / holder etc. and don't fit in the standard lock box used for the cards supplied in a standard envelope.

On the 2 occasions , both times has taken 30+ minutes for something so simple