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 Maybank 2 Cards Premier, Fastest Air Miles Conversion

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terence_say
post Nov 25 2015, 08:45 AM

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QUOTE(JC_jun @ Nov 24 2015, 11:23 PM)
if you just short of RM10k or RM20k to reach the requirement for Annual Fee waiver

here is the trick

BUY JUSCO VOUCHER with your AMEX
or whatever hypermarket voucher that you shop regularly.

My friend was doing this with his M2gold card, last time there was this 5% cash back during weekend, capped at RM50/mth, so he will spend exactly RM1000 to maximize his 5% cash back, what ever amount short he will just purchase voucher from Jusco (with his AMEX), so he was earning points+5% cash back.
he is giving his parents some money every month, so instead of giving cash, he gives them voucher.
some of the voucher he sells to his co-worker, selling RM49.50 for the voucher value of RM50.
you can buy voucher at AEON Jusco customer service counter
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Good idea!!! But buy 1k voucher every month is a headache for me
Don't think I can use or even sell so much to others
terence_say
post Dec 2 2015, 07:58 PM

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QUOTE(Yippie123 @ Dec 2 2015, 05:31 PM)
Do you have Malaysia income? If not I'm sure you pledged fd to get this card. Credit limit is given by how much you pledged.
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I also use SGD income payslip and get approved.
Maybank is also my first credit card in my life.

Btw, if overseas income, have to be listed company payslip, or else they will not accept or very conservative on credit limit
terence_say
post Dec 2 2015, 08:01 PM

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QUOTE(Chong1980 @ Dec 2 2015, 05:26 PM)
Just received my cards and i shocked to see credit limit only RM30K? How does the credit limit given? I'm earning SGD15K per month, Singapore Citibank gave me Prestige Card with SGD80K credit limit.. ""
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Really not make sense at all.

I also using SGD income to apply. Credit limit is SGDx4 at first, increase further when have some usage record with them
For your case, should be 60k RM limit, not sure why only give you 30
terence_say
post Dec 3 2015, 01:17 PM

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QUOTE(maskedchan @ Dec 3 2015, 10:10 AM)
he is working in singapore..i am surely there is some card in singapore better than premier card smile.gif
RM30k credit limit, want to buy one branded bag in Europe also not enough  doh.gif
of course higher the better
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No leh, SG card benefit all not very good.

Intend to cancel all my credit card in Singapore and use Maybank premier card in sg to earn 5x TP

terence_say
post Dec 4 2015, 12:43 AM

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QUOTE(BrandNewStart @ Dec 3 2015, 07:25 PM)
U want to share your analysis because I certainly agree that there are cards in SG that can earn better mileage but depends on your spending pattern ... Eg online vs offline vs dining etc.
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For SG credit card i only own 3 UOB credit card.

1. UOB PRVI Miles Visa Card
As for now i believe this is one of the best air miles card in SG.
However, its only earn me 1.4 miles for S$1 local spending and 2.4 miles for S$1 overseas spending
After calculation,
1 miles = RM2.143 for local SG spending
1 miles = RM1.25 for overseas spending

Annual fees S$256.80 and have to call for waiver, success rates unknown as this card is still consider new.
No priority pass provided and do not grand you any airport lounge access.

Both local and overseas earn rates are worst than Malaysia 2 card premier Amex reserve.

2. UOB Privilege Banking Visa Infinite
1.2 miles for S$1 local spending
1.6 miles for S$1 overseas spending

This card seriously is a joke, conversion rates are even worst than it own UOB PRVI Miles Visa card.

Annual fees is S$1926 and have to call for waiver
What surprised me is this card does not come with priority pass.

3. UOB ONE CARD

Good rebate card. currently use this card for bill payment card in SG. Most likely this will be the only card i will keep next year.


As air miles conversion, i still believe no any SG credit card come close to Maybank premier 2 card at this moment.

Moreover, miles conversion for UOB card will inccur S$25 admin fees, unless i convert under Privilege Banking Visa Infinite then is FREE while Maybank provide FREE conversion from TP to air miles for every customer include mass market customer.

This post has been edited by terence_say: Dec 4 2015, 12:47 AM
terence_say
post Dec 4 2015, 11:45 AM

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QUOTE(BrandNewStart @ Dec 4 2015, 08:35 AM)
Bro. Don't limit yourself to only UOB. Start by checking out DBS suites of cards. U will find some interesting earning cards especially now there are many ongoing promotions to allow u to earn even more miles, not withstanding the sign up bonuses. Some cards can earn about 3 to 4 miles per dollar. So effectively that's like RM1 or lesser to a mile (in relative).

Agree on the conversion fees, DBS' conversion is different from uob. U pay one time annual fee and u can convert unlimited times as and when u like it.

study the cards because u may save yourself from the currency exchange fees given the same earning ratios, if not better. YMMV
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That will be great!
Which DBS card in exact? Is the Altitute card?
terence_say
post Dec 7 2015, 02:48 PM

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QUOTE(JC_jun @ Dec 7 2015, 02:31 PM)
anyone know how this VISA Airport Speedpass works?

mbb visa infinite card get 5x free pass?
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No, you have to pay
terence_say
post Dec 9 2015, 08:38 AM

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Is the 10k activation TP also applicable to supplementary card ?

One of my MU VI supp card suddenly 10k TP more while another 2 supp card not. Wonder it is activation bonus or other contest which I do not know.
terence_say
post Dec 9 2015, 07:17 PM

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QUOTE(maskedchan @ Dec 9 2015, 10:16 AM)
yes..supplementary card will get 10k activation TP as well
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Wow, meaning that I can get 200k TP = 42k miles for FREE without spend a single cent by applying

2 card premier + 4 supp card
Stand alone VI + 4 supp card
MU VI + 4 supp card

This post has been edited by terence_say: Dec 9 2015, 07:23 PM
terence_say
post Dec 9 2015, 07:20 PM

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QUOTE(raist86 @ Dec 9 2015, 04:44 PM)
sorry to burst your bubble... 10k activation TP is only valid for main card. Supp not applicable. I've asked CS before.
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I just check today, every supp card have 10k TP more
So the answer is YES, 10k welcome TP applicable to supp card as well
terence_say
post Dec 10 2015, 09:42 AM

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QUOTE(raist86 @ Dec 10 2015, 08:26 AM)
erm.. when i applied for my additional 3 supp card they didn't give me the 10k tp.. first card was almost a year ago.. the other 2 supp card 6 months back.

i called CS and they told me it's only for main card.. you sure supp card also get? It'd be very easy for people to game the system ...
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Yes, supp card also receive 10k TP for my case
Apply supp card with in a month after I receive my principal card.
terence_say
post Dec 11 2015, 08:46 AM

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QUOTE(genkis3 @ Dec 11 2015, 05:03 AM)
yes maybank is cheapskate for their credit limit. they only gave me 50k which is not enough for me to use. tried to apply credit limit increase but rejected, told me after 6 months only can apply. so now i have to pay the balance in advance to continue to use the card.  doh.gif  what to do, the TP=Airmiles is too attractive.
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Continually spend 50k per month/ 600k per year
Maybank will invite you to get their Maybank diamanté VI

Even better than 2 card premier, if they dint sent you invitation you may call to ask, 600k annual spending is their diamanté invitation criteria.
terence_say
post Dec 11 2015, 10:22 PM

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QUOTE(minthiam @ Dec 11 2015, 12:32 PM)
Care to share how do you know this criteria? You got this card through spending RM600k?
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I call Maybank directly and ask them.
terence_say
post Dec 11 2015, 10:24 PM

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QUOTE(herc @ Dec 11 2015, 05:43 PM)
from where we can see the diamante benefit?
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You can check the detail here.

http://www.maybankprivatewealth.com/en/lifestyle.html

Best card in Maybank group
terence_say
post Dec 12 2015, 11:10 AM

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QUOTE(Yippie123 @ Dec 12 2015, 10:55 AM)
Diamanté according to RM is that you need USD$1M investable funds with them only you will get invited. Diamanté has no more benefits than Infinite other than you get access to private wealth lounge in MBB klcc. Ofcourse and a syiok sendiri sensation.
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The most high end card in most bank normally come with 2 path to apply, one is AUM with the bank, another is superb high spending individual.

As like diamanté card, you are right, private wealth customer with AUM 1mil USD will automatically get the card even he/she do not spend a single cent with any Maybank credit card before.

Another way is superb high spending individual, in this case, 600k annual spending is the criteria for this diamanté card even you do not qualify for the AUM part.

This is the same for the UOB RESERVE card, 2 mil SGD AUM or SGD 250k annual spending to qualify for the card.

Back to the diamanté card, status is not one of the benefit for this card as Maybank is not well known at most others country. The good point for this card is the 5X TP for local spending, and because this is a VISA card, is much wide acceptable than AMEX.
terence_say
post Dec 12 2015, 02:40 PM

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QUOTE(Yippie123 @ Dec 12 2015, 01:30 PM)
Let me check again with RM monday
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Thanks, update me too. thumbup.gif

I'm looking way to apply this card as well/
terence_say
post Dec 14 2015, 12:09 AM

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QUOTE(herc @ Dec 13 2015, 09:11 PM)
i have exceeded 600k spent for the past 12 months... let me try if they allow me to do so
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wait for your good news.
I believe with this superb high annual spending, and you show your determination to get the card and even threaten them to stop using their card if they refuse to issue the diamante, escalate the issue to senior management, they will grand you the card. to them is just a simple plastic card, i believe they are willing to give you one to keep this 600k annual spending customer
terence_say
post Dec 14 2015, 12:10 AM

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QUOTE(Kerry1136 @ Dec 13 2015, 11:21 PM)
Called and they say sup is not eligible.

Your primary will auto credit between one to three months.
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how come? i get 10k tp for all supp card
this tp is to offset the RM50 government fee before the GST kick in, and because supp card also need to pay the RM50 previously, that why supp card also get the 10k welcome tp
terence_say
post Dec 14 2015, 09:31 AM

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QUOTE(minthiam @ Dec 14 2015, 01:45 AM)
I thought the GST for supp card was RM25 only?
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My mistake, is 25 per supp card

terence_say
post Dec 16 2015, 09:00 AM

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QUOTE(Tigerr @ Dec 15 2015, 10:05 PM)
I also want that card. Don't know got to pay annual fees or not...hmm.gif
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From what I know , all Maybank VI card annual fees is 800
Spend 50k to waive

This t&c applicable to diamanté card as well

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