Communication is the key to a good marriage. Chinese or not, family is still family. Make sure to sort things out with him face to face before moving to the next step.

Is best to seek a good counsellor to start of with. Then only bring in your husband. From what I had read in here, sounds that your approach is logical to get a house before second child and also to settle down the first child. Anyway, you have to get to communicate with you in a more mutual way. Both must be able to speak the "same" language before can go further. There is a book named love language. You want to give a read. Is very useful to me and my wife. Trust me I went through all the disagreement thing because I had twins and being a first time parent is super tough