to all hire purchase hehe OPR is going to affect you too.. wah after OPR effect on housing loans car loans also kena:

http://www.thestar.com.my/Business/Busines...pact-car-loans/

haha what is next man? Personal loans? wow now no more "keluar masuk starbucks" , September another shock... Mas also shocked us..

Still got keluar masuk Starbucks, but now as part-time worker to earn RM6 per hr as 2nd job.

For a RM1million loan @ 0.25% is only RM208 permonth.

like that already cannot stand ?

But buying Mazda certain models still got to wait few months...no stock pula.

There is no impact lar....people still buying cars lar...the road still as jam before...I hope half the car owners car kena lelong n I can cruise in the city at anytime any day without much jam.. but where to find such a hugh car park to store all those cars?

In 97, what I understand was the bank tarik balik so many cars from defaulters, end up got to find a big car park to park the car for lelong. Then, still not enough got to rent empty lands to park n employed lots of guards to jaga but still end up car spare parts kena curi. End up the bank lost more by tarik balik the cars. This time again, I dont think the bank ll repeat the same mistakes n they may allow more time n room to the borrowers....

part time beggars keluar masuk starbucks n coffee bean???

They expect this 0.25% ll collapse the economy....

new BLR maybank berapa? I got watch TV the other day said 6.80 but dunno which bank... anyone can advise?

yup 25 points as of July.. an another 25 points by September..

after you pay extra, you don't want to increase rental meh? if you increase rental increase ngma ngam? or hike a little bit? say actual BLR effect RM300, you increase rental RM300? or RM600? 300 inside pocket 300 actually paid..

and remember, after you increase rental, the tenant swallow diam diam? or also increase each Chinese tea another RM10 CENTS? my area increase oh..

so the effect don't come from 1 angle.. it comes from various only on BLR alone..

6.85% as of July 2014
7.10 % as of September 2014
7.35% as of April 2015 (Gst effect)

cheers man, we downgrade from Starbucks to Chatime lor..

how much only got effect? i help you write letter to Bank negara propose 10% BLR baru got effet but you signed it and also named all loans under it? ok ah?

No need busy body lar....

am around xiamen university construction area now. Still finding where is actual site.....looking at vicinity what to invest? House? Hostel? Shop lots? If no hostel, rental game to the students may be is ok.. ..if blr goes to 10%, later the uni abandon, how leh...

Wah chialat liao! why so high one? the other day I was paying only like 6.25% - 1.25% = 5% only... sei la like this...

no liao... change to buat sendiri dy... hehehehe thanks for the info bro

Hi bearbearwong,


It juz speculation ; dont need to throw panic button to everyone.

When happen; you wont any issue since you dont buy hse.

To increase or not BLR next september is BNM jobs....what we can do is spend less for consumer.

In the event of HAPPEN; get ready show off what you buy sure there alot cheap hse for you to buy.

Since i see your Concern ; i waiting your Action to show for other.

Haha, good idea...can "earn" way higher that the RM6 per hr as part-time worker... n U're your own "boss"...."work" only if U feel like "working".

Buat sendiri ? U mean build your own house so no need to get housing loan and thus BLR increase no impact on U ?

a piece of land freehold land agriculture.. 15 minutes to Xiamen University site.. selling share 10 acres out of 200 acres.. currently planted with oil plams

indicative price 550k per acre.. interested? no agents.. direct owner.. time to show how cash rich you are..

as far as I know Kota warisan very quiet one, new shops and MCD there..

This post has been edited by bearbearwong: Jul 21 2014, 03:48 PM

No need to panic, KLCI still in 1870.....
In order property to drop 30% may be u need wait KLCI drop to 800 point first

Agricultural also need 550k ahh, wah then I got 1 fire sales at kalumpang near highware offer to me around 130k-150k per acre , I need to serious consider liao..somemore got young rubber three

800 points? no need, working class already disintegrated before reaching 800 points. 1500 points also many jumping

count like this die lor, Sepang is where? near Xiamen maa..

1 acre of land can built how many house? 1 house? or 20 house at least inclusive of roads? 1 pirce only 550k, you buy built 20 house, 19 times profit what are you waiting for?

sumroe already being marked as housing and development areas by Perancang Economy Selangor, just apply then got it housing development status.. non Malay reserve, Elite highway cut across..

sap sap sui lahh