Financial BLR Increase 2014?, Base Lending Rate.
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 Jul 20 2014, 10:13 PM
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#1
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QUOTE(bearbearwong @ Jul 20 2014, 09:34 PM) drop 20 -30 points not more than 100 points.. now KLCI 1900 points, long way to drop till 800 points.. bearbearwong, I didnt know you also well verse in stock market ?  You didn't buy house ? then you save your money waiting to buy stock ! |
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Jul 20 2014, 10:20 PM
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#2
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6,356 posts Joined: Aug 2008
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QUOTE(bearbearwong @ Jul 20 2014, 10:16 PM) stocks there comoditioes are not my game, just BS a bit.. Juz sharing.....Since this BLR has increase. What I do is, i reduce % saving to put in buying stock, instate allocate to housing loan repayment. If you have bought a house regard for own stay or investment. This post has been edited by felixmask: Jul 20 2014, 10:21 PM |
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Jul 21 2014, 03:26 PM
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#3
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QUOTE(bearbearwong @ Jul 21 2014, 02:47 PM) yup 25 points as of July.. an another 25 points by September.. Hi bearbearwong,after you pay extra, you don't want to increase rental meh? if you increase rental increase ngma ngam? or hike a little bit? say actual BLR effect RM300, you increase rental RM300? or RM600? 300 inside pocket 300 actually paid.. and remember, after you increase rental, the tenant swallow diam diam? or also increase each Chinese tea another RM10 CENTS? my area increase oh.. so the effect don't come from 1 angle.. it comes from various only on BLR alone.. It juz speculation ; dont need to throw panic button to everyone. When happen; you wont any issue since you dont buy hse. To increase or not BLR next september is BNM jobs....what we can do is spend less for consumer. In the event of HAPPEN; get ready show off what you buy sure there alot cheap hse for you to buy. Since i see your Concern ; i waiting your Action to show for other. |
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Jul 21 2014, 04:50 PM
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#4
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6,356 posts Joined: Aug 2008
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QUOTE(bearbearwong @ Jul 21 2014, 04:07 PM) oh ya hor never include premium as well, per acre out of sudden..you become developer...20 houses- 1 house (cost of land)- 3 houses (premium and other expenses incurred)- 2 houses (construction cost, agents cost and etc0= still 14 house maa 14 house, market rate busuk busuk 500k 1 BIJI DSL= 14 X 500k= 7 million (what else) 1 acre nett = 7 million profit nett 10 acre= 7 X 10 =70 million profit nett ( this time keluar masuk starbucks and buy the whole unit also can) You grow very fast  ....taking sterioid when cant buy a hse? |
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Jul 21 2014, 04:54 PM
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#5
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6,356 posts Joined: Aug 2008
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QUOTE(bearbearwong @ Jul 21 2014, 04:48 PM) 10 acres no lar... 200 acres plus also no.. bro joking only see you steady for or not.. chill lahh. where i got so many lands... got i dun talk in LYN di.. You speak towards the bird on the sky, birds will believe you and will flying down to find u.No heart sad...but compliment your skill  This post has been edited by felixmask: Jul 21 2014, 04:57 PM |
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Jul 21 2014, 06:02 PM
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#6
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Aug 5 2014, 04:49 PM
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#7
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QUOTE(bigman @ Aug 5 2014, 01:30 PM) since the BLR is increased.... now wat is the best package banks can offer??? When OPR increase...BLR may not increase directly.BLR-2.5% ??? Bank also giving FD ; when their FD more than the loan interest..BANK not able to cover their FD obligation. Bank take our saving or FD to lend out to consumer. The interest of loan alwasy greater the rate giving back for saving. |
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Aug 5 2014, 06:12 PM
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#8
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QUOTE(bearbearwong @ Aug 5 2014, 05:56 PM) this signifies bank are cash tight or there will be another round of OPR increase in September, in had gone viral.. with articles When Bank out of CASH, they borrow among interbank to outcome shortage of cash in their bank.http://www.theedgemalaysia.com/business-ne...ys-analyst.html and OPR increase not decide by Bank but BANK NEGARA. the OPR increase/decrease mechanism determine by few key; one of them is inflation etc. http://en.wikipedia.org/wiki/Interbank_lending_market |
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