You're welcome, Pink
I'm actually thinking about selling some AmDynamite and use the money to buy into DIGI.com Bhd and/or Axis REIT

Yield is similar, but with capital appreciation potential

Based on current market scenario, are u actually comfortable to increase your UT equity exposure?

I think my risk appetite limits me to EQ 60:40 FI.

But I'm comfortable buying more KLSE stocks to hold, cos as long as I don't sell, any "paper losses" won't be realised, I just hold and keep receive the cash dividends. Just treat as a very long term FD, just a matter of time before the dividends cover/offset the price losses.

Whereas if buy into UTs, if the fund manager disposes off the loss-making positions, the paper losses would be realised and hit my portfolio value.

Compare June - Nov 13 for Ponzi fund drop more than 50%. Is it feasible to topup further consider it was cheaper cost now?

do you mean HSAQuantum?
got drop >50% meh?
mine dropped <6% Nav since May till now.

Bond fund don't look that promising from past trends. AmDynamic used to yield that kind of return.

I have a question regarding sales charge. I've read the FSM information, but knowing me, I might get the wrong idea, lol.

Do help me to understand here. It says now that there are no more sales charge, but there's platform fees.
Let's say I buy 1 fund with RM10k investment. How much do I get deducted from FSM? Is it according to whatever platform fee that is tied to that particular fund as shown in the site?
If yes, anything else on top of that that will be deducted from me?

So, if the price increases by 5%...so my profit = 5%-platform fees?

What is the difference between this and buying from the bank in terms of charges? I see that most bank charges about 4-5%. So meaning my price has to increase more than 4-5% before I can make a profit, yes?

Thanks!

Yeah, I did earlier. And it seems like the fee is not high at all and I'm concerned if I've actually missed out on something.

AmDynamic Bond was 1.5 sen per unit
AmAsia Pacific Equity Income at 5.5 sen
AmAsia Pacific REITs at 2.0 sen per unit

latest holding of Hw PRS Moderate as at 31 Oct 13
added in Hw Sel Asia Oppor
you are right...1 fund = 4 funds

jfyi....Hw PRS Growth has PONZI...

i think many of us here have it too....

Hi all sifus,

Got a few questions. Currently, I'm looking at buying hwangIM PRS via FSM. I have no prior account at any institute or FSM.

I read the "getting started" from FSM but still a bit blur.

What I need to do?
1. Online Creating an account in FSM, free of charge, via an online form
2. Fill in the PPA form but submit to who? Pay to who? Do I need to go through FSM for this, or apply separately, then just key in the details of the PPA account into FSM system when I get it?
3. Fill in the application form from hwangIM to purchase? Or should/can I do the buying via FSM? Without needing to create an account with hwangIM directly?

Please advise.