BAD noises.....coming.....
30% fall-off looming for S&P 500: Economist
The S&P 500 is just 9 points off a trigger point that will see it tumble 30 percent, veteran trader and economist Steen Jakobsen told CNBC on Thursday.

He said that typically equity markets corrected 10 percent once a year, and corrected 25-30 percent every five years.
"So statistically we are overdue (for a fall-off)," he said.

http://www.cnbc.com/id/101550506

A pullback is almost definitely coming this week.
A pullback in the stock market is almost assuredly coming and my sense is it will begin this week — after the end of the first quarter.
A re-pricing of risk is overdue. While expectations of 8 percent to 12 percent gains are not unreasonable for 2014
http://www.cnbc.com/id/101539849

Can Your Portfolio Survive The Coming Bust?
In the USA since 1928, the S&P 500 Index has, on average, dropped from a recent high by 15% every two years, 20% every four years, and 30% every decade. That’s painful.
http://www.fool.sg/2014/04/01/can-your-por...he-coming-bust/
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or shopping preparation time?

postings exceeded 2500 liao.. version 6 coming soon?

This post has been edited by yklooi: Apr 3 2014, 06:26 PM

Cannot tahan... Yesterday bought jaguh kampung fund

Uncle Looi, I'm not afraid.. Want fall go ahead. I need to top up.. But not 30% la.. 20% can ah..

Haven't really experience this kind of major fall myself. So apart from the usual portfolio rebalancing (which I can currently 55% on bonds), any tips from the sifus?

I'm planning to top up my RHB GEYF, but when my equity portfolio hits 65-70%, I'll have to top up bonds portion again. So far only thought of increasing US+Europe exposure. Maybe follow like taikor Pink, top up 2 times PGSF follow by once on GEYF..

This post has been edited by TakoC: Apr 3 2014, 08:22 PM

Terbalik, I top up 2 times GEYF baru top up PGSF once or top up RM200 GEYF and RM100 PGSF

then here comes the GOOD noise.....
Goldman Sachs: It's showtime for global growth
After a limp start for equity markets in 2014, investment bank Goldman Sachs has revealed it is bullish for the second quarter, predicting global growth to pick up and shares to follow suit.

http://www.cnbc.com/id/101551446

Sorry OFF topic!

needed advise/confirmation on formula....

if interest rate to be charged is 9.5%p.a for $ owed.
can I assume 1 month is 9.5/12=0.7916 %
if I owe 54 months at RM700 per month
that means 54 x RM 700 = RM37800 x (54 x 0.7916)
37800 x 42.75% = 16159.5 = interest of this RM 37800
therefore total owed is 37800 + 16159.5 = RM53959.5?

if the market keep up up like tat.. how to topup lol..

What weed u smoking unker

I already 2 months no top up

This post has been edited by Pink Spider: Apr 4 2014, 09:15 AM

...clearer idea ...just illustration..only

needed advise/confirmation on formula....

if i stayed at an apartment that charged RM 700 per month maintenance fees
and for 54 months i did not pay it and now that i decided to pay up....
if interest rate to be charged is 9.5%p.a for $ owed.
can I assume 1 month is 9.5/12=0.7916 %
if I owe 54 months at RM700 per month
that means 54 x RM 700 = RM37800 x (54 x 0.7916)
37800 x 42.75% = 16159.5 = interest of this RM 37800
therefore total owed is 37800 + 16159.5 = RM53959.5?

can i assume 9.5%/12 = 9.5% pa? end results same? monthly interest calculation = yearly interests calculation?

today my portfolio market naik again! wahh.. really awesome..

@pink spider, how come u never top up for 2 months dy?

diverting my excess funds to stocks

plus, don't see opportunity to buy on dips

ah i see. moving to next level of investment.
nice nice. do you mind sharing your experience in buying stocks? so far return all good? what kind of companies are your no1 go-to?

see my LYN signature

My selection criteria:
- the stock must be consistently paying dividends
- zero/low debts
- cash-rich company
- the industry it is involved in is fairly simple to understand

My past 12-months total return from stocks are about 18% I think.

Second that bro!

Moved my funds to stocks and to-date around 40%+

owh nice nice.
so u invest in stable / lesser risk type of companies i see there. but the stock price must be quite pricey.
sorry for the newbie noobness. lol.
in a few years when i have higher pay i wanna start invest in stock as well. for now, i'll learn from UT.

thanks!

only Nestle and Dutch Lady is "pricey"

Nestle RM60++ so 1 lot is RM6K++
DLADY RM40++ so 1 lot is RM4K++

The rest...even Maybank, 1 share is only RM9++ so u can invest in Maybank for as little as RM900++.

But u have to bear in mind the transaction costs (brokerage fee, stamp duty, clearing fee). The broker I use charge RM10 min. per transaction. E.g. I buy 2 lots of Maybank (assume at RM9.50), I'd incur RM10 + 57 sen + RM2 = RM12.57

So, transaction costs as % of value transacted:
RM12.57 / RM1900 = 0.66%

Now, who said shares are "expensive"?

This post has been edited by Pink Spider: Apr 4 2014, 10:15 AM

haha.. taht is alot of money youve got there bro
to be able to invest the diversified portfolio as we can see on your signature, requires alot of $$ and high income for the commitment.
but i dont quite understand the charges on maybank side. rm10 + 57 sen + rm 2 what is the red highlighted amount about again?

Clearing fee 0.03%
Stamp duty RM1 for every RM1K transacted (e.g. u buy RM1,900 worth of shares, stamp duty = RM2)

I'm old uncle already...working so many years already sure got saved a bit money ma

This post has been edited by Pink Spider: Apr 4 2014, 10:39 AM

owh i see, the stamp duty. okay, got it now.

haha, old but tech savvy and know how to invest to grow more green leaves. good ma.
oh ya off topic abit, when you first started off, assuming maybe 15 years ago (just a wild guess), how much % of your net income goes into investment? and how did the % go up from the day you started till today? maybe from 50% to now 80%?

When I first started working my salary is only RM1.6K, I started with UT investing, RM100 a month without fail. And I dump large bulk of my annual bonus into investments

This post has been edited by Pink Spider: Apr 4 2014, 10:50 AM