AGEF's country exposure is a lot more rigid. Pacific GSF is more flexible.

currently my laggards are HSAO >< possible to free switch all to HSAQ?

HSAQ not laggard?
i "think" the performance of these 2 are now almost similar for the past 2 months

HAQ ding dong bigger, HSAO ding dong smaller, and going down to the drain lol.. or maybe i just keep it rolling la..

Seems like market didn't take the ECB news well.

Look like roller coaster.. AVG still not much downside. Perhaps the bull take a temporary rest.

dow all time high again lei..

still shake head how you guys are treating unit trust like stock market...

Xuzen

Xuzen,

Your analogy is flawed for several reasons:

1. I also got INVEST in KLSE stocks, and I buy buy buy and very rarely will I touch the "sell" button
2. With unit trusts, I buy buy buy buy buy and almost will never click the "sell" button unless to switch to a different fund which I think will have better potential

With "robotic" DCA approach, u will top up e.g. on every 15th of the month. My approach is a little bit different - I still top up every month, I top up less (or nothing at all) if the month has seen a super equity bull run, I top up more if it has been a bearish month; and I top up when market is gloomy, not on a fixed date of the month.

Pinky

This post has been edited by Pink Spider: Nov 10 2013, 11:52 AM

1st time posting in this thread,although I always visit this thread.
Started investing in unit trust on this September,my targeted allocation:
10%-AmDynamic
20%-KidSave
14%-Aberdeen Islamic World
14%-Osk GEYF
10.5%-AmAsia Pacific Equity
10.5%-Hwang SAQ
7%-Osk Equity Trust
7%-Kenanga Growth
7%-Eastspring Investment Small Cap
Was hoping sifu-sifu here can give some advice.
Is my allocation good?Or too much fund already?
I'm 21 this year btw...
Thanks a lot in advance!

This post has been edited by Zdes: Nov 10 2013, 11:52 PM

@Zdes, you have 9 funds. OMG.

I think you can eliminate some of them if they have redundant objective or country allocation.

Personally I think it'll hard to monitor/manage unless you're aiming to let them auto-pilot themselves.

This post has been edited by David83: Nov 10 2013, 11:59 PM

I also felt I have too many fund..wonder why I didn't thought of that earlier.
Which part do you think I'm too heavy in?

Hwang SAQ vs EI Small Cap
Aberdeen Islamic vs OSK GEYF
OSK Equity Trust vs AmAsia Pac EQ

These 3 are quite close to each other

Hwang SAQ vs EI Small Cap
Aberdeen Islamic vs OSK GEYF
OSK Equity Trust vs AmAsia Pac EQ

These 3 are quite close to each other

So in your opinion,i should just focus on one of each?

Yes, IMHO u should dump 3 of these 6.

If u ask my opinion, I'd say keep the bold ones.

Good morning guys.

Any bonds recommendation?

Want to diversify 10-15% into fixed income bonds...

Advice please.

FSM Fund Choice for Nov.....
CIMB-Principal Strategic Bond Fund
http://www.fundsupermart.com.my/main/resea...?articleNo=4021

just a note: a forummer once suggested FD as a better choice for bond
considering the maybe 1% or 2% variance with much less risk....
oooh unless you go for RHB islamic or RHB bond.....

hello there.

any reference for the bolded sentence?

kate 81 something

thanks.

will go and stalk her post now.