very true, UOB, RHB, Maybank, CIMB all confirms to me it's DIBS scheme.

sam kor, already tried Rhb, but wait until now still no news, probably been rejected gua, their DSR calculation is quite low, maybe i can't pass their assessment. Anyway, i am going to sign cimb. their lenglui banker will come to find me later.

happy to hear that.

haha...i think in this round, banks have more confident than sps, they are very willing to offer DIBS to sps but sps still very be careful on all the terms and regulation ah...

aiyo, i wanna give a another thumbs up to sps la.....very very professional in handling this kind of issue, never simply promise anything without confirmation and once they promise, normally they will make it happen.

Good, if got lenglui serve one better take the lenglui's package..

My RHB application also takes 9 working days before they revert back to me... fairly slow but with attractive package..

Lol, that confirmation is before the budget, now not sure they will change it, coz I not yet sign the LO!

trust me, avoid RHB if possible, i have bad experience with RHB loan before...so damn slow response and so damn lousy service...finally i chose to refinance to other bank...this bank sxxk...

but now even though after budget, HSBC and OCBC bankers still come back to me and say still valid for DIBS, only SPS still be very caution on this...haha

Yes, I have the same feeling as well. Ambank and Rhb, slowwwww.. Thanks for sharing out!

So far only Rhb offering package with no lock in period, but after the revision of RPGT, no point as well.

Great to hear that. So you already decided on the bank loan?

not yet, nt yet ask the agents come out to explain to me the detail..

This post has been edited by doomdoom: Oct 28 2013, 02:08 PM

Oic, what kind of details should be asked? Can share? coz I also worry will miss out something.

doom2 kor, your rhb banker lenglui one ma? haha...if not lenglui plus slow response,

my previous experience on RHB , they also better package than other, better a little bit only, but somehow their service is really bad...i remember i have issue and need some clarification on the loan, i called the RHB but the divert me to here and there, after that i went to their main branch at jln tun razak, and nobody can answer me and ask me go to bangi branch because my loan detail at there..i am like what the fxxk, your system cannot link to main server , then they say cannot, and that time is during peak hour around 2.30pm..but the office area at jalan tun razak RHB looks empty....some are chit chat there.....


so on that day, i refinance to other bank..foreign bank give really much better service compare to local bank..

that RHB experience is long time story..not leng lui, is a ugly looking guy...

some standard like lock in period, withdraw facility charges, principal reduction payment amount...bla bla bla...will read thru the offer letter before decie..u know la..some agents like to keep the bad thing and only share with u the good things...so better be careful before u sign on the dot line...

So sorry to hear that. Wah, need to apply Rhb, also better to think twice.

this is my own personal bad experience with RHB la, maybe other got good experience with RHB...

but i really have very bad impression on this RHB, i spent whole day just to get some detail about my loan and even went to the main branch, somehow they cannot provide me the simple info, all behave like a fresh grad even though the manager come out also talk to me like a silly person and ask me go to Bangi branch to ask detail, ask them to call, they say cannot as they dont interrupt other branch matter......feel like want to slap his face....

so now for any house loan, i will only straight apply on HSBC, OCBC, UOB and standard charted...

This post has been edited by doomdoom: Oct 28 2013, 02:25 PM

TQ neo kor!

TQ Maldini kor!