so, should I just sign with RHB since CY tai kah jei also use RHB. I think they should be more competitive rate.

ya may b response not as good... my uncle seem interested n brought him there... SA still layan and said still open for sales for those left over unit... seems not much take up from waiting list.

Bro Rusty, dont need to go Semenyih town la, later EcoHill is A town. We walk can reach all the facilities

Yes, RHB has got the best rate - Semi-D BLR-2.5%.
No lock in lagi, easy to flip. I am own stay, so, i give the biz to whom i like most -service very good.

Alternative route in case heavy rainpour loh. Normal time you still can use the old road, no problem.

Dear all taikors, need your input..
Received LO from CIMB,
Full flexi. 90% loan. Blr - 2.4%. 35 years.
Monthly fee rm10. Setup fees rm200

I asked the banker whether can change to 30 years but banker advised to keep 35 years loan as in BNM, my monthly commitment will be lower. And besides I can pay more monthly installment to off set the interest.

The issue now is i makan gaji only, will not foresee huge windfall, except if boss give me 6months bonuses. Haha. So not sure whether paying monthly fees is useful for me. Second question is: is getting a 35 years loan better than 30 years? The interests saved is a lot form that 5 years and I only need to fork out extra rm200 per month to service the 30 years loan...
Kindly advise. Cheers!!!

Haha, bro darween! Cheers bro! We are all future neighbours and I'm happy to "see" all are gentlemen and ladies. Great stuff!! When it's time for open house, I'll invite you all nice neighbours!

Bro Neo,

We are all makan gaji gang; so, excess payment on monthly basis is a waste if there is no excess payment; but, should you be able to dump extra money as and when you can when you move forward, it would be handy, so RM10 monthly fee is a price to pay for convenience. If the concern is the interest, then you just pay extra 200 payment every month to lower your interest. In the end, it is going to even out on its own. Additionally, you need to factor in the BLR movement; BLR is rumored to increase next year (perhaps even this year) - your repayment could be higher. I would say stretch as much as possible and make a lump sum payment whenever you can if interest for the 5 years is your concern. Its always useful to have the full flexibility than limiting ourselves. May come in handy in future.

No problem. Nice to "see" you too. Yeah, keep us in the list for open house. Will turn up there in SEH!

the price are high and not easy to swallow for working class "ta gong cai"

Guys, do you know whether there is a rule that we need to do full medical check up for loans. Hate doing the stress test

nvr heard of that b4
Which bank?

Not for loan leh Bro Donny B. It is for MRTA or MLTA should you buy one. And the med checkup is only for those with loan / insurance amount more than RM500k.

+1

Yes, chinaman or local ah pek buying to keep 2nd milk

Me bukan TKJ wei!

U buying MRTA/MLTA is it?

Now don't have, doesn't mean next time also dun have mah.

RM 10 / month give you full flexi, just take less one starbuck coffee shall do loh..

CIMB package not bad as well...

CIMB still with DIBS or not?

My friend was in the semi-d waiting list. He got the call the following Monday and told him there's limited unit for semi d. Is he interested ?

When enquired the price...rm1.1 million.

He politely told the SA, i will wait for loan reject case instead.