Got the letter from OCBC bank stating the changes in this card. Gotta respect them for writing it in such way that it sounded like they've revamped the card for the greater good of the world with the 1% for all.

hence came the exercise of 5% off Dec 13 bills lol, perhaps an alarming rate of card cancellations

Human Nature, cfa28, MeToo,virgoguy and asiatrader98

Guys, I just published my article on Cash Back Credit Cards for spending between RM1K/month and up to RM7K/month spending. And DarReNz, you'll be happy to note that I have fulfilled your Christmas wish too by preparing the comparison table based on RM500 increments.
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Human Nature, cfa28, MeToo,virgoguy and asiatrader98

Guys, I just published my article on Cash Back Credit Cards for spending between RM1K/month and up to RM7K/month spending. And DarReNz, you'll be happy to note that I have fulfilled your Christmas wish too by preparing the comparison table based on RM500 increments.
Click here to receive my Christmas/New Year gift to all my readers, The Best Cash Back Credit Cards - How To Earn Money From The Right Credit Cards.

I think You should Get Maybank 2Card  a MUST Have CC + UOB One Card as Spare...    

I) Maybank 2Cards
It's FREE for Life with NO Annual Fee Came with a Treat Point (System) with 3 Years Expiration Period

i still using it, for those transaction which do not meet Wise/Amex/UOB/Alliance/Watami requirement haha

my insurance is about 1500 so i should apply AEON right?
the quarter cash rebate = 1500 * 3months * 3% = 135.

is my calculation correct?
Thx

thank you.. will go apply asap

i m going to cancel ocbc titanium and apply hsbc amanah cash rebate card..:0

i am applying OCBC card now...titanium or platinum is better? platinum they will automatically convert retails to installment? LOL.....need advise before i thick which card....

Activated the Titanium card this morning.

So, my first ever transaction with the Titanium card..
Tried to buy movie tickets online.. FAIL.
Tried to pay for something online.. FAIL.

Never have such prob with my HSBC cc.

Point 9 but they didn't specify clearly on which card

"Can the service tax be waived?
Just like any other service tax imposed by and payable to the Malaysian Government, we are unable to waive. However, we have the Annual Usage Bonus programme based on your card spending to help you redeem against the service tax."

Yes, I do hate ocbc for removing the 5% CB. 
I have to replan to adapt my spending pattern around all the cards I have.

Just my 2 cents. My reading on “MUST-HAVE SECOND CARD” is that they planned to place ocbc TMC as the "secondary" card to supplement other "primary" cards. It pays (a hell lot) to be number 1, I guess ocbc knows where they stand. Just like any election, some do know they can only contest for Deputy post and not President post. It is better to be in the game than out of the game. So, ocbc wants to be the best "second card".

I don't know about others, for my spending pattern, I do need such "second card" for big items that don't accept Amex (not in WISE categories; and already max out Watami cc ). I used to resort to MB2 Master with 1xTP (a miserable 0.4% equivalent CB) with a feeling of "no choice". 
I have searched for a cc to fill this gap. Considered HLB Essential but din apply just for the mere 1% CB. Now I got it since ocbc revert to 1% unlimited CB. Not exactly what I wish it to happen. So now I downgrade ocbc TMC from "prime" CB cc to "secondary" CB cc for my "others" expenses. I'll still keep it for such purpose.

Let's hope there are other banks offering killer CB cc in 2014. 

Why you never apply the top two cash back cards ? Mbb2Amex 7% and HLB Wise 10%?

Already found it.

I have max out others cards (UOB, MBB2) rebates, so this 1% rebate is useful for me for all other retail transactions when merchant dont accept AMEX, my 1% rebate monthly is about rm50 so can easily offset GST 

SCB card has very less benefit for me now, will try to apply the HLB WISE, want to max out the 10% rebate too 

What happens if we accidentally pay less than the minimum payment amount?  Will late payment penalty be applied?  And how is minimum payment amount calculated?

Accidentally paid less than minimum this month as I always pay on time and about the same amount... overlooked some big purchases this month.  Thanks, will give them a call

today received a call from OCBC, persuade me to upgrade Titanium to World. Confirmed GST waiver (rebate in same month RM50 automatically), free first year AF, then during next anniversary month, asked me to call up again before AF being charge, she said my spending pattern 100% get AF waived, I asked her the basic criteria but she not willing, or unable to tell.

at the end, I upgraded, since she so kind n sweet, haha

previous years was fixed at 1k nett / month for 5%.

last month spent more after revised to 1% unlimited.

I wont bother to date her la, just making fun of her

while you are praising ocbc for the unlimited 1%, i just managed to get my wife called to cancel her ocbc titanium. the cs told her there will be a team of inspection will call her within the next 3 working days to finalise the cancellation. but she told them not to waste time and proceed for cancellation immediately.   

i have too many CC on hand, til I overlook and forgot to pay my UOB 

basically I have all the so-called good cards