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Credit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only
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sj0217
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Jan 9 2014, 08:55 PM
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QUOTE(David83 @ Jan 9 2014, 08:46 PM) You meant the printed statement right? print statement?? is summary report for 2013 that whatever you spend, cash back, being charge, all the detail related to OCBC Tit credit card will be show on the paper
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sj0217
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Jan 11 2014, 12:48 PM
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QUOTE(waeguk @ Jan 11 2014, 10:04 AM) Anyone had their first new 1% rebates yet? I hope they didn't cap anything at all, despite saying no limit in beginning. I swiped over 10k already I have received latest statement and there is 1% from the total amount that I spend. but I have no swipe as much as like you.
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sj0217
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Jan 12 2014, 11:45 AM
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QUOTE(victorywp @ Jan 12 2014, 09:52 AM) i wouldn't mind if ocbc increase the t&c for minimum yearly spending from rm10k to rm20k or higher, in order for the auto rm50 gst offset. in this way, at least it gives hope to the users that the rm50 gst can still be absorbed by ocbc (if we attain to the minimum spending and not totally cut off like now). also, they will encourage small spenders to spend more with the cc and at the same time they can still maintain the big spenders to continue with them. the point is to keep the good ones and filter out others, why not do it this way?  Totally agreed with you, bank should keeping for offset GST when spending 10k and above. I use this card quite often since it is benefit for 1% cash back unlimited, compare to others card, this is good for others categories spend I would say, probably will keep this card for daily spend. My wife has apply for another one because of free cabin luggage, I have asked the agent about GST, he said first year is waiver and following year need to pay by yourself (as usual) and he said again maybe bank will do something promotion about GST RM50 for later time. Hope so
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sj0217
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Jan 15 2014, 09:47 PM
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QUOTE(lamode @ Jan 15 2014, 09:39 PM) the best thing is my CL is less 10k, despite having the card for 4 years with no single late payment, every time settled in full. Currently holding Maybank2card, HLB wise n AEON CC, non of them is less than 20k. oh well, live goes on, there will be no more OCBC TI for me  This is really good offer for offset GST for you, perhaps you should request for increase your CL in the first place, then only accept their offer. Otherwise, reject without increase your CL...
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sj0217
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Jan 28 2014, 07:40 PM
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QUOTE(bennyt @ Jan 28 2014, 07:04 PM) when is the promotion? First come first served? Not first come first served. That is during promotion period. My wife has apply for it during this promotion, has received the call but still under processed. The promotion is end of 31 March if no mistaken
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sj0217
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Jan 29 2014, 08:40 PM
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QUOTE(smartinvestor01 @ Jan 29 2014, 11:06 AM) all promotion has already ended.. but i am expecting my luggage as i have fulfilled those requirements to entitle for the free luggage.. i am quite curious when will it be arriving.. hopefully it will arrive before my travelling because my travelling bag is already ''dead''..  what promotion you mean? free luggage?? This promotion still valid until 31 March 2014
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sj0217
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Feb 17 2014, 08:59 PM
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QUOTE(amazinggrace @ Feb 17 2014, 07:28 PM) Actually, how many ppl have cancel their titanium card and how many ppl have apply for new card? QUOTE(David83 @ Feb 17 2014, 08:47 PM) I'll cancel by the next coming days. Should be on my way since I have applies for Watami card, unless the application for this card is unsuccessful... Hope to get some benefit about GST from them when the time calling to cancel.
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sj0217
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Feb 18 2014, 05:26 PM
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QUOTE(nakedtruth @ Feb 18 2014, 09:53 AM) my card valid thru is on 03/XX. I want to ask the GST and annual fees will charge on March statement or April statement? I want to cancel the card on the last month before the gst and annual fees charges. thank you. QUOTE(mgb @ Feb 18 2014, 12:18 PM) To be safe, cancel it a month before your card expiration. How about if request to cancel after the GST has been charged? Do we still need to pay it first? or retention dept will be reach you soon??
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sj0217
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Feb 18 2014, 10:45 PM
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QUOTE(victorywp @ Feb 18 2014, 10:36 PM) yes, but hopefully aeon watami don't revise their t&c so soon... ya hope so... seem like the application for this Watami card keep increasing... Many people turn to this card from OCBC credit card.
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sj0217
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Feb 18 2014, 11:11 PM
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QUOTE(DarReNz @ Feb 18 2014, 10:53 PM) u keep track of your many transactions to make sure u hit 3k ? I would think tracking hlb wise was easier every single transaction will be recorded in excel file, so it is easy to track back. QUOTE(arayz @ Feb 18 2014, 10:58 PM) just got the luggage this morning. can cancel card now  How long you have been wait for the luggage delivery? From the start date of active the card or fulfill requirement 3 swipe after 45 days?? I'm waiting the luggage as well...
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sj0217
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Feb 19 2014, 10:47 AM
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QUOTE(arayz @ Feb 19 2014, 10:20 AM) got the card on early Jan'14.. mainly used it for petrol.. more than 5 swipes i think.. but i didnt received the 1st jan statement so in feb the charged me for late payment  You didn't keep track for your statement date? Probably happening on my side also as the statement date was in 12/2, but until now (19/2) still haven't get the copy of statement.
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sj0217
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Feb 19 2014, 11:25 AM
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QUOTE(victorywp @ Feb 19 2014, 10:57 AM) put a monthly reminder a few days before statement due date for each of your cc. if your hardcopy statement still not received by the time your reminder sounds, then check it online and arrange your payment... Haha, I remember all the CC statement date and do have record daily exp in excel file, so easy for me to refer back and make payment accordingly. No worry about late payment
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sj0217
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Feb 23 2014, 09:55 AM
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QUOTE(carlitofreak @ Feb 23 2014, 08:13 AM) Went to yesterday 90% off for all items at San Francisco Coffee Paradigm Mall. Spent nearly RM350 but only need to pay RM35. Picture of 1 of the receipt » Click to show Spoiler - click again to hide... «  [/URL] Hopefully OCBC can come out with this kind of promotion often to attract their customer since it's no longer offer 5% rebate etc. QUOTE(tbheng @ Feb 23 2014, 09:04 AM) Wow, that was like a meal for a party of 5-6. And it cost u only RM13+. Amazing! I thought the offer only for the drinks only. Really miss it. 12:07...You were pretty early to the grab the deal.  Was it long queue? Ya I tot only for drink, really miss it already.. That time I passed by was afternoon time around 3 something, quite long queue to be waiting, so no think further to have a sit then...
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sj0217
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Feb 25 2014, 10:32 PM
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QUOTE(raymond5105 @ Feb 25 2014, 10:28 PM) OCBC waive for GST if you spent rm10k or above per calender year. I got mine waived for last year. No more auto waive for spending 10k and above already, if no mistaken start from end of Nov 2013.
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sj0217
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Feb 25 2014, 10:53 PM
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QUOTE(victorywp @ Feb 25 2014, 10:41 PM) some still able to get gst offset in december 2013. but i did not hear any more waiver starting 2014 until LostAndFound posted comment below stating that his wife received gst offset last month. Yes, no waive until LostAndFound has reported here, good to hear that  , is this a special promotion for particular card holder? haha, no idea with this, just make a call to request before cancel I would say.. try our luck
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sj0217
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Feb 26 2014, 08:21 PM
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Just get the luggage bag today. I have mentioned that send to my office during delivery, end up they directly send to my home address...  luckily got people there and received the bag
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sj0217
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Mar 12 2014, 09:09 PM
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QUOTE(edwardccg @ Mar 12 2014, 09:00 PM) btw, is there any platform i can pay Indah Water bill online with Credit Card? this is the only bill i could not pay using other credit card if I cancel ocbc titanium. Ya that is my concern as well. How about Aeon watami CC? Can pay for indah water??
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sj0217
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Mar 17 2014, 08:06 PM
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Called to CS request to cancel my card, my anniversary will be next month. Been advice that it is possible to waive the GST based on my payment behavior. CS asked to call back again on 10/4 due to this is the date of GST charge by bank for my credit card. Will looking further on the date.
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sj0217
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Mar 17 2014, 11:13 PM
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QUOTE(DarReNz @ Mar 17 2014, 09:32 PM) what's your spending pattern ? no any different, just normal spend... I think she mean payment on time, never late payment... QUOTE(DM3 @ Mar 17 2014, 09:40 PM) yeah they said the same to me but im doubtful that they'll waive when the time comes let see it is possible or not, will make a call 10/4
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sj0217
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Mar 18 2014, 08:41 AM
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QUOTE(GymBoi @ Mar 17 2014, 11:24 PM) y would bank want to keep those that never late payment and keep taking CB ?  But I have BT with bank currently
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