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Investment SETIA ECOHILL (Version 3), Inspiring Eco Township in Semenyih

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samkps
post Oct 21 2013, 04:13 PM

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QUOTE(cavynz @ Oct 21 2013, 04:03 PM)
Ya lor..i thought so.. no need to worry bout it if u buy for own staying. I noticed alot  of people concern bout lock in period here  smile.gif
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bro, if really 5 years really big concern even for own stay, refinance and job shifting would be crucial!
samkps
post Oct 21 2013, 04:15 PM

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Any difference signing the loan agreement before and after the budget?
samkps
post Oct 21 2013, 04:28 PM

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UOB bank approved. Full Flexi, Blr - 2.40 (cannot apeal, best rate, WTH), 3 years lock in, RM 150 processing fees, need to attach the MRTA (min 10 years, gosh!)
samkps
post Oct 21 2013, 04:39 PM

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QUOTE(cheryee @ Oct 21 2013, 04:37 PM)
Cavynz,

Coz mainly roti canai chef ma!  tongue.gif
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The chefs are under Cheryee taikajie aka first lady SEH's wise leadership loh.. tongue.gif
samkps
post Oct 21 2013, 04:55 PM

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QUOTE(cheryee @ Oct 21 2013, 04:39 PM)
Depending what's the issue that concern u in the budget lo!  tongue.gif
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How about 60% LTV for third house? tongue.gif
samkps
post Oct 21 2013, 04:57 PM

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QUOTE(cheryee @ Oct 21 2013, 04:38 PM)
Sam kor,

I wanna vest in CG for sure! So bankers please be kind to me and grant me loan pls!
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CG you also angkat ar? But very deep inside woh, no surrounding amenities, access road unclear, etc. Worth to masuk meh?
samkps
post Oct 21 2013, 05:00 PM

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QUOTE(robert82 @ Oct 21 2013, 04:56 PM)
heard rumour it will be 15%
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wah, 15% LTV for the third house? cry.gif
samkps
post Oct 21 2013, 05:35 PM

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QUOTE(cheryee @ Oct 21 2013, 05:29 PM)
LTV 60% for your 3rd loan shall not have any retrospective effect on your LO issued before the directive.
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oh? If immediate effect after 1st Nov?
samkps
post Oct 21 2013, 09:18 PM

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QUOTE(stevecheahsw @ Oct 21 2013, 09:10 PM)
Just clarify, This project not under our panel, we can't do for this project, if have others property can PM Me also....
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I think your company should approach SP Setia for SEH 2, perhaps there are some business opportunity..
samkps
post Oct 21 2013, 09:21 PM

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QUOTE(cheryee @ Oct 21 2013, 05:30 PM)
Sorry, typo, shld be EG I sure wanna masuk!

CG I will only masuk if the incentive package is mirror of Danga Bay! Otherwise, NO NO!
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Wah, Cheryee mui mui memang Dato LKS punya super fansi leh.. rclxms.gif rclxms.gif
samkps
post Oct 21 2013, 09:22 PM

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QUOTE(cheryee @ Oct 21 2013, 05:40 PM)
6.30am+++  rclxub.gif

I belum bangun wei!
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6.30am.. I masih oii oii as well... brows.gif brows.gif
samkps
post Oct 21 2013, 09:23 PM

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QUOTE(cheryee @ Oct 21 2013, 06:32 PM)
Danga Bay is 8% rebate on dp, 10% discount on purchase price, dibs. Total discount = 18%! So if they are offering the same package for CG, then a 3SL, 2,600 sf bu, 20' x 70' is around RM490k!!! 2,600 sf bu is bigger than my Plavia wei!
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Indeed large sf and buildup, but the location....... rclxub.gif rclxub.gif
samkps
post Oct 21 2013, 09:29 PM

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QUOTE(darween13 @ Oct 21 2013, 05:39 PM)
MRTA cannot be forced upon customers - BNM regulation, it is optional. Even some bankers are aware about this.
Maybe, trying to make extra income.
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Bro, thanks for reminding. Very true, I do aware that as well. Just sharing the info to let other buyers aware how the banker "approaching" us on the loan. tongue.gif
samkps
post Oct 22 2013, 11:13 AM

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QUOTE(darween13 @ Oct 22 2013, 10:36 AM)
Thank you!
Appreciate the valuable *insider* info.
But, for now all i know is should they not sub divide the huge commercial lot as per the master plan, there are only 68 units of DS shop lots.
They have another small single story low cost shop lot at the back / adjacent to the huge land.

smile.gif
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I personally have some reservations on the shoplot units, coz there are too many nearby. I presume it will be very competitive to strive for rental on the first 5 years, since there are plenty of "chearper competitors" nearby. Nevertheless, loaded buyers should be okay to hold it and reap the huge profits after the township boom.
samkps
post Oct 22 2013, 03:32 PM

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QUOTE(cheryee @ Oct 22 2013, 03:14 PM)
LOL ... then all die lo coz I oso dunno what is CY's theory!  rclxub.gif
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I take a guess on CY theory, every Dato LKS's property development, must die die crazy buy buy buy ..... icon_idea.gif icon_idea.gif

This post has been edited by samkps: Oct 22 2013, 03:35 PM
samkps
post Oct 22 2013, 10:27 PM

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QUOTE(divingfaces @ Oct 22 2013, 10:12 PM)
Incidentally, I just got loan approved by Alliance. 90%. BLR -2.45, lock in 3 years, 2% penalty from 1st drawdown. I said to the mortgage officer that I'll follow up after Friday's budget. Will then try to appeal for - 2.5 (trying my luck). If our wonderful govt decides to do away with DIBS, will we be affected (seeing that we have booked but not signed S&P)? Similarly, if stamp duty is hiked, do we also kena, i.e., have to top up on what SEH has agreed to bear?
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Alliance bank really differentiate customer... I take loan for DSL, the best rate only blr-2.35, appeal for better rate, the banker ask to put in 10% of loan amount into saving account for better chance. Your semi-d can get blr-2.45.... boooo.... mad.gif
samkps
post Oct 22 2013, 10:33 PM

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QUOTE(Ambang2 @ Oct 22 2013, 10:29 PM)
Don't feel upset. Try RHB. I got approval at BLR - 2.45 without lock in period
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Yeah, currently still waiting reply from the banker, regret not looking for Sherlyn or Calvin.... cry.gif
samkps
post Oct 22 2013, 10:34 PM

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QUOTE(cheryee @ Oct 22 2013, 10:32 PM)
Rabel kor,

Me ROTFL  tongue.gif
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Cheryee, you became the spokeperson for SEH in LYN already... rclxms.gif rclxms.gif
samkps
post Oct 22 2013, 10:37 PM

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QUOTE(divingfaces @ Oct 22 2013, 10:34 PM)
You should try *all* banks and cherry pick later

cool2.gif
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I do get better offer from other bank. biggrin.gif

Just want to say bye bye to Alliance on my next property loan.
samkps
post Oct 22 2013, 10:40 PM

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QUOTE(calvinkschong @ Oct 22 2013, 10:36 PM)
Hi Sam, you bought semi D also?
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No, I only afford DSL.

CY taikajie is leading the dragon head in Lyn, I just small potato and follow at the tail end only... tongue.gif
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