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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq

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sj0217
post Dec 10 2014, 09:28 AM

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QUOTE(xxx306 @ Dec 10 2014, 08:59 AM)
Hi which credit card that i can apply and get it on the same day? Is there any? Besides maybank2card. TQ
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Citibank is another option
sj0217
post Dec 12 2014, 03:08 PM

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QUOTE(xxx306 @ Dec 10 2014, 10:10 AM)
Where can i apply it? At the bank it self or at any of the promoter kiosk at shooping malls?
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You can visit Sunway shopping center where it is kiosk can be apply for credit card.

I was applies there and get the card within 1 hour
sj0217
post Dec 17 2014, 04:39 PM

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QUOTE(laymank @ Dec 17 2014, 10:09 AM)
You can just ignore it.
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I think this is not advisable to ignore it.

If no mistaken GST has charged even no active.

Better call to cancel and make sure GST is waive.

I have loan with them, credit card has processed and charged for GST.

They were waived for GST and cancelled it after I called
sj0217
post Apr 13 2015, 12:32 PM

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QUOTE(Gen-X @ Apr 10 2015, 12:14 PM)
Ladies and gentlemen,

It gives me utmost pleasure to announce that I have just published my most comprehensive tutorial ever on how to fly Business Class for FREE from our credit card transactions. And this said tutorial is dedicated to my Grand Master Sifu hye as a token of appreciation for this no nonsense guidance and strict teachings  notworthy.gif  notworthy.gif  notworthy.gif

With the recent inflated Enrich Miles and Maybank Treats Points Redemption Program, I thought I should do some research on how to optimize the returns from my credit cards. And every time I educate myself, you guys benefit from my hard work as I will share with you my findings.

If you take this tutorial of mine, you will learn that if you spend about RM2K per month, within 2 years you''ll be able to fly Business Class to London sooner than you would ever imagine.

And since a Business Class ticket from KL to London is worth about RM10K (if you book one way), that's like getting cash back of RM5K per year with just RM2K spending a month which beats the heck out of the Maybankard 2 Card AMEX where you only earn guaranteed cash back of RM600 a year with RM1K spending a month.

All in all, there are 21 lessons plus a bonus lesson in my comprehensive tutorial on how one can get a “FREE” Business Class ticket from his/her credit cards usage.

Once again, this tutorial of mine is really comprehensive and since most of you are busy working on weekdays, it it best you take the tuition part time over the next few weekends when you are in a relax mode so that your brain can adsorb the materials presented.

Click here to read my Comprehensive Tutorial On Earning Enrich Miles with Credit Cards to start learning how you can fly Business Class for “FREE” starting this weekend - that is if you got time to waste reading and enjoy reading my freaking long articles.

user posted image
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This is very long long tutorial but it's benefits and impressive.

Appreciate for your efforts although I'm not qualified for those higher credit card yet, but someday perhaps. smile.gif

sj0217
post May 7 2015, 02:11 PM

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QUOTE(M3L7991 @ May 7 2015, 12:21 PM)
Guys, i've won a cashback from BSN Credit Card. I won RM25k and the money credited into my credit card. My card limit is RM5k. Means that my card now is -RM30k.

1) Can i withdraw the money through Cash Advance? Is there any daily interest apply?
2) How can i transfer the money into any debit account or ASB/Tabung Haji or fixed deposit or public mutual?
3) What should i do? Buying a gold and sell it later when the price hike? Or can i pay the downpayment for a house?

I'm thinking of buying a house..help me sifu..sad.gif(
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It should be -25k in your credit card account but you can use up to 30k of credit limit.

If buying a house, you can use credit card to pay for 10% deposit right, eg: RM300k house, RM30k for 10% deposit is need
sj0217
post Jun 11 2015, 09:01 AM

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Just would like to share that I'm able to online purchased latest movie 2 tickets by GSC HL credit card with the price only RM14!!


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sj0217
post Jul 3 2015, 07:42 PM

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QUOTE(cyang @ Jul 3 2015, 07:05 PM)
any card can get cashback for insurance?
AIA & Allianz.
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Aeon watami card got 3% cash back
sj0217
post Jul 11 2015, 09:20 PM

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QUOTE(ivanleow @ Jul 11 2015, 09:15 PM)
How to do for watami to have 3% rebate on insurance?
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As long as you pay insurance by your Watami card

My insurance auto charge from Watami card every month
sj0217
post Aug 18 2015, 09:07 PM

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Is the MBPJ bill pay through payonline consider as government utilities ?

If yes, can use Wise Card for 10% rebate ??
If no, can use UOB VOX ??

Search back all the related thread of credit cards, seem like only PBB VS did it

Anyone can confirm?? blush.gif
sj0217
post Aug 19 2015, 09:12 AM

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QUOTE(cdspins @ Aug 19 2015, 08:55 AM)
I'm sure Wise card will not cover MBPJ bill under utilites
For UOB VOX, I'm not sure
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Thanks.

I shall try VOX then
sj0217
post Aug 19 2015, 10:45 AM

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QUOTE(lucas114 @ Aug 19 2015, 09:53 AM)
Paid a summon on MBPJ official website and got 5% cash rebate with CIMB Cash Rebate.
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Thanks for sharing...smile.gif

Will look for it and pay by cimb card then
sj0217
post Aug 21 2015, 03:37 PM

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QUOTE(un.deux.trois @ Aug 21 2015, 03:35 PM)
I'm pissed with Maybank. I made purchases on Amazon a number of times and all transactions failed! I recall a few years ago there was no issue at all buying from Amazon. I called the customer service close to 10 times and they kept saying about having to call them to inform before making a purchase from Amazon so they can open line etc to avoid fraud. I did what they told but was still unsuccessful. Now thinking to apply other credit card for online purchase. Which is the best CC for online purchase, domestic or international? Sick of having to keep calling Maybank CS but still unsuccessful.
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For online transaction, you may consider for
- CIMB Cash rebate card
- UOB VOX card

Both are entitled for 5% rebate


sj0217
post Sep 4 2015, 04:22 PM

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QUOTE(fkinmeng @ Sep 4 2015, 04:03 PM)
anyone claim free gsc tickets for birthday month before? how to go about it?
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I bring it to here this topic.

I have received SMS regarding free movie ticket. I went to check it out after that... get to know that only one movie is entitled for free...

Ended up I didn't exchange it as the movie to me is no interested... you can direct go to Gold class for redemption
sj0217
post Sep 4 2015, 05:06 PM

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QUOTE(fkinmeng @ Sep 4 2015, 04:41 PM)
just have to show my hlb-gsc credit card? thanks.
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Yup correct
sj0217
post Sep 13 2015, 06:40 PM

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QUOTE(Human Nature @ Sep 13 2015, 06:07 PM)
For Agoda book now pay later option, when will Agoda charge our credit card? Also, will it be based on the amount in MYR at the time of booking or the current exchange rate?

I just found that my pay later booking in Booking.com has increased by RM200 as it is based on local currency  sad.gif
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I heard my friend said that if selected for "Pay later", the currency rate will be based on later when charging to your card, not the time you booking...
sj0217
post Sep 17 2015, 08:40 AM

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QUOTE(prescott2006 @ Sep 17 2015, 12:20 AM)
Has the buy 1 free 1 promotion via Hong Leong GSC card ended?
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Do you mean buy 1 free 1, transaction need to be on Thursday ??

Is ended long long time ago already since end of June
sj0217
post Sep 22 2015, 07:37 AM

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user posted image

Dear xxxxxx,

If you have changed your contact details, please do let us know!

In the coming months, the banking industry will be enhancing the debit and credit card security features and by updating your contact details, you will be kept informed throughout this important upgrading exercise.

It is easily done! Just go to Hong Leong Connect (hongleongconnect.my) and update the following:

- Correspondence Address
- Email Address
- Office Telephone Number
- Mobile Telephone Number
- Home Telephone Number

user posted image

4 easy steps

A TAC will be sent to your last-updated mobile phone number in our system. Should no updates be done by you previously, the TAC will be sent to your mobile number previously provided to us.

Alternatively, you can also

user posted image

As a token of our appreciation for your time, a RM 40 Zalora eVoucher* will be headed your way. Look out for it in your inbox.

Thanks for keeping in touch and have a great day!

*Promotion ends on 31 October 2015. Your Zalora eVoucher will be sent to the email address provided by you upon the successful update of all relevant fields by 11 December 2015.

This post has been edited by sj0217: Sep 22 2015, 07:39 AM
sj0217
post Oct 26 2015, 08:09 AM

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Would like to check with you guys, if there any credit card good in carry to New Zealand, probably for 6 months.

Exchange rate should be higher right compare to New Aeon Gold Card, but this is just for in case if needed.

I was thinking out Citibank Credit Card since this is well-known bank and acceptable for swiping should be higher right hmm.gif
sj0217
post Oct 26 2015, 09:40 AM

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QUOTE(fruitie @ Oct 26 2015, 08:40 AM)
Actually all cards can be used in NZ, just inform your banks in advance. There is no need to apply a new card again. smile.gif
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Was worrying the card may keep decline if need emergency used for those local bank of cards, but so far no issued

Yup, definitely will inform bank first as usual biggrin.gif

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